Jump to content


  • Tweets

  • Posts

    • Post #415 you said you were unable to sell it yourself. Earlier I believe you said there had been expressions of interest, but only if the buyer could acquire the freehold title. I wonder if the situation with the existing freeholders is such that the property is really unattractive, in ways possibly not obvious to someone who also has an interest in and acts for the freeholders.
    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Studio Debt Passed To Debt Collector


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4112 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

std threat-o-gram

 

read is properly

 

it says every word but WILL.

 

if, might, could, instruct. etc etc

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Replies 68
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

std threat-o-gram

 

read is properly

 

it says every word but WILL.

 

if, might, could, instruct. etc etc

 

dx

 

Thank you, it does say they will be doing the solicitor thing but seems a bit harsh for a catalogue debt in my humble opinion, I'm just sitting right at the moment as they said they would send collectors round if I ignored a previous letter. They haven't knocked yet ..

Link to post
Share on other sites

hehe the old solicitor gag.

 

that'll be the bloke at the next desk in a diff a diff skirt.

 

fake/tame solicitor.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

Update.

Hi all! Today I've received a letter from gpb solicitors, legal action pending. Full payment is expected within 10 days. It says a county court judgment MAY be obtained and if awarded further costs will be added. Also says if judgement is obtained they may have my personal belongings seized by a county court bailiff? Really?

This is doing my head in now :0/

Link to post
Share on other sites

Ha ha ha ha ha ha, they still farming those immature letters out eh!

 

Full payment won't be forthcoming, so they can stop willy waving, oh and as for bailiffs??? If they have put that in writing then a copy of that defo needs to be sent to the OFT&TS, for bailiffs to attend and steal a persons property, first you have to go to court, there you will put in a defence, IF the judge decides that you should be subject to a CCJ, then the Judge will order you to pay a set amount each month.

 

Then IF you fail to pay said amount, they have to go back to court, which you can attend and defend, where they will ask the judge to look at other options to recover the money, ONE of these options is to instruct 'court certified' bailiffs.

 

So until then they can put up or shut up, your a million miles away from bailiffs.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

hows this going?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...
hows this going?

 

dx

 

Hi!

I've heard nothing else yet since the last letter saying the above. This seems to be a pattern, it goes quiet for a few weeks then I get a letter through .. So still none the wiser or further on it seems

Link to post
Share on other sites

Ha ha ha ha ha ha, they still farming those immature letters out eh!

 

Full payment won't be forthcoming, so they can stop willy waving, oh and as for bailiffs??? If they have put that in writing then a copy of that defo needs to be sent to the OFT&TS, for bailiffs to attend and steal a persons property, first you have to go to court, there you will put in a defence, IF the judge decides that you should be subject to a CCJ, then the Judge will order you to pay a set amount each month.

 

Then IF you fail to pay said amount, they have to go back to court, which you can attend and defend, where they will ask the judge to look at other options to recover the money, ONE of these options is to instruct 'court certified' bailiffs.

 

So until then they can put up or shut up, your a million miles away from bailiffs.

 

Thank you for the advice, as yet I have heard nothing else from them ..

Link to post
Share on other sites

did you ever look for PENALTY charges

 

bet there are loads

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

did you ever look for PENALTY charges

 

bet there are loads

 

dx

Yes, I saved the statements once I told them I couldn't afford the monthly payments. Without checking there was either 3 or 4 lots of £20.00 charged as default sums

Link to post
Share on other sites

  • 5 weeks later...

laugh!

 

discount letter is next

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

laugh!

 

discount letter is next

 

dx

 

I have been offered a reduction twice via letter from this company but I'm not happy about a man calling at my home. I'm in the process of seeing if I can do a debt plan so the company can deal with them, I'm at a loss as to what else I can do

Link to post
Share on other sites

did you ever get your CRAfile?

 

and WHEN did you take this cat out?

 

lastly DO NOT ENTER INTO A DMP.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

did you ever get your CRAfile?

 

and WHEN did you take this cat out?

 

lastly DO NOT ENTER INTO A DMP.

 

dx

 

What's a CRA file? I had the catalogue maybe 5/6 years. A friend is using a DMP and she has had no hassle at all (touch wood) can't remember the company name off hand but they dealt with it and she pays so much a month which is split up

Link to post
Share on other sites

What's a CRA file? I had the catalogue maybe 5/6 years. A friend is using a DMP and she has had no hassle at all (touch wood) can't remember the company name off hand but they dealt with it and she pays so much a month which is split up

 

i hope it NOT a fee paying one!!

 

the trouble with DMP's is they rarely CHECK the debt IS enforceable esp the fee paying companies.

 

they DONT CARE if you REALLY do owe the money or not

as

9/10 they are FUNDED by the DCA's and i many cases the DIRECTORS are the sme people or inthe same bed.

 

then they come along a few months later going on about PPI & PENALTY charges reclaiming

 

then the company they fwd you too, ALSO take a large cut of your reclaim

 

IF it is NECESSARY to do a DMP

you can do it YOURSELF FOR FREE

 

same as RECLAIMING...di it YOURSELF FOR FREE.

 

 

now your CRA FILE....

 

again you are taking it AS READ that you OWE this money.

 

if its NOT on your CRA FILE.

 

odds on - ITS NO OWED.

 

and NEEDS INVESTIGATING.

 

please DO YOUR HOMEWORK FIRST.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

i hope it NOT a fee paying one!!

 

the trouble with DMP's is they rarely CHECK the debt IS enforceable esp the fee paying companies.

 

they DONT CARE if you REALLY do owe the money or not

as

9/10 they are FUNDED by the DCA's and i many cases the DIRECTORS are the sme people or inthe same bed.

 

then they come along a few months later going on about PPI & PENALTY charges reclaiming

 

then the company they fwd you too, ALSO take a large cut of your reclaim

 

IF it is NECESSARY to do a DMP

you can do it YOURSELF FOR FREE

 

same as RECLAIMING...di it YOURSELF FOR FREE.

 

 

now your CRA FILE....

 

again you are taking it AS READ that you OWE this money.

 

if its NOT on your CRA FILE.

 

odds on - ITS NO OWED.

 

and NEEDS INVESTIGATING.

 

please DO YOUR HOMEWORK FIRST.

 

dx

 

Hi!

No I have not checked CRA but I know I bought items so therefore want to pay, just cannot afford the payments no more. I realise they are probably not enforceable so I do see your point, it's frustrating I must say.

As far as I'm aware the management plan she took didn't charge her, it's something I'm going to look at tonight and see what I should do. I just hate that a collector has been to my home, makes me feel rubbish.

Link to post
Share on other sites

dirty man in old bomber jacket with clipboard

has NO legal powers and are NOT BAILIFFS

 

you should NEVER EVER pay a doorstepper

 

time for a CRA file look me thinks

 

see below.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...