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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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Tax credit fraud so frightened


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NB I too have had stupid thoughts.....but they are thoughts, my kids mean the world to me...and no matter what I will always be here for them.

 

I also feel better for ringing them, but know I have a lot of explaining to do at the interview I have next week, with housing benefit, I ask myself over and over again, why....have I been such a fool, but I had to survive...and now I think...well I probably wont beable to afford to stay where I am once all this is sorted out....but again this is all down to me. Anyone reading this...if you are in a bad situation then do something about it.

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hiya so glad i found this thread because i feeling so frightened and not had good nite sleep i just send my letter from saying what i have done and now woundering if everyone what will happen now and how long its takes will have go court or jail ? i have not told them about change in childcare wen my son wen on fund places ? i have not dare to call them just to worred what will happen now ! if everryone as have a reley from them if so what happen ? im dreading the reley comin thourght the door ! hope someone can help me just cant belive what i have done ?

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AJ, all you can do is wait and see what they say, I was going to send a letter but I thought it best I phone up, my situation is a little different, as I do pay for childcare but the amount I claimed has differed from the amount I have actually paid, (another stupid error on my part)....I am in a lot of trouble, not only with the tax credits but with housing benefit too...so I knew I had to sort everything out, I think from what I have read on here, they are going to be getting a few calls about this....its so hard to admit you made a mistake, but by telling them at least you are now on the right road. If you have the courage, then ring them, I was shaking when I rang, but it had to be done. x

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hiya so glad i found this thread because i feeling so frightened and not had good nite sleep i just send my letter from saying what i have done and now woundering if everyone what will happen now and how long its takes will have go court or jail ? i have not told them about change in childcare wen my son wen on fund places ? i have not dare to call them just to worred what will happen now ! if everryone as have a reley from them if so what happen ? im dreading the reley comin thourght the door ! hope someone can help me just cant belive what i have done ?

 

Hi Again AJ. how much do you think you might have overclaimed by?

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AJ

 

Read some other threads....they might give you some more answers to your questions...I will come back and update on my situation when I know more...! Just a bit of advice though, did you send the letter recorded delivery, as I have sent things to tax credits before and nearly everytime it has been lost, so anything I send to them now is always sent recorded or special delivery, might be worth you ringing them to ask if your letter has been received.

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hiya annie, thanks yes i send recorded post ! yeah keep me updated on everything i hope u get it sort soon and let u no what happen to me fingers cross it all works out for all us !

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  • 3 weeks later...

Im so glad i have stumbled across this forum! Im in such a state myself :( I claimed working tax credit and childcare element last year when i first started work, a week later i found myself out of that job and as hard as i tried getting though to tax credits i counldnt, i only have a mobile an it was costing me a huge amount each day to listen to the hold tune.

In the end a lot of personal issues happened, my mum and dad started nasty divorce proceedings, and my mum was arrested and remove from the house for a while, im currently living at home so me and both my children would have to witness this. I started trying to save some of the money i was getting from tax credits but previous debts had caught up with me and were demaanding payment. I couldnt bare to have them turn up at my mum and dads door while all this stress was going on that i agree to pay them off, the only way i could though was with the tax credits. This contuined for 6/7 months and i got deeper and deeper into depression. One day i snapped though and rang ax credits and stopped the claim, but the damage is already done.

Im in such a panic about this, i have the debt collectors chasing me for money i cannot pay, ive lost all my stuff in storage because i cannot afford to pay the fees anymore, im losing the will to live. I love my children to much though and they are the only things i have left in this world. No home, memories lost in storage, no money, debt, a junkie ex partner.

II hate myself for claiming it and cannot describe how sorry iam. im a horrible terrible person. No one knows what I have done but now i have recieved the letter asking for childcare recipts etc. Which i do not have.

Im terrified what is going to happen, and i thankyou all for posting on here as i do not feel quite so alone now, but im still terrified. Im going to have to call or right to tax credits on Monday and im dreading it.

I think i owe 13000 roughly. will i go to prison? Will i be investigated? I just dont wantt my kids taken away i would have nothing left.

Im so stupid and in a way hate tax credits for making it so easy! I would never wish this feeling on anyone.

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Thank you, I may just do that. Im currently sitting here writing my confession to tax credits. It is one of the hardest things i have done but I know I must face the outcome of my behaviour. I thank the people on this thread for confessing on here, as i fear I may of stuck my head in the sand if it hadnt been for the fact I can now talk about it. For all the other people out there who are dealing with the same thing, please speak about it on here, Ive been going though this alone and its been tearing me up inside. We are guilty of what we have done but we are still human and bottling it up will do us no good. I will update this thread with my progress as I would like to give other people going though this the chance to see what might happen if you stand up and admit your wrong doing.

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I too have received the letter of doom, i received mine on Friday and have been chewed since, I can't, eat I can't sleep I'm constantly fretting about it.

 

My son was at Nursery full time up until March 2010 he then started school half days and then started school full time in the September 2010. I wanted to ring and update my claim but like many I had mounting debts and the tax credits were helping keep a roof over mine and my childrens heads. But now this letter turns up requesting childcare receipts since April 2010 which I can supply upto Aug 2010 I worked out I have an overpayment of around 3000 as I was still claiming full time childcare provision.

 

I had a miscarriage in the March when my son started school half days and my head was all over the place and never changed the repayments to part time provision along with the mounting debts I was way over my head and continued to defraud the tax credits system, I feel terrible and i'm absolutley terrified and i know i can't bury my head in the sand any longer.

 

Last month I finally seeked help with my debts and have entered into a DMP with payplan which eleviated some of the strain but i still struggle paying for essentials like a weekly shop, and god forbid when the children need shoes or clothes I have to ask for hand outs from my mum. I am a single parent who has made a really stupid mistake and I have been caught out and i'm so afraid of the consequences.

Lloyds Credit card - £6K - PPI and interest refunded - £1200 remain F&F sent & accepted £360

Lloyds Overdraft - £620 - charges & interest refunded - £188.10 remain F&F sent & accepted £56

Black Horse loan - £10K - £2879 remain - F&F sent and rejected - CCA sent 3/6/13 deadline

Orange - £128 - £39 remain although CRA file states £11

Orange - £132 - £51.06 remain although CRA file states £45

 

Next stage F&F's to be sent - a step closer to being debt free

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Thank you, I may just do that. Im currently sitting here writing my confession to tax credits. It is one of the hardest things i have done but I know I must face the outcome of my behaviour. I thank the people on this thread for confessing on here, as i fear I may of stuck my head in the sand if it hadnt been for the fact I can now talk about it. For all the other people out there who are dealing with the same thing, please speak about it on here, Ive been going though this alone and its been tearing me up inside. We are guilty of what we have done but we are still human and bottling it up will do us no good. I will update this thread with my progress as I would like to give other people going though this the chance to see what might happen if you stand up and admit your wrong doing.

 

Hello there, well done for coming on and sharing. Your already a step in the right direction. I considered burrying my head in the sand but thankfully this thread has made me face it head on. Your best bet is to write everything you have just wrote above to the compliance officer. The longer you leave it for, the worse the feeling gets. Have you any idea how much you might owe? Mines rougly 13000! Shocking I know. I have wrote my letter today and am about to go send it off. We all make mistakes and as long as we don't make matters worse for ourselfs we can hope tax credits will be understanding. Your get some great advice from this forum so please don't feel alone :) I'm here if you need to chat x

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hiya, 3 weeks on still not heard off them after sending the letter say what i done ! not had good nite sleep for 3 weeks just keep thinking about it all the time ! as soon as i no let u all no !

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I received a letter last Friday saying I should have made a joint claim and that I'd been claiming as a single person. Like everyone I had my reasons! I'm not going to try and make it sound right because it's not ! However after 5 nights of panic and stress I called the number on my letter an 0161 number and the man I spoke with was so very lovely ! He said it's just one of those things gave me a very rough calculation of what I owe. To all of you out there in a similar situation take a deep breath and call to my suprise they don't bite !!

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hiya just a updated my sons nursey tell me today that tax credits phone to check that they done the receipts ! so feeling more stressed now no they lookin at my claim today !

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Hi AJ

 

At least they are looking at your claim now and sorting it out, but understand how worrying it is, when I rang to let them know my childcare costs were different to what I quoted, the gentleman told me to get the costs and send them in with a covering letter, this week I now have all the revelvant costs, detailed in a letter from both my providers and have written a covering letter, which I shall be sending shortly, mine all came about when I had a housing benefit problem and realised my childcare costs were incorrect, so had no choice but to phone them when I realised the costs were different, he did say it is a particulary busy time at the moment with all the renewals, and I shouldnt expect to hear back from them straight away, as it is my providers have taken their time to get back to me, so as I said I am sending everything in this week, has anyone else who has posted on this thread, heard back from them, please do keep everyone updated as to what has happened, as it does help other people in similar situations, when reading this thread. I will be so relieved when all my mess is sorted out.

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I know i might be a little late in replying sorryyou may well have had this sorted by now or notjust to let you know i was in the same boat and have stepped in your shoes you wont be prosecuted firstly - and i didnt even get a penaltyi owe then £20,000 and they just ask how much you can pay a month/weektell them as little as possible and then if you can aford a little more its a bonusmost importantly dont worryi did got myself in some state had myself in prison and flinging myself of a cliff but now my life is back to normal and i am just £70 worst off a monthJ :)

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Hi Joanne1975 - such a relief to hear from someone who has been through this and get to know the outcome - my tax credit claim is in the middle of a review - I have sent them the information they requested and owned up to claiming more than I should have but that was three weeks ago and to date I still haven't heard back from them.... How long did it take for them to reply? I want to ring them but am terrified so have just done everything in writing so far. Have in-boxed you with more information

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hi everyone, i just wanted to let you all know i had same letter regarding childcare costs in may and was sick with worry as i hadnt told them my daughter stopped attending nursuary, mine is all sorted now i just told them when she left and told them i had forgotton just be honest as they will find out anyway, i owe them £4000 and they are taking £150 per month of my payment to take overpayment hope this helps x

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hiya everyone just a other updated just been on my bank and tax credits pay payments today but i dont normal get payments till friday so now just wait for the letter its differnt amount then normal so i hope sort repayments out now ! so will let u all no when i get a letter or something ?

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Hi All I had my normal tax credits payment yesterday and have just been and checked my statement and £199 has been paid in again today?? so I am thinking they have finalised my award, but no letter yet?? just wondering if this has happened to anyone else?

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Yep Moo Moo. I received my reward and back payment but no letter yet. Phoned DWP and apparently it's in the post.

 

Hi there I have had my letter today and all it says is that my award is fine and does not need to be amended and the case is now closed?? I am hoping that is the end of it, I am now waiting for my award notice. I am now keeping ALL receipts :)

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