Jump to content


  • Tweets

  • Posts

    • Hi Sorry for uploading them wrong. Im not technical at all and self taught so bear with me as im trying my best. Thank you for all the info regarding the signs, this was my thoughts as well. Yes they have changed teh signs since this happened Ill ahve to have a look back through and see if when I took the pictures they were already the new ones or I have the old ones. I cant remember off hand. With regards to Europarks running the site now, Just to make you aware there is another small retail park just across the road and Im sure they are Europarks. The shops within that park are just Aldi and B & M. The site that we received the NTK has a few more shops, Home bargains, The food Warehouse, M & S food and a few others. I put these for identififcation purposes just in case it is the other site that you were looking at. The main entrance sign is on the bend on the left as you drive in the entrance so when you drive in from the right and turn in you can see it in front of you but if you drive in from the other way as we do then you dont see it unless you know its there and as you say you would have to stop to read it al anywayl. The main thing that always jumped out at us was FREE PARKING FOR CUSTOMERS ONLY in large letters. Please find the notice of hearing date attached and an offer letter I received from the vultures DCBLegal this morning,    notice of allocation group nexus.pdf vulture offer letter re group nexus.pdf
    • Good Afternoon Stu,  Many thanks for your reply. I will do as you suggest and email them for the exact terms. I shall have a look through the Tenancy Agreement too  myself  
    • You need a back up plan. If you believe that redundancy is very likely, start looking at other employment options.  Don't leave it until you have been made redundant before looking for new employment. I regularly speak to people who have been made redundant and about mental health. Those who have a positive plan, get into employment quickly following redundancy and manage to maintain their finances. Those who don't have a plan, decide to accept redundancy and a period of unemployment. They end up in a downward spiral, with redundancy money spent, debts accumulated, mental health decline and difficulty finding new employment.  
    • Interested observer here as I'm in a similar situation. People become conditioned into seeking and maintaining a perfect credit score/file, but if your situation is that you're unlikely to obtain further credit for the foreseeable future anyway due to your other outstanding debts, then tanking your credit file now won't make a difference other than you've took back control of your finances.
    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

HFO Claimform - old welcome loan from 2004 - **DISCONTINUED**


gloryhunter
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4424 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 461
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

This is fantastic news. It's as if a tipping point has been reached and the OFT are going through all the complaints that have been made in the last few months.

 

So to all the naysayers who reckoned that complaints are a waste of time – go stuff yerselves – wake up and smell the OFT coffee. The system CAN work after all. Let’s hope it really leads to some proper action against these evil people.

 

I think the noose is tightening round Bingo’s neck...

 

... damn, that’s been abolished too...

Link to post
Share on other sites

Well well well i got a letter from T&R today scaner on blink so will have to type it our :( Dear sir WE WRITE WITH REFERNCE TO THE ABOVE MATTER (me v them) AND YOUR DEFENCE FILED TO THE CLAIM.WE APPEAR NOT TO HAVE REVICED ANY RESPONCE TO OUR LETTER DATED 9 JUNE 2011 (COPY ENCLOSED) WHICH ENCLOSED FURTHER COPIES OF THE DOCUMENTS RECEIVED FROM WELCOME FINANCIAL SERVICES.WE REITERATE THAT OUR CLIENT IS WILLING TO NEGOTIATE AN AMICABLE SETTLEMENT OF THIS MATTER WITHOUT INCURRING FURTHER COSTS. THEREFORE WE INVITE YOU TO CONTACT US ON NUMBERS ABOVE TO DISCUSS POSSIBLE OPTIONS TO SETTLE THIS MATTER WHICH COULD BE INCLUDED IN A CONSENT ORDER. IF WE DO NOT HEAR FROM YOU WITHIN 14 DAYS FROM THE RECEIPT OF THIS LETTER THEN WE WILL REQUEST THE COURT TO TRANSFER THE CASE TO YOUR LOCAL COURT TO DEAL WITH THE MATTER.WE LOOK FORWARD TO HEARING FROM YOU SHORTLY.The nice man at OFT (with whom i just did a statement with) was very intrested in the nice new letter from T@R ;) What do you gus think ? GH

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

0 - 1

Link to post
Share on other sites

They are after a Tomlin order I think, you

can apply for this to go to mediation, come

to an agreement to pay which is mutually

binding and the benefit is that n CCJ is registered.

Please save me going over the posts how much

is the debt.

 

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Er, the case is stayed, is it not? They can’t simply transfer it – misleading you! They first have to apply to have the stay lifted. Anyway, the letter they sent in June was NOT a response to a CPR request, which the have still failed to comply with. They simply sent the same rubbish they'd sent before.

 

Main points:

 

1. They remain in default of a valid s87-88 request. This is a complete defence.

2. They have claimed 17% interest they are not entitled to (no T&Cs = no interest)

3. They have claimed 17% post judgment interest they are not entitled to, which is possibly very naughty and illegal.

4. They remain in default od a valid CPR request.

5. They have provided no evidence of any contract between you and Welcome.

 

Suggest you write and invite them to either comply with CCA/CPR, otherwise you would be delighted to see them in court.

 

Glad you’ve complained – THE OFT WILL LOVE THIS!

Link to post
Share on other sites

Donkey you are right the claim is stayed and my OFT man was very intrested in my letter from T&R we had a chat about our friends for a good hour he is going to right up my statement send it to me to sign whats funny is in this letter it states i have 14 days to contact them yet in there letter in june i had 7 days or they where going to take me to court! still waiting HFO !!!OFT said they would like to call me as a witness and was i willing to be 1 ummmmmmmmmmmmmm think so :) Brig £8k GH

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

0 - 1

Link to post
Share on other sites

Hi GH ,

Do you want to settle it' ''amicably'' without a CCJ

it's a good way to be rid of the harassment and hassle.

 

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Hi GH ,

Do you want to settle it' ''amicably'' without a CCJ

it's a good way to be rid of the harassment and hassle.

 

Brig.

 

Hi Brig i would dig my eyes out with a rusty spoon before i gave this bunch of morons any of my cash !!!!!!!!

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

0 - 1

Link to post
Share on other sites

Brig - the case is 'stayed', they seem to be getting very out of touch with what is happening in their court actions, must have other things to think about! That letter was in your defence GH, the one they did not respond to, was it not?

Please support CAG and they will support you.

donate

Link to post
Share on other sites

This is panic I think, they have portfolios

of absolutely useless ''assets'' that can never

have any value, I would expect perhaps a massive

sell off of these assets to companies who see a

a chance to make a quick buck from ignorant debtors.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Hi CD yes it was in my defence so i dont know what they are trying to do here (confused.com) but like i said to the Brig there is more chance of HFO getting there licence renewed than me paying a penny to them. After my chat to OFT i am looking forwards to seein them in court (after they get the stay lifed) :) GH

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

0 - 1

Link to post
Share on other sites

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Thanks mate as always !!!! you stopped laughing yet ?

 

Not quite :lol:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Hi Gloryhunter

 

Have had many a run in with Welcome ourselves - including our case with HFO.

 

This is the best address for Welcome

 

Compliance Services

Welcome Finance

Mere Way

Ruddington

Nottingham

NG11 6NZ

 

I also have a phone number for someone quite senior in compliance - if you need it pm me

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...