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Found 16 results

  1. Need a bit of help with an old Barclaycard debt that has been passed onto Robinson Way A bit of back story... In 1998 when I started college, Barclays were targeting students and offering them free mobile phones (this is before everyone had them!). I knew that Barclaycard's interest rate was pretty bad compared to most, so almost never used the card and had a direct debit set up to pay the minimum balance (standard student mentality). Fast forward to a couple of years ago... I hadn't seen any statements in years, but Barclaycard send me a notice of default to say that my direct
  2. My partner had a Tesco Credit Card that we stopped paying years ago, last payment seems to be August 2011. She gets letters every now and again from Robinson Way that I just ignore and they go away again for a few months received a Pre-action Protocol letter this morning from Howard Cohen & Co and wondering whether I need to do anything or still ignore. As the last payment was so long ago I was thinking the debt would be statute barred by now in 2014 Tesco wrote to her about a PPI refund which she took, hoping to get some money from them and against my advice, but
  3. Hi I would like some advice please. I have 2 credit card accounts with Capital One that I was defaulted on in 2007 despite paying regular, agreed, reduced monthly payments. The debts were then passed onto Robinson Way. I have requested CCA's from Robinson Way and all they have sent me is the application forms, so they just keep ringing and writing and I keep ignoring and not paying. Anyway am I now in a good position to offer a full and final settlement and if I do and they refuse will it mean that I have admitted the debts, etc? I want the defaults removed from m
  4. To cut a very long story short I have an alleged outstanding personal loan from LloydsTSB. Was passed to Moorcroft Aug 2010. CCA request sent, they couldn't get one so default of CCA sent Sept 2010. Oct 2010 recieved notice from Moorcroft CCA unavailable. Dec 2010 contacted by Apex, sent account in dispute letter. Jan 2011 Apex accepted account was in dispute and went away. Now just a few days ago (May 2011) I get a letter from Robinson Day Ltd requesting full payment. Should I send account in dispute letter again? Many thanks in advance, T
  5. My first time posting so I hope I am doing this correct. I would appreciate any advice you can give me. back in 2008-2011 I got myself in to a lot of debt due to being made redundant 3 times in as many years and not having enough money to pay credit cards etc, I concentrated on paying my mortgage and gas electric etc. In 2011 I decided to sell my house and pay off debts with some of the equity I had in my house and went in to rented accommodation ....I setup payment plans with some of my remaining creditors, some of which have now finished and some nearly fini
  6. Hi All, I finally decided to look into PPI refunds on a loan and credit card I had from Lloyds around 1999. I ran into difficulty and stopped paying them both. E ventually I began paying again around the middle of 2007 through robinson way. Heres the problem, as so many have said before, I have no documentation from the agreements. I phoned Lloyds this week and they said they dont have the details and I could try contacting the DSAR unit. Do people generally have any success using this service? Or would robinson way have any details of the loans/agreements
  7. Hi, I hope someone case assist me. I had an old debt wih my bank that defaulted on the 28/07/2006. The debt has since been 'passed' onto Robinson Way who are now 'acting' on behalf of the said bank. Recently Robinson Way sent me a letter saying that I was to contact them and that they would be sending someone to my house to discuss payment. I have sent them a letter informing them that the debt was Statute Barred and that they have no right to chase the debt. They then sent me a letter saying that I made a payment on in January 2009 and that the Limitations act does not apply. Now
  8. Hi, long time member, infrequent poster. Looking for some guidance as I have received today a court claim as below, After reading up on here about Acknowledging Service and CPR procedures, I have acknowledged service online and requested the following from Hegarty under CPR 31.14, 1 the agreement relating to Personal Loan Account number AAAAAAA. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting t
  9. Hi all, here's one I need a little help on. Robinson Way are chasing a debt from CAPITAL ONE for £464.99 dating back to 2000 (can't remember exact original amount so this is the quantity showing on thier latest love letter). This was in my wife's maiden name, she moved in with me in 2001 and forgot this debt, until ROBINSON WAY started sending letters to this address in 2008 in her maiden name, even though we were married in 2002! We did not answer a single letter from them or acknowledge anything from them to admit this debt. They did try to call my house phone (where they
  10. Hi I have recently moved to a new address and started to receive a succession of debt letters and the latest one is a " Appointment for Home visit" letter stating that the account may be sent to a local debt collector in 10 days time The debt is stated as for a debt due to : Robinson Way Ltd (Ex Capital One) for £6,529.92. I believe this was a old credit card agreement from approx 2004 when I moved to Spain and divorced from my wife she was supposed to pay off this debts but has advised me that she didn't make any payments. I have recently returned to the UK so assume no payment or c
  11. My partner has received a few debt collection letters for an alleged debt with jd williams. The amount is quite substantial. I have followed advice previously given on this site and requested a signed copy of the credit agreement using the template letters, they have responded by admitting there is no signed credit agreement. I followed up by sending them an 'account in serious dispute' letter I found on here and they have now responded by saying that, although they cannot take the matter to court they can continue to chase the debt and it does exist. We have had financial probl
  12. Firstly, words cannot describe how ANGRY I am with this company.. They are truly unbelievable in their methods of recovery.. 1) They tracked me down to an address that I have NEVER lived at and began threatening the occupiers with letters.. When this tactic didn't work, they began posting as many as three letters a day asking for the occupiers to contact them urgently.. I live at a secure address due to ex-partner being violent towards me so I don't have a 'registered' address anywhere longer than six months at the moment.. 2) I did the dutiful thing (or so I thought!) and contacted
  13. IHi all. I have Robinson Way chasing me for some reason. I don't know what it's about. I answered the phone the other day and a chap asked me to answer security questions. Of course I declined and asked him who he was. He said he was from Robinson Way and that I had been ignoring their letters:???: I said that I haven't received any and that they were only to contact me by post. He got rather shirty and said "Ok you can have one more letter and that's it!". That's what? I said and he put the phone down. Since then I have had numerous calls from men and women who leave voice mails ask
  14. Got an old Capital One account that is now owned by RW. The balance is under £200 and was defaulted for a little over £400 back in November 2006. Have played letter ping pong for a while regarding the account- unenforceable agreement, invalid default etc. In May I invited the Managing Director to take me to court for the monies they claim to be owed. Funnily enough, I've no heard a chirp from them since then. Now the default is a big issue for me. I have a couple of others that drop off by mid 2011, although that won't stop me doing what I can to prove they were unlawful! This RW one
  15. Im just recently gota letter for robinson way limited who are cahsing a debt with Natwest trouble is the majority of the debt is disputed and is curretnyl beign investigated by the FSO what should i send the Robinson way to get them to back off. also the amount they are asking fro is well above the disputed amount.
  16. Hi new to the forum so bare with me please; I have got around 12 credit agreements on my credit file which about 8 of which have now defaulted and are now with debt collection agencies. I have contacted National debt-line and gone through my financial statement to work out if i can afford any payments. In the end they advised me to file for bankruptcy or ask them to write the debt off, opted to try and get them to write the debts off. I have written to most to all of them and explained the situation to them and attached my National debt-line ref. As expected they sent me templat
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