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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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3 mobile default have I got a case ?


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Hi I am new to the site and just wanted some advice.

 

I had a 3 mobile contract which I ended 3 years ago at the end of an 18 month contract.

 

I ended it by calling up and telling them that I was leaving and the reason was that their service was poor due to poor signal and problems with voicemails.

 

I then cancelled my direct debit and thought nothing of it but

 

I have since found out that I have a default for £82 which lowell have taken over and I have since paid in full.

 

I emailed 3 complaints and have had many conversations with them but they will not remove the default.

They are saying that the default is a true reflection of the account and that it was not logged that I ever called up complaining.

 

I disputed this and asked for all itemized bills over the duration of the contract which I have since received.

 

After looking over them I have found 2 calls made to them to make a card payment but nothing to 3 customer services

although I could have called from a landline but I don't recall.

 

My point is that I had spoke to them but I don't think they logged the calls which is their mistake.

 

They say that they have no logged calls from me but I can prove I have rang up on 2 occasions

and that they never logged the calls which highlights that they can make mistakes.

 

I also do not remember getting a default notice from them as at the time I was working away

and the letters may not have been passed on to me by my mother.

 

The default that is on my account is now 3 years old and I would really like it removed.

 

"Deep Breath"

 

After looking through all the numerous bills I have noticed another massive mistake on their part,

they have sent me some other persons phone bill with all their details on as well as all the persons call logs etc which I find very naughty.

 

So the question is with the above information do I stand a chance of getting this thing removed ?

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Stay off the phone.

 

You would certainly have a cause to complain to the ICO for their data breach, you need to enter their laughable complaints procedure and inform them of their epic fail in sending you someone elses data, they will probably ask for it to be returned, but contact the ICO first.

 

As for the default on your file, does it say 'settled'?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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The companys' error in sending you someone elses bill does not affect your bill or the quries on it.

The account is a service contract not a regulated credit agreement so DN is not needed.

I'm afraid this just goes to show that cancelletions by phone are not to be relied upon, many service agreements state cancellation in writting.

 

If you cancelled the DD before you received a final bill the default is correct.

Final Question, Answer No.

 

A plea for a gesture of '' good will'' might get the deafult marked satisfied but that's all.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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They say that the default will be marked as settled in the next 30 days. If I can prove I made calls to them via landline and they did not log the call will this help or am I chasing shadows.

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I feel hard done by after paying all 18 monthly payments and suffering the poor service from 3 all I have to show is a default.

 

I can understand that!! We all can fall foul of Ts&Cs especially in service agreements but the emphasis is always read what you are signing.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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They say if I prove I complained about the service they will look in to removing it but I never put it in writing at the time so looks like I have no chance.

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They say if I prove I complained about the service they will look in to removing it but I never put it in writing at the time so looks like I have no chance.

Yes you are correct.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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sar them.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Drew,

 

Your best hope would be to speak face to face to an authoritative person with the discretionary powers to remove the default.

 

They're being malicious if they don't, considering the damage the default can cause.

 

Good luck.

 

Richard.

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