Jump to content


DWP Chasing 20 year old alledged Crisis Loan? - **RESOLVED **


tc5712
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2701 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

no mine too

 

I suspect a nice little DCA sent one of those demands scanned up.

 

usual MO,

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Replies 65
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

All seems dwp legit. Even used saynoto0870 to find landline numb. Called and Defo Gov dept.

 

Ignore or follow up for the equivalent of a dwp CCA?

 

Mistaken identity is my thought.

Really ....

 

Your soon find out when you apply for any state benefits,including state retirement pension and they start deducting the money you owe them from your week payments !

Edited by 45002

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

Link to post
Share on other sites

  • 1 month later...

Got this the other day.

I requested my employment details for 1993 from the NI archives.

The alleged date that this crisis loan was taken out was 23rd April 1993. I was pretty sure I was in employment on that date and I'm assuming if that's the case you cannot apply for a crisis loan?

Is this letter definitive enough?

Edited by tc5712
Link to post
Share on other sites

that's 1993 docs

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Got this the other day.

I requested my employment details for 1993 from the NI archives.

The alleged date that this crisis loan was taken out was 23rd April 1993. I was pretty sure I was in employment on that date and I'm assuming if that's the case you cannot apply for a crisis loan?

Is this letter definitive enough?

 

Unless I'm missing something, I don't think that proves that you were in employment on that specific date. :/

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

  • 1 month later...

Welcome akinika! Feisty little buggers formerly Iqor I believe?

 

They first called Friday eve & a tart 'only in writing' soon got rid of him but then a second call came this morning!

 

Me: "You called me last night and I said only in writing"

Them: "We've sent you a letter, you may not have received it yet"?

Me: "So why are you calling after I said only in writing"? "This is now the second call, times and dates are being logged, if you call again I will raise a complaint of harassment"!

Them: "You can't do that Sir"

Me: "Oh, can't I"? "Only in writing please, do you understand"?

Them: "And when you receive the letter, you will act on it then"?

Me: "No". CLICK

 

I know I should have just hung up after 'only in writing' but I love to hear them squirm and hang themselves.

Link to post
Share on other sites

Got this the other day.

I requested my employment details for 1993 from the NI archives.

The alleged date that this crisis loan was taken out was 23rd April 1993. I was pretty sure I was in employment on that date and I'm assuming if that's the case you cannot apply for a crisis loan?

Is this letter definitive enough?

 

Sorry, typo in earlier post. 1993 is correct.

 

Welcome akinika! Feisty little buggers formerly Iqor I believe?

 

They first called Friday eve & a tart 'only in writing' soon got rid of him but then a second call came this morning!

 

Me: "You called me last night and I said only in writing"

Them: "We've sent you a letter, you may not have received it yet"?

Me: "So why are you calling after I said only in writing"? "This is now the second call, times and dates are being logged, if you call again I will raise a complaint of harassment"!

Them: "You can't do that Sir"

Me: "Oh, can't I"? "Only in writing please, do you understand"?

Them: "And when you receive the letter, you will act on it then"?

Me: "No". CLICK

 

I know I should have just hung up after 'only in writing' but I love to hear them squirm and hang themselves.

.

 

The document you posted in #29

 

Doesn't prove anything really

 

And #33 !

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

Link to post
Share on other sites

.

 

The document you posted in #29

 

Doesn't prove anything really

 

And #33 ?????

 

Hmmm 45002, I was labouring under the false understanding that if I could prove I was working on the date of this crazy alleged debt I could prove it was nothing to do with me.

I have since found out that at the time a 'crisis loan' could be obtained even if you were in work.

 

Not sure what you're getting at with the attachment in post #33? That the letter I got today from akinika?

 

TC

Link to post
Share on other sites

whichever way it turns out DO NOT EVER PAY A DCA FOR A GOV'T DEBT

 

they DO NOT and WILL NEVER OWNTHE DEBT.

 

if you owe it

the only thing that can happen is 'eventually' they take a small regular payment out of any future benefits.

 

its up to you really what you do.

 

if you do find that you did have the loan

and there is a balance outstanding

 

theres nothing to stop you paying them sooner so's benefits aren't dipped into in later life.

 

don't forget this will Never be a priority debt anyhow

 

so minimal payments once you start.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

whichever way it turns out DO NOT EVER PAY A DCA FOR A GOV'T DEBT

 

they DO NOT and WILL NEVER OWN THE DEBT.

 

dx

 

Thanks dx,

 

What tactic should I employ to remove akinika from the equation? They're defo not getting a penny!

 

TIA

Link to post
Share on other sites

silence

 

do nothing they'll give up

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 months later...
  • 2 years later...

Ring or write and complain

Get a free DWP sar running

Its on their website

Make then prove their data

Ask your employer to stall or ignore if they can

As its in dispute

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

This also happened to me as well,

DWP sent attachment to my employer for £235.00,

It was for a loan from 2001.

Never had any paperwork - my employer had to take deductions,

due to timescales paid in full,

wrote to the DWP as to date they have never replied

and now give up in getting my money back bunch of crooks the DWP

Link to post
Share on other sites

This also happened to me as well, DWP sent attachment to my employer for £235.00, It was for a loan from 2001. Never had any paperwork my employer had to take deductions, due to timescales paid in full, wrote to the DWP as to date they have never replied and now give up in getting my money back bunch of crooks the DWP

 

So make the Data Protection Subject Access Request which is free with DWP and ask for written proof of the particular debt. If they can't provide it, make a formal request for a refund to DWP head office and if no joy get your local MP involved.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

'Prove it' letter (CC company payroll dept) plus SAR to DWP all ready to be sent off Monday morning.

 

Any suggestions for wording to send to payroll (I can easily email) to make sure it's stalled until resolved?

 

TIA

Link to post
Share on other sites

Kinda broke the golden rule by giving them a call,

(In my defence they're not a DCA) just to make sure they got the letter and what they're going to do about it really.

 

Actually got through to a really helpful bloke who, after I explained the supposed reasons for said alleged Social Fund loan, (to recap, 1993, I would have been 22, single, living in a bedsit and it was for bunk-beds) he agreed that something didn't seem right.

 

We came to an arrangement that involves him forward dating to October and him sending me a bank giro bill for £44. This will put a stop on the AOE order and give them time to investigate.

 

If nothing else it's stalled for a couple of months and I'll wait and see what, if any proof DWP will provide.

Link to post
Share on other sites

if you mean rang the DWP

no harm in that at all

 

 

sounds like you might be getting it sorted.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

if you mean rang the DWP

no harm in that at all

dx

 

Thanks DX.

 

 

I kinda think I'm delaying the inevitable though.

 

 

If they've done what they've done so far with no evidence,

(and how can there be? Being 1993 they would have destroyed records by now)

 

 

I think they will just steamroller this farce through eventually even when they can't find anything :mad2:

Link to post
Share on other sites

so what is the bill for £44 they are sending?

 

Should they steamroller through and enforce this via a DEO then refer to post #43

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Click Here To Make A Donation

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

Link to post
Share on other sites

  • 3 weeks later...

so does it prove their claim?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...