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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Hafilax 1/HBOS CC - no cca but we have an agreement and will produce evidence in court!


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Hi folks,

 

Any comments about this letter from Hfax after my CCA request?

 

I got a letter from BOS with a reconstituted agreement and promising a copy of the original signed agreement.

 

The letter below stated that they cannot provide the copy of the original, "but are sure we had one and will abbduce evidence in court.

 

Halifx-one-letter-anon.jpg

 

 

What do you think?

 

Cheers,

Rocky

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Hi Rocky, the recon agreement is now acceptable,and I

would expect that they have evidence of the account

by way of statements showing usage of the account,

these are then introduced on the balance of probabilities

that it is your account and you did sign for it.

Unless the T's & C's are not the ones in existence

at the out set of the account and they haven't

provided any variations that occurred , there

is little to contest on.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi Brigadier, what's changed here? It seems that the Consumer Credit Act is no longer relevant.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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It is still relevant but case law moves

things on, English Civil Law is based on

the age old premise '' of what would the public consider reasonable'' and

the balance of probabilities,it is not like criminal law where

there is a clear cut guilty or not guilty decision,

if for instance a recon is produced with statements of

the account showing activity on the account linked

to the debtor then the balance of probabilities

is an agreement was signed and the debtor used the money.

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Correct for the older agreements the original

signed agreement is needed if the creditor seeks to enforce.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Good, you had me worried there for a moment!

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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me too! Actually - and still me............

 

I've read most of the important stuff - Rick and all that..... but is it just me or does most of the feedback on here mention you have not much defence if they have a recon. with statements and no real obvious dispute...regardless of pre or post 2006?

 

Is it possible to clarify that the situation has not changed pre 2006 at all, a bit, it's basically the same as post 2006 with tweaks...

 

I'm mentioning it because from what I've read there is hardly on CAG of late there's no mention of two possibilities.......???

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See post 7#

The original unamended CCA '74

applies to the pre 07 agreements.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I think there is some confusion here.

 

The recon satisfies s78

 

But to satisfy s61, proof of compliant execution, if they are the claimant, they would need to produce a copy of the original to meet strict proof, as per HHJ Wakesman in Carey para 108 and for clarity 234

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whoooo whow Hippy lost here. So any agreement pre 2007 they would have to produce a signed original in court.. ?????

 

Post 2007 any reconstructed agreement can do...

 

As most of mine are the naughty nineties I always wondered why I was being offered 60% discount on my CC.....

 

Very interesting, though a quick question..

 

Say Me for instance had a 1994 CC and the DCA or OC went through bulk centre Northampton, they would not have to show they had the agreement True / False.... It would be up to me to contest the court case True / False

[sIGPIC][/sIGPIC]Happyhippy1959

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You will have to forgive me, I am not familiar with the Bulk Centre process etc... sorry!

 

I have looked at the findings of the Carey case though and it is crystal clear, from the COA, in court, to prove execution, a copy of the original is required.

 

So if they dont have they cant satisfy s61, and if they do have you would have a copy pre court and rip its compliance to bits via 'points of law'...

 

Unless its compliant.... :( then you just plead poverty and keep the fingers crossed lol

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agh,, thinks me gets the jist of that Alloyz,,,, so if they go to court pre 2007 agreement, as part of the court protocol rules they would need an agreement signed etc etc... Have read recently that judges seem to be throwing out the rule book on this one... hmmmm

[sIGPIC][/sIGPIC]Happyhippy1959

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Yep, '' The Balance of Probabilities'' is back

it was a much used principle in the past.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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A lot depends on which Judge you get.... but Alloys1 is correct re. Waksman.

 

As such and IMO, the balance of probabilities argument from the Claimant would therefore only succeed if the Judge was biased in favour of the Claimant (bank/DCA) or, if the defence was weak, or the Defendant lacked the confidence to believe in/his own defence anyway.

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The problem is PriorityOne that many faced with court are scared, intimidated and most definately not confident. Many don't have the time or wherewithall to prepare properly - even with the help of fellow CAGGERS. The aim of the game I think has to be to keep people out of court so we may need to adjust our thinking and advice perhaps??? Trying to quote case law to an unsympathetic (and ignorant)judge is not easy...

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Seen a few 'failed' threads in the legal forum recently where the judge has accepted reconstituted with claimant using Carey and the balance of probabliltlities as the argument...

 

Carey has been used incorrectly here then....

 

The problem is PriorityOne that many faced with court are scared, intimidated and most definately not confident. Many don't have the time or wherewithall to prepare properly - even with the help of fellow CAGGERS. The aim of the game I think has to be to keep people out of court so we may need to adjust our thinking and advice perhaps??? Trying to quote case law to an unsympathetic (and ignorant)judge is not easy...

 

Totally agree.... I'm a pre-court person all the way and all of my threads reflect this. Many of the problems on here however are because a consumer hasn't responded fast enough to bank/DCA correspondence or, who've naively believed that a DCA can't do this and can't do that..... and then found themselves served with legal papers to defend. Once that's happened, it's a whole new ball game and there's no room to wimp out if/when it starts getting complex.

 

This is your life, your situation and utimately..... your outcome..... and people absolutely HAVE to prepare if it gets as far as court. If people really don't want to go to court (and most don't) then challenge, challenge and keep on challenging until the other side gets so pig sick of you, that they won't know what to put in writing without hanging themselves out to dry if it ever went to court.

 

:-)

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Totally P1

 

The Carey case is a good case to quote, but I think people seem to believe you go to court and say "Carey" and its a done deal....

 

There are some key areas I feel people need to get a grip of:

 

The actual parts of Carey that matter for example para 108 and 234...

 

The importance of being the defendant...

 

Argue the 'Points of Law' as opposed to 'Not acknowledging the debt'...

 

Asking them to prove s61 was complied with...

 

And if they do provide a copy of the original, you then start to show how it doesn't comply....

 

 

The 'No Acknowledgement' arguement is easily killed by the judge saying "you had the money and statements show you spent it so tough".....

 

But if the 'Points of Law' haven't been complied with, particularly if there has been a presidence set i.e. Carey, its easier to argue, easier to appeal and IMO a stronger stance.

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Totally P1

 

The Carey case is a good case to quote, but I think people seem to believe you go to court and say "Carey" and its a done deal....

 

There are some key areas I feel people need to get a grip of:

 

The actual parts of Carey that matter for example para 108 and 234...

 

The importance of being the defendant...

 

Argue the 'Points of Law' as opposed to 'Not acknowledging the debt'...

 

Asking them to prove s61 was complied with...

 

And if they do provide a copy of the original, you then start to show how it doesn't comply....

 

 

The 'No Acknowledgement' arguement is easily killed by the judge saying "you had the money and statements show you spent it so tough".....

 

But if the 'Points of Law' haven't been complied with, particularly if there has been a presidence set i.e. Carey, its easier to argue, easier to appeal and IMO a stronger stance.

 

Brilliant summary.... :-)

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