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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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help with Paypal Negative Balance


Zazelle
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Hi,

 

I need some serious advice on what to do.

 

Long story short, I did something stupid and accepted a job that used PayPal. What it was is I had to accept money onto my PayPal account, and then withdraw it from my bank account to then send it back via Western Union. Apparently they were into e-currency trading and the website they gave me looked very genuine as it had the Forex logo and the different currency exchanges.

 

Now what happened is that PayPal put that money under review and asked me to send proof. After I did that I still lost and they refunded to the "buyer". I now have a negative balance of £719.48. I can't afford to pay it at once as I am currently unemployed and in benefits. I have been paying into my account bit by bit (paying £20, £10) and now my balance is -679.48. They now call me a lot and I actually called them back and explained my situation. They basically said in a nice way that I need to pay it back fully and asked me to ask family or friends to cover it for me and then pay them back. I can't really do that, and really don't want to. I don't want to go to court as I would not be able to afford it!

 

What do I do? and how long does it take before they send debt collection agency? And how long until they send me to court?

 

BTW, it's almost a month now since the reversal( 9/01/2013)

 

I don't even use PayPal. I only have it because sometimes I need it to pay something online. Other than that, I never use it.

 

Any awesome help would be greatly appreciated, as it stresses me out quite a bit.

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Hi, sadly this seems quite a common '[problem]' that happening at the moment.

 

Did you see the job advertised in the Job Centre?

 

If you did find the job via the job centre I would report this to them.

 

The first thing you should do is report this to the police and hopefully get a crime number. Then send a copy of the number to Paypal and hopefully they will get off your back.

 

Hope you get it sorted

 

JJ

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OK done. Will let you know what they say. It's really stupid though, why would they do that? Even though I gave them evidence they still sided with the [problem]mer, that's really unfair....and I'm actually really scared they are gonna say something like "we can't accept the Crime Reference Number"...

Edited by Zazelle
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Ok, I'm confused now....

 

This is the reply I got:

 

Dear ########,

 

Thank you for contacting PayPal.

We are still reviewing your account and appreciate your patience during this time. Once the review is complete, you’ll receive an email with an updated account status. Regarding case PP-###-###-###-###

Please let us know if you require any further assistance.

 

Yours sincerely,

Elizabeth

PayPal

 

Does that mean they have reopened my case????

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Success! Got this e-mail! (was tired of waiting for a proper email response so called them)

 

 

Dear ,

Thank you for contacting PayPal regarding your crime reference number.

 

I can confirm that we have received your crime reference number: ###############

 

I understand your frustration regarding this matter and regret any inconvenience this might have caused.

 

Yours sincerely,

Nicola

PayPal

 

Hope now they're gonna back off a bit. I'll let you know what happens.

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They are after their money as they cant collect it from your bank account. Phone them up and if you get someone with an Irish accent you will get some sense. If they sound like they are in the Phillipines ask to have a return call from Ireland as you cant talk to someone outside the EU due to Data Protection Laws (not true but it usually works)

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Hi, I've just recieved a letter from Iqor. I find it very annoying that they transferred it to them as I have given them my Crime Reference Number so they shouldn't have transferred it. Do I send them a letter stating that I have been victim of fraud and have given PayPl the Crime Reference Number?

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  • 1 month later...

Hi just thought I'll update you all.

 

I did what you advised and sent them this letter:

 

Dear Sir/Madam

 

Re:− Reference Number #########

 

This is to inform you that I dispute your letter of 20 February 2013 as I have been a victim of Fraud.

 

I have reported this to the police and have been given the following Crime Reference Number:################. This number has also been given to Paypal.

 

Please find attached the confirmation e-mail that the Crime Reference Number has been received by Paypal.

 

Looking forward to hearing from you

 

Yours sincerely,

 

Mr Zazelle

 

Ever since then, I have not heard from them, so I'm guessing they have dropped the case. I'd like to thank just_jue and assisted blonde for the help of sorting this out.

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  • 3 weeks later...

Hi i just wondered how you were getting on with this situation? As i am in a similar one. Involving an online job [problem]. Not quite the same job as you. I have already reported this to the police and have a crime reference number, i have also given a witness statement and provided the police with various supporting documents and evidence. I am also finding paypal not to be very helpful or grasping exactly what i am saying. they have been given my crime reference number. Thanks

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Ever since I send that letter, I've not recieved any calls or letters from Paypal and Iqor. If you have given Paypal the crime reference number, make sure you get a confirmation in writing, so that if they do sent it to a dca, you can prove to them that Paypal recieved it and they wont do anythinh. Just follow the advice on here and you shouldnt get in trouble. I havent been on.my Paypal account ever since then so I dony know if they refunded it or not.

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If they send it to a DCA, just tell the muppets that the "debt" is in deep dispute and if they contact you further then you will not hesitate to make full complaints to the relevant authorites and will add a comment on their fitness to hold a credit licence. Dont fear a DCA, they have no rights whatsoever.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Did they confirm receipt by writing? It's always better to have it in writing. Renegade is right, DCA's can't hurt you if you know what to do, there's no Credit Agreement so they can't force you to pay for something that you don't owe, they can't take you to court because they'll lose, and badly.

 

On my end, no new letters and reminders.

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Thanks

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