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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • jimmy mumu
      Letter from Resolvecall + Intrum

      By jimmy mumu · Posted

      Thank you for all your help but I have a couple more questions. I'm just about to fill the Statute Barred letter in. The letter from Intrum UK states all correspondence should be sent to ResolveCall's address and the only one for Intrum is the Intrum group address. Which address should I send my letter to and also do I need to include my name where it asks for the address? Thanks again Jimmy
    • dx100uk
      PCM vanishing windscreen PCN - Royale Leisure Park - W3 (London)

      By dx100uk · Posted

      where? reflection of a sign on the bonnet but no PCN yellow env... W3 SAR documents v2.pdf
    • lookinforinfo
      UKPC ANPR PCN PAPLOC Now Claimform - vehicle on site during restricted no parking period - Rom Valley Retail Park, Romford, RM7 0AF **WON+Costs**

      By lookinforinfo · Posted

      They didn't turn up because they knew they would lose so they saved the cost of sending a brief saving them a couple of hundred pounds at least. But still a big relief for you now that it's all over . So congratulations plus you can enjoy your trip that much more. 
    • lookinforinfo
      PCM vanishing windscreen PCN - Royale Leisure Park - W3 (London)

      By lookinforinfo · Posted

      I will try again...................... Even at my age there is quite clearly a PCN envelope by the windscreen wipers on your car on some of the photos.  But as I said in the IPC letter, that is not the dispute. The dispute is that CPM sent you the second PCN on the 28 th day of the issue date of the first PCN. It should not have been sent until the day AFTER the original PCN was issued. Therefore they broke the Act, they breached the IPC Code of Conduct and their agreement with the DVLA. It is something that the IPC cannot ignore since to do so will bring the ICO down on them and the DVLA should ban CPM from getting data from them once they know if the ICO do nothing. The minimum I expect is that your PCN will be cancelled. But it is up to you. I have given you the details, you have copies of both PCNs sent to you on the sar  with all  the relevant dates. 
    • stu007
      Apply for an HM Armed Forces Veteran Card

      By stu007 · Posted

      Apply for an HM Armed Forces Veteran Card   An HM Armed Forces Veteran Card is a way to prove that you served in the UK armed forces. The card can make it quicker and easier to apply for support as a veteran. It’s free to apply. You can currently only apply for a Veteran Card if you have a UK address. Veterans who do not have a UK address will be able to apply later this year. READ MORE HERE: Apply for an HM Armed Forces Veteran Card - GOV.UK (www.gov.uk)  

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

lloyds tsb debt - every dca has had this alleged debt - when will it stop! - help

tc5712

By tc5712
in Lloyds Bank

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Old Cogger

Old Cogger

Posted
Posted

The existence of a debt did not give a lender the right to bombard the debtor with calls. It was for the debtor to decide whether they wanted to discuss the matter with the creditor.

 

In respect of the harassment appeal, the claimant had made it perfectly clear that she had not wanted to speak to the bank, and she had been perfectly entitled to do so. Once the bank had phoned a few times, it had been clear that no progress was to be made. Further calls had been futile and should have been stopped. The judge had been right to characterise the calls as intimidation and they had been wholly unjustified. In respect of quantum, there was no possible ground for interfering with the judge’s assessment of damages.

 

Note:- it was said that over 500 calls to defendant were made in the space of 12 months.

 

quote the case to them?.

:mad2::-x:jaw::sad:
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BRIGADIER2JCS

BRIGADIER2JCS

Posted
Posted

Yes it is and will be very useful, and has already been quoted in other cases.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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tc5712

tc5712

Posted
  • Author
Posted

And here we have it, arrived today a letter that blatantly contradicts my wish (and right) to communicate only in writing.

 

I'm not going to get into a bout of letter tennis with these buffoons. Can someone please remind me the section of which act refers to harassment & I'll fire off a tracked email also quoting Roberts v Bank of Scotland.

 

TIA

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BRIGADIER2JCS

BRIGADIER2JCS

Posted
Posted

Dear Crapquest,

 

I WILL NOT discuss any financial matters by telephone ALL contact MUST be in writing only, this is my wish and my right.

 

I refer Crapquest to the recent Appeal Court Case Roberts -v Bank of Scotland June 2013 and the findings of their Lordships regarding telephone harassment.

 

Perhaps Crapquests Compliance Department should read, mark and LEARN!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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tc5712

tc5712

Posted
  • Author
Posted (edited)

Many thanks Brig, sent the below. (Tracked).

 

Dear Collections Dept,

 

Your Ref XXXXX

 

Thank you for your letter of 29/08/13 (attached), the contents of which have been noted.

 

I WILL NOT discuss any financial matters by telephone ALL contact MUST be in writing only, this is my wish and my right.

 

I refer Capquest to the recent Appeal Court Case Roberts v Bank of Scotland June 2013 and the findings of their Lordships regarding telephone harassment. (For your benefit this can be found at http://www.bailii.org/ew/cases/EWCA/Civ/2013/882.html)

 

Perhaps Capquest's Compliance Department should read, mark and LEARN!!

 

Yours, in writing only,

 

TC5712

Edited by tc5712
Forgot a closed bracket!
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BRIGADIER2JCS

BRIGADIER2JCS

Posted
Posted

Good, it would be wise to check one of the main agencies as well Noddlle and its parent Call Credit are not always used by all creditors.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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dx100uk

dx100uk

Posted
Posted

seems like crapest have purchased a whole phishing list of them

 

and are sending out this letter

is a speculative manner to all of those on this list

 

to see if they can spoof you into contacting them.

 

http://www.consumeractiongroup.co.uk...-Viewing)-nbsp

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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tc5712

tc5712

Posted
  • Author
Posted
seems like crapest have purchased a whole phishing list of them

 

and are sending out this letter

is a speculative manner to all of those on this list

 

to see if they can spoof you into contacting them.

 

Not fishing I'm afraid dx, that scan is from a credit report I received today. As you can see it's on there :(

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tc5712

tc5712

Posted
  • Author
Posted
Think dx is referring to the fact crapquest has bought a shed load of bad debts with no paperwork and are just phishing for gullible people to fleece. As you are on CAG I would not worry about this development.

 

Thought as much, thanks for confirming guys! :wink:

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  • 2 weeks later...
dx100uk

dx100uk

Posted
Posted

if itssold then it goes to you.

 

its not unknown for OC's to buy back debts mind

 

but not lloyds so far

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...
tc5712

tc5712

Posted
  • Author
Posted
Many thanks Brig, sent the below. (Tracked).

 

Dear Collections Dept,

 

Your Ref XXXXX

 

Thank you for your letter of 29/08/13 (attached), the contents of which have been noted.

 

I WILL NOT discuss any financial matters by telephone ALL contact MUST be in writing only, this is my wish and my right.

 

I refer Capquest to the recent Appeal Court Case Roberts v Bank of Scotland June 2013 and the findings of their Lordships regarding telephone harassment. (For your benefit this can be found at http://www.bailii.org/ew/cases/EWCA/Civ/2013/882.html)

 

Perhaps Capquest's Compliance Department should read, mark and LEARN!!

 

Yours, in writing only,

 

TC5712

 

Finally a response, no more calls and I don't intend to write so we'll see how long it takes them to get bored...

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tc5712

tc5712

Posted
  • Author
Posted

Here we go, another letter. Looks full of 'we will consider', 'may', 'random threats' etc.

 

Am I right to sit tight? (I have yet to CCA them. When I did with Moorcrap back in 2010 their reply was 'due to the age of this account our client is unable to provide'. Alas is it not statute barred yet.

 

Would welcome your thoughts?

 

TIA

 

TC

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dx100uk

dx100uk

Posted
Posted

that's another of their std computer generate threat-o-grams

 

I've had three of those on the mrs debts this year alone

 

if you look at other threads where crapest are involved

you'll see they've had them too

nothing ever went anywhere.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
dx100uk

dx100uk

Posted
Posted

oh no snotcrawl!!

 

this debt is getting tiresome!

 

if they could do court they

or

the other many dca's you've

or

the OC

 

willy waving me thinks

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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