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    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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Do ASDA use a different calender to us?


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As already reported in the media over the past couple of weeks a lot of ASDA stores have already got Santa's grotto in place ready for Xmas & have been selling Xmas lines for ages. SWMBO has just come in from work and told me that they are now expecting their delivery of the Easter eggs on Boxing day.

 

She was also given her 'Xmas stocking' from work which contained party packs, nuts etc.

 

:madgrin:

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It's flipping everywhere! My local bargain card shop has their Christmas range out, as does my local newsagent and chemist. One of the bookshops has all their Christmas Annuals out as well! One of my Facebook friends has started her Christmas countdown (status update every day saying how many days are left) and changed her name to something like "Santa's Little Helper" or "Christmas Pixie" or something equally depressing.

 

Wake me up on the 20th of December, please...I don't want to hear about any of it until then!

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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Do ASDA use a different calender to us?

 

 

 

For manufacturing/supply purposes, YES they do.

 

Its called profitability.

 

Nothing you buy from them will have been made in the U.K. to enable a constant supply on the run up to Xmas.

 

Its been imported. Its here. Its in the warehouse. Its probably been paid for a year ago.

 

So, get it out on the shelves and sell, sell, sell.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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I've already been doing some Xmas cards, I make my own and in the crafting world there is 'Xmas in July' where you dig out the unfinished stuff from last year, start on long term projects (so you might finish them in time for THIS year) and generally see what you might need to get to continue feeding the crafting habit!

 

Yes, Xmas stuff sighted in Poundland and other shops - apparently they had such a bad time with the garden stuff this year they are hoping people might buy early for Xmas this year.

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We went to JTF warehouse yesterday, and they were packed out with Christmas lights, decorations, cards etc - it was quite surreal to see tinsel and sparkling Christmas light next to BBQ's and patio sets :lol:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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Never use ASDA as found them to be more expensive than Morrisons and lower quality!

 

I'm not a lover of Asdas quality, but I think the quality of most supermarkets has gone down hill, with the exception of Waitrose, but we all know how expensive that place is :lol:

 

I only use supermarkets now for items such as toiletries etc, I use my Butchers for meat, the market or greengrocers for fruit and veg, and I go to the Asian shop when I visit my friend for my spices etc.

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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I'm not a lover of Asdas quality, but I think the quality of most supermarkets has gone down hill, with the exception of Waitrose, but we all know how expensive that place is :lol:

 

I only use supermarkets now for items such as toiletries etc, I use my Butchers for meat, the market or greengrocers for fruit and veg, and I go to the Asian shop when I visit my friend for my spices etc.

Good attitude but the problem is the supermarket is convenient so you buy all your stuff there. Many times we have gone in to make a few purchases and walk out with a trolly load of stuff! :x

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As a shop owner I can tell you we had to place most of our Xmas orders for this year in December last year....usual chaos when come October you can't find the bl**dy pre-orders and don't remember whats been ordered or when its going to arrive, I also sell the craft lines for card making and they start arriving in March!!!!

 

WD

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I've already been doing some Xmas cards, I make my own and in the crafting world there is 'Xmas in July' where you dig out the unfinished stuff from last year, start on long term projects (so you might finish them in time for THIS year) and generally see what you might need to get to continue feeding the crafting habit!

 

I've managed 3 so far :ohwell: I hope you are doing better than me :-)

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planning for christmas? bah

 

im already planning for next years christmas eat your heart out asda

 

just kidding btw

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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After getting tickets to be in the audience of a very well known TV show recording a few months back, we arrived on one of the few hot days of this year to find out they were recording the xmas special. the whole audience was sweltering, fanning themselves, shedding as many clothes as they could and the poor panel were dressed up in santa padded outfits, woollen scarves and hats and other winter paraphernalia! :madgrin:

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After getting tickets to be in the audience of a very well known TV show recording a few months back, we arrived on one of the few hot days of this year to find out they were recording the xmas special. the whole audience was sweltering, fanning themselves, shedding as many clothes as they could and the poor panel were dressed up in santa padded outfits, woollen scarves and hats and other winter paraphernalia! :madgrin:

 

Ohhhhh, what did you see?

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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Tis the seaside to be Jolly tra la la la la etc

 

*sticks pencils in ears*

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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bit posh arent you? most of us just use our fingers1

 

Oh God, I just hyperventilated at this :lol:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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Riff raff shop in Asda

 

got me to a tee :-)

Any advice I give is honest and in good faith.:)

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got me to a tee :-)

 

Me too, even though I don't buy meat or veg in ASDA or any other supermarket anymore, it's as good as any for the things I do need! And their kitchen stuff is great!

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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