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    • I've added the particulars for easy reference which helps when drafting a response. You must either admit deny or question every paragraph in the claimants particulars. No response is taken as an admittance by the court.  
    • Sorry but I have been out of the loop on this for a while. I'm trying to get back and I'm going to have a closer look later on today. However from what I understand so far – and from other cases which I have looked at on the Facebook page, it seems to me that your contract is with the insurer. They are responsible for everything. I would refuse to sign anything with kinderton at this point and if they want to reply then they have to be told that your contract is with the insurer and everything will be done through them – and that you have no legal relationship with kinderton and no legal obligation and no legal responsibility towards them, kinderton. This would be my starting point. By trying to get you to sign directly with them, they are trying to establish some legal/contractual responsibility/liability to you – and as far as I can see, there is no legal basis which entitles them to do this. If this is what they want you to do – then this is certainly what you should avoid doing. If it is good for them then you can be pretty certain that it is bad for you.
    • N120  https://assets.publishing.service.gov.uk/media/601bc2fee90e0712851bfd75/n120-eng.pdf
    • OH has received another call from Kindertons requesting a signature. He once again requested in writing that he was not liable for any costs as he has been told from the beginning. The woman insisted he would not. He asked her hypothetically what if Kindertons take the other party to court assuming they won't pay the hire charges, who would then be liable for the court fees and hire charges would it be him? The woman who apparently sounded like she was reading from a card replied not him. An email has now been received from Kindertons. I would be grateful for advice on this matter bearing in mind no forms have been signed. Good Morning Please keep this email as confirmation that no costs will be charged to yourself for the cost of the Hire. Whilst you are liable for the hire charges Kindertons indemnifies these losses. The third party insurer will pay the hire charges and if for any reason the charges are not paid Kindertons will not pursue you for payment of these charges. The only exception is if you knowingly and wilfully mislead us or actively fail to cooperate with our attempts to recover the hire charges from the third party insurer. If you would look to sign the outstanding Hire agreement it would be gratefully received. Many thanks
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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SCM Solicitors and LLoyds TSB Bank 2010.

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Afternoon All,

SCM Solictors and Lloyds TSB Credit card.

I have a sealed consent order from 29th November 2010. I was up against "SCM Solicitors" in the County Court and I was ordered to pay £42.79 back for around 40 years, it works out!

From when I first started sending this monthly sum of £42.79 (January 2011) I have never received any form of statement, am I entitled to see something? In the schedule in item 2 - It states "When the defendant is in the position to do so, he will contact the Claimant's Solicitors (SCM) with additional or increased monthly payments".

I have never had any paperwork apart from the bank sort code and account number to pay to. I have cancelled the standing order due to go out next week.


Should I receive an annual statement? 

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send them an sar.


please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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