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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
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Just to let people know I am safe indoors, was out at Tooting Broadway earlier with some friends and the message came through that the pub was closing earlier, jumped on the bus and headed home. Loads of young hanging about in the bottom of the town and round the two shopping centres in town.

 

Croydon nearby has been torched, as has a small shopping centre in nearby Colliers Wood.

 

Will report back if anything happens. I am not far from the local High Street so I might decamp and go round my dads, he is in the next street but far enough away from the smoke and flames.

 

Hope nobody else is going through this complete disorder and sheer vandalism.

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They are all taking advantage of the situation having seen on the news the **** walking home with electricals stolen from Currys. If they can do it then so can we. No matter what anyone says, this has nothing whatsoever to do with anyone getting shot.

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absolute carnage

try working in cctv

 

madness

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Heard the owners of that family firm from croydon whose business was on fire for hours it seemed, they were on point of tears on the radio. Owner said he saw youths in the building struggling to take furniture and as they were bulky items decided to torch the place instead. So so sad :(

 

 

Makes you wonder if london will be fit for the olympics next year or at least it will be hard to act the happy capital when only a year prior they are happy to torch at will. :(

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Glad you're ok SG.

 

Some trouble in Birmingham earlier and many, many reports that it had reached the retail park near me - thankfully they were false, quite a large police presence there but nothing else.

 

I just cannot get my head around it.

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these thugs will do anything for a new pair of trainers, their parents dont care, they have put their orders in for a new television or ipad or what ever they need to go to work and pay for stuff not steal it

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Glad you're ok SG. Hope everyone keeps safe.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Statement from Blackberry:

 

“As in all markets around the world where BlackBerry is available, we cooperate with local telecommunications operators, law enforcement and regulatory officials. Similar to other technology providers in the UK we comply with The Regulation of Investigatory Powers Act and co-operate fully with the Home Office and UK police forces.”

 

Means nothing, of course.

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Glad you're OK SG. Don't live or work in London but seems though that the trouble is spreading across the country. Hospital is on lockdown! trouble in town here!! Hope I can get home!

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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I knew the shop in Croydon well, its a wicked sham what these mindless morons have done. They do not seem to be able (or capable) of thinking of anything but their own gratification. Going to the GP this morning and will see what damage has been done in town. There were lots of rumors going around last night of what had been set on fire but didn't see any....

 

I think there might be a complete curfew imposed across the country over the weekend.

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Glad you are ok SG x. I have to agree with previous posters, IMO this is the result of a generation growing up thinking the world owes them, they should have what they want when they want it, not have to earn or work for anything, and that there actions are not punished because to punish them would infrige their rights. **** are breeding left right and centre, not looking after their offspring and not teaching morals and right and wrong, and teachers police other people who should discipline if parents won't can't. This is the result of Political correctness gone mad (IMO). It's about time this government grew a backbone. I am so angry seeing all the devestation this morning, and all the scummy looters, some not much older than sperm cells. I am not affected but feel for all that are. Take care xxx

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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It's spread here to Liverpool (nothing new there I hear you say). I haven't had any trouble as it is in the south of the city (were the Toxteth riots happened).

Why the mindless violence? I don't know. If it was to do with the Government cuts, I could understand.

As for businesses being trashed and set on fire, I am positive they all have adequate insurance and will probably come off better for it.

The thing I think is most wrong is they have been going into shops while the owners and workers are still there. They are threatening them for

cash and goods. It was also on Sky News this morning that some went and forced entry into a ladies house while she was in bed. That may be a seperate

incident I suppose, but it is so so wrong.

 

Castrate them all!!!!!! Send in the army on a shoot to kill basis. After a couple get shot, the rest will get the message and soon bugger off home.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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What people forget about insurance is that although the insurance companies have the money, it's the rest of us who pay for it in increased premiums.

 

This has nothing to do with cuts IMO, although they could have an impact if we don't have the resources like police and army to deal with it. All this started because of a man being shot by police, but this is mindless violence and opportunism to get expensive goods. To hell with the consequences.

 

As for the parents - some of them were never disciplined themselves, so if they don't know how to behave what chance that their offspring and future generations will learn.

 

How long before someone is killed?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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