Jump to content


  • Tweets

  • Posts

    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
    • I have initiated the breathing space so ill wait. from re reading everything this what i understand BS gives me 60 days break from the creditors during these 60 days they may contact me and will most likely default I need to wait until after a default notice to see whether the OC will keep the debt or sell it off If kept by the OC then i should attempt a plan or pay some token payment? If sold to DCA then don't pay and after 6 years it will leave my credit report once the DN is registered with a date. DCA may start a CCJ but unlikely, if they do come back here. last question, do you know roughly how long this will all take? in terms of defaults/default notice, potential CCJ? Would you say I have 12 months plus from when the BS ends?
    • Well, it's up to you. Years & years & years ago the forum used to suggest appealing to POPLA, but then AFAIK POPLA's remit was changed and it became much more biased in favour of the PPCs. One of the problems with taking that route is that the onus will fall on you to prove your appeal, while if you do nothing the onus is on MET to start legal action which experience teaches they are very, very reluctant to do. If you go down the POPLA route I would think your ace would be insufficient signage.  Are you able to go back there and get photos of their rubbish, entrapping signs?
    • The first clearly visible sign as you pull in to the car park states “McDonald’s Customers Only 60 minutes” The next clearly visible sign is an almost identical sign outside Starbucks which states “60 minutes free stay for customers only” There are other signs towards the rear of the car park (away from the outlets) that have the terms and conditions on them in very small print.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

tax credit compliance check


foolmum
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3970 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

please help me ive had a letter from them claiming a credit check shows my husband is living at this address and from 2011 to 2012 why didnt i make a joint claim...we have been separated for four yrs and last august he did come home after living every where.....i have no proof of this ... every bill apart from the morgage which comes from my bank and the secured loan which is comes from his is in my name oh and the shy which is in name comes from mine....help i know ive done wrong dont want to go to prison. he doesnt pay me any money as he pays the loan....what shall i do havent phoned yet as so ashamed x

Link to post
Share on other sites

  • Replies 213
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hello and welcome to CAG.

 

You're not alone in having this problem, we have plenty of threads about tax credits. I'll move your thread to the HMRC forum where the guys should be able to help you. It's worth having a read around of other threads to get an idea of how this works.

 

Fwiw, prison is rarely the outcome, but you do need to be honest with them.

 

My best, HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

just phoned them.....i have to send proof of where rxcccc was living...cant as due to his iva he kept everything in my address....i know its my own fault what if they take my daughter and house off me xxx i cant pay back fifty pound a week. in iva and debt and house hold bills we pay 2200 pound thats without foofff

food and clothing and petrol household joint income is 3000 god help us.xxx

Link to post
Share on other sites

they just want my bills at present which i cant find all go from my bank account xxx feel so ashamed just praying they dont send me away..havent slept or eaten so scared.

...trying to email welsh water and my house insurance

Link to post
Share on other sites

OK, firstly calm down. HMRC rarely prosecute for tax credit overpayments, and as they're dealing with this without an interview under caution, it shows that prosecution is not their aim. In my experience HMRC will make arrangements to pay back overpayments over an extended period - you ask to make an arragement to pay in installments and they will normally ask you to complete an income and expenditure form if you say you can't afford what they want. CRB or welfare rights can help with this as you will need extra advice concerning how this fits in with the IVA. All you're looking at is paying this back over many years - and in the first instance, if you're still receiving tax credits, they'll take payments from that.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

Link to post
Share on other sites

so sorry but all i care about is my daughter i know its my own fault. ive worked out my own finances and it leaves three of us sixty pound a week to live off....husband works fifty miles away so needs car......xxx dont think we will qualify on a joint claim as we earn fifty five but the iva is 540 and the secured loan and mortgage is 970 xcc iva is husbands only so couldnt add it xx

Link to post
Share on other sites

so sorry but all i care about is my daughter i know its my own fault. ive worked out my own finances and it leaves three of us sixty pound a week to live off....husband works fifty miles away so needs car......xxx dont think we will qualify on a joint claim as we earn fifty five but the iva is 540 and the secured loan and mortgage is 970 xcc iva is husbands only so couldnt add it xx

 

Thank you to Estellyn for commenting.

 

foolmum, I'll alert the site team to your thread to see if anyone can give you some additional advice.

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

well have told my family and close friends...dizzy spells in work...have e mailed gas and electric for copies of bills...god what if they prosicute me...i think i will visit the doctors as stress is causing pains in chest....i cant prove husbands lodgings so will just have to pay xxx husbands iva finishes in two yrs so wondered if they would take a minimum payment until then xxx im desparate cant sleep or eat ...

Link to post
Share on other sites

Listen calm down, they're not going to prosecute you, they want to recover. Don't offer any repayment amounts until you receive your overpayment letter.

Give them as much evidence as you have along with a covering letter, gather up bank statements, send all u have and then wait for their decision x

Stop worrying youll not lose your wee girl x

scotgal 

Link to post
Share on other sites

i know im thinking the worse but i didnt use the money to inprove my house or go on holiday it was used to live... when will i know if they will prosecute me or fine me god three thousand on top.cccc times like this as childish as it sounds god i wish my mum and dad where here.xcx

Link to post
Share on other sites

no have to send all gas elec in ... i just dont know what to do the letter said yrs 11 to 12 so it will be two yrs as we got back together due to getting on better.. i cant prove anything and the next letter could be a huge bill which i cant afford ti repay in full...just livingxxx i admitted i was wrong and wanted to repay she just asked me about credit taken out but hubby on an iva since 2007 so he cant get it omg what if they go back further ive no proof he lodged everywhere.xxx ive been so stupid they may send me to court xxx

Link to post
Share on other sites

stop worrying, i had to do all this and i had letters from where my ex was staying and it meant nothing as he just rented a room , he worked away and this was not enough proof, we still had a joint bank account with a huge over draft etc.

They wont send you to court all they are doing is gathering evidence and if u owe them any money just set a repayment plan up, that is what i had to do.

Believe me no point in making yourself ill, i did and ended up in hospital , and it is not worth it . if i knew back then what i know now, i would have just carried on , take care of yourself and your daughter.

You will be fine i promise ,xx

Link to post
Share on other sites

thank you folle im so scared. why did they send a letter i thought it was a knock on the door xxx im too scared to sleep i just keep thinking and praying....she asked about our joint account it was frozen as part of the iva in 2007 i thought they would have known that..im trying to be normal in work so ashamed xxxc

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...