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    • Odd one this, I recieved 2 notice's for the 18th and 19th April stating that I overstayed on Wigan Robin Retail Park. Permitted Minutes 180. They state I was there 355 minutes on the 18th and 388 minutes on the 19th. Both times I was there around 10 minutes getting my wife a brew from costa after dropping the kids off at school.  On both days I had passed through there a second time around 3pm, again to get a brew then left. Both notices have 2 images each, Entrance and exit.  This is the interesting bit. The Entrance images both timestamped actually clearly show I am exiting the retail park not entering it. And the exiting images they provided show me leaving the carpark after visiting a second time later in the day. In the attachments You'll see all 4 images show that I am exiting, none of them are of me entering. I understand most if not all that see this post won't know the area but if the look at the map link i gave you'll see the road I was on leading up to the main road. g24 ltd 1.pdfg24 ltd 1.pdf GoogleMap view of the road I am on in the entrance images I would have had dashcam footage but I since formatted the memory card. I tried recovery tools but I couldn't get the files back.  
    • An update: I just got another PCN. I get the feeling that someone in the residence is calling OPS, as it's dated for a few mins after I parked. I won't appeal of course. Interestingly, our cleaner was also parked but didn't get a PCN. I asked them why and apparently they're whitelisted. I did ask the MA if they could whitelist me and they said they couldn't. Clearly they decided not to tell the truth. Surely, this would resolve all of the issues entirely i.e. we'd keep non-residents from parking, whilst allowing for residents to park without issue? Also, could OPS now take me to court for both PCNs separately, or could it be one case?    
    • I was with sse broadband until Jun 2023 at which point without notifying me they passed me to origin broadband who I was unaware is my supplier now -  My broadband at home kept working and I was under the impression that sse are taking direct debit payments from my bank account and everything is fine because the Internet has continued to work.  To my horror I have just noticed that origin broadband has been sending me PDF bills for £39 a month and the email heading has been showing as just no reply so I thought it was junk and never bother to check it.  I have now noticed a bill every month and now I owe them some £350. I did instruct origin to supply me Internet and therfore don't feel responsible for this debt.  What are my rights and is it a legal debt considered I did not sign any agreements with them - their first contact with me tho was very clever back in July 2023 trying to lure me into an agreement however because I just saw that email now I'm not sure what to do because I owe them 400 pounds nearly supposedly at 39 per month.  Our agreement with sse was for 26 per month but they shut shop and passed us to origin without asking our consent.    The following is what origin email said back in July before they stated sending invoice every month for payment.    We hope you're enjoying your reliable phone and broadband with us. We're just letting you know your phone and broadband package will end on 30 Jun 2023. Thankfully, good things don't need to come to an end - read on to decide what you want to do next.   Below you'll find the details of your current package and some other great options to compare it to.   What can I do - shall I just pay the debt and cancel it and move elsewhere or is there any way I can fight this as they are more or less enforced upon us with out permission by sse who most Likly sold our accounts to them.    Any help greatly appreciated 
    • whyisthis - Oh bless ya, it's so easily done.  Not worth losing sleep over; listen to the guys here, they know their stuff.  They won't take you to court, they'd get laughed out of it x
    • Monk - you are an experienced and respected member of this forum. Surely you realise how vitally important it is to respect court deadlines. There was no lack of knowledge.  You knew the deadline date.  You calculated it yourself in post 5.  It was written on the claimform.  Defence deadlines are written on probably a thousand threads on the forum. Sorry, but if you're up for a legal fight you also have to be up for organising yourself properly. As for now - 1.  pay it within 30 days and the CCJ disappears, or 2.  don't pay, nothing "legal" will happen, but you'll have a CCJ for six years.
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HFO Services/Barclaycard


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Hi,

 

Received a letter from HFO with the following:

 

We confirm that the date of default is xx August 2008. Should we not receive any documentation before August 2012 your account will automatically be closed as statue barred.

 

Is it the date of last payment of default date for the account to be statue barred?

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Do they mean 2006? Once again they are peddling the lie that the recorded default date is the cause of action for statute barring. It is not. HFO are liars. They are deliberately misleading you.

 

Can you scan and post what they sent?

 

Get onto TS and the OFT - and time for a letter before action.

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Yes - the old Default Date trick. They need to start reading the SB guidance, enough people have pointed it out to them!

 

Who exactly is the letter from? Names, address and Postmark please. Please scan if you can

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Hi,

 

This is the latest from Roxburghe also:

 

http://www.redrouteconsulting.com/HFO/Rox12062012.jpg

 

If it is SB from last payment date (which their copy statements sent show) can they say:

 

"Please contact our collections team to arrange payment"?

 

PS - Same franking stamp of SW19 used.

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Hi,

 

This is the latest from Roxburghe also:

 

http://www.redrouteconsulting.com/HFO/Rox12062012.jpg

 

If it is SB from last payment date (which their copy statements sent show) can they say:

 

"Please contact our collections team to arrange payment"?

 

PS - Same franking stamp of SW19 used.

 

Yes they can cos they are idiots but they have actually sent evidence that this is SB and nothing to prove they have the right to collect on this!

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A statute barred debt still exists and can be chased for payment,

until the debtor has informed the creditor in writting that the debt

is SB and they will not be paying.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Have you actually told them you believe it is SB? If so, they are breaking the rules. Simply read back through the thread for the reasons for the proper statute barred status, and the reasons why this default was recorded too late and should be removed. Remember, they bought the responsibilities...

 

Can you record phone calls? Fancy some fun...

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Hi,

 

Yes they have had the statue barred letter, both HFO and Roxburghe. Anything I send seems to make no difference to them but I send them so that if it does go to court I can produce their correspondence, my replies and proof they signed for the letters.

 

I am not sure what more I can do than this and am keen to get the default cleared. Reading the advice (which I am grateful for since starting this thread to you all) this is now down to Roxburghe to do this?

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It is also unenforceable as they have not complied with your CCA request anyway so they should not be asking you to pay as the account is still 'in dispute' due to this.

 

You must keep complaining to OFT - send them everything including envelopes. This really illustrates the relationship between HFO and Rox

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Have you actually told them you believe it is SB? If so, they are breaking the rules. Simply read back through the thread for the reasons for the proper statute barred status, and the reasons why this default was recorded too late and should be removed. Remember, they bought the responsibilities...

 

Can you record phone calls? Fancy some fun...

 

Hi,

 

I thought the point was you never have phone calls with them? What would be the angle with this?

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Spot on - getting them to lie about it not being SB and failing to remove the credit marker would make an excellent transcript for the OFT. It would prove their deliberate MO of misleading debtors, and would not be able to be seen as an admin error.

 

Then chase them for compensation...

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Spot on - getting them to lie about it not being SB and failing to remove the credit marker would make an excellent transcript for the OFT. It would prove their deliberate MO of misleading debtors, and would not be able to be seen as an admin error.

 

Then chase them for compensation...

 

very underhoof DB!

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Why not? Their lies need to be exposed as a corporate mantra, a deliberate strategy – not as ‘admin errors’.

 

I look forward to spitting on their corporate grave (and I won’t stop with saliva...).

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How was the SB letter worded did you state clearly that the debt is statute

barred and you will not be vpaying.??

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Why not? Their lies need to be exposed as a corporate mantra, a deliberate strategy – not as ‘admin errors’.

 

I look forward to spitting on their corporate grave (and I won’t stop with saliva...).

 

I fully agree DB...

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Note that the letter from HFOC and Rox give the same address - which kind of indicates you are dealing with the exact same people in the exact same office.

 

Why do they still bother with the pretence? Do they think the OFT etc. cannot see this.

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I doubt the HFO Capital person actually works for HFO Capital...

 

http://www.csa-uk.com/uk-members-list/details/190/hfo-services-limited

 

http://www.zoominfo.com/#!search/profile/person?personId=1679333509&targetid=profile

 

http://www.facebook.com/profile.php?id=723921233 (travelled to New Delhi!)

 

 

Oh look! HFO Services! A company owned by another company that’s in liquidation!

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