Jump to content


  • Tweets

  • Posts

    • [URL=https://meettomy.site]Pretty Girls in your town[/URL]
    • I recently bought some trainers from Sports Direct and was unhappy with them and their extortionate delivery and return postage charges. I tweeted about being unhappy, and received a reply from someone claiming to be from Sports Direct asking me to send my order number and email address by pm, so a claim could be raised. Which I (stupidly) did. The account used Sports Direct's name and branding, and a blue tick.  The following day I received a call from "Sports Direct Customer Service", and with a Kenyan number. They asked for details of the issue, and then sent me an email with a request to install an app called Remitly. They provided me with a password to access the app then I saw that it had been setup for me to transfer £100, and I was asked to enter my credit card number so they could "refund" me. I told them I was uncomfortable with this (to say the least), and was just told to ring them back when I did feel comfortable doing it. Ain't never gonna happen.  I just checked my X account, and the account that sent the message asking for my details is gone. I feel like a complete idiot falling for what was a clear scam. But at least I realised before any real damage was done. if you make a complaint about a company on social media, and you get a reply from someone claiming to be from that company and asking for personal details, tread very carefully.   
    • The good news is that their PCN does not comply with the Protection of Freedoms Act 2012  Schedule 4.. First under Section 9 (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; The PCN does not specify the parking period. AS you rightly say the ANPR times do not include driving to the parking space and then from there back to the exit. And once you include getting children in and out of cars especially if seat belts are involved the time spent parked can be a fair bit less than the ANPR times but still probably nowhere near the time you spent. But that doesn't matter -it's the fact that they failed to comply. Also they failed to ask the keeper to pay the charge.  Their failure means that they cannot now transfer the charge from the diver to the keeper . Only the driver is now liable. As long as UKPA do not know who was driving it will be difficult for them to win in Court as the Courts do not accept that the driver and the keeper are the same person. Particularly as anyone can drive any car if they have the correct insurance. It might be able to get more reasons to contest the PCN if you could get some photos of the signs. both at the entrance and inside the car park. the photos need to be legible and if there are signs that say different things from others that would also be a help.
    • Farage rails and whines about not being allowed on the BBC ... ... but pulls out at the last minute of a BBC Panorama interview special. It was denied it was anything to do with his candidates being outed as misogynists and Putin apologists, or that farage was afraid Nick Robinson might throw some difficult questions at him ... despite farages recent practice at quickly cowering in fear.   It was claimed 'it wasn't in Nigels diary'     Nigel Farage pulls out of BBC interview at last minute amid Hitler row WWW.INDEPENDENT.CO.UK ‘Panorama’ special postponed as Reform UK party faces row over candidate who claimed UK would have been ‘better off’ if it had...   Waaahhhh
    • i'd say put lowells to strict proof of where the payment came from. cant hurt to send SB letter, even if proved not. at least they get your correct address. they'd have to link the old IVA times scale to a payment  these IVA F&F pots (if thats where it came from) most mugs dont even know they are not only taking most of your payments on fees but also creaming money off to supposedly offer F&F's.  funny when the IVA fails or is complete these sums of money in F&F pots never get given back or even mentions... these IVA firm directors esp with regard to knightsbridge and creditfix were fined and struck off more times than Paul Burdell of Link Fame and still managed to continue to scam people.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Like
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Merry Christmas!! Look what just hit the mat!!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4437 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Well it would appear the claim is 'stayed' now. 33 days were up on wednesday just gone. Is this a good sign? Now they have gone to their own 'LCS Solicitors' and not replied in time I would guess that is helpful? Many thanks.

Link to post
Share on other sites

  • 1 year later...
  • Replies 128
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Well here we go again!! Over 12 months later finally got reply to my defence statement!! Just received notification from Crudders that they now have the part 18 CPR information to hand and intend to apply for summary judgement under part 24 CPR!! They are inviting me to make an offer of payment by next week!! Where do I go from here? Will try and post up letter later and refresh my memory on all previous details etc. Any advice gratefully received. Cheers.

Link to post
Share on other sites

It may help to do a quick summary of your case so far as a starting point for newcomers to the thread.

 

As for the immediate situation, you should receive a notice of hearing, application for summary judgment and supporting witness statement in due course. Post up the details when you get them. You may want to do a bit of preparation by reading Part 24 of the CPR.

Link to post
Share on other sites

Well here we go again!! Over 12 months later finally got reply to my defence statement!! Just received notification from Crudders that they now have the part 18 CPR information to hand and intend to apply for summary judgement under part 24 CPR!! They are inviting me to make an offer of payment by next week!! Where do I go from here? Will try and post up letter later and refresh my memory on all previous details etc. Any advice gratefully received. Cheers.

 

Surely, they only have a certain period of time to continue the previous court claim.

 

It might be worth speaking to the clerk of court about this or wait for someone on CAG with more knowledge to reply. I suspect that another CPR will be of help to you here.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Remember also that a Part 18 response MUST be accompanied by a statement of truth. You should have opted for a strike out earlier, IMO, as CPR 18 requests should be answered VERY quickly – not after several months.

Link to post
Share on other sites

I will check later but seem to remember a previous response to CPR request. I submitted my defence by end Feb 2011 I think. They did not respond so claim has been stayed for over 12 months!!! There is a copy of the loan agreement with PPI of over £1000 on the agreement - reclaimable? There are some bank statements showing the overdraft balance and payment history but that is the extent of it!!

Link to post
Share on other sites

Hopefully this should attach the latest letter from these clowns! They appear to have a copy of the loan agreement and payment history. Also enclose bank statement for period stated. No paperwork to show how or why accounts merged etc.

img004.jpg

Link to post
Share on other sites

Thanks for your help with this fiasco! Just to recap a little. This debt originates from 2000 onwards. Consists of a current account with approx £9000 overdraft and a loan of £5000. These two accounts with Lloyds were amalgamated into one account circa 2004 and assigned to Crudders in 2006. They chased me for a while and in 2007 I did make several payments (under duress I might add as they are not nice people and I didn't know any better). Stopped paying and had usual round of threatograms etc until Dec 2010 when they tried to obtain a CCJ for debt. POC were vague and I asked for details under CPR18. I did receive a vague reply and they said they were trying to get full information etc. I submitted my defence on basis of poor information received and they didn't respond in time so claim was stayed as of March 2011. Now they have just written informing me that they now have the CPR 18 information (not quite within 14 days!!) and intend to apply for summary judgement under CPR 24. The CPR info consists of a loan agreement which I did sign, loan payment history and bank statements for current overdrawn account between Oct 2003 to September 2004. They have given me until the 16th to make contact with proposals for repayment or they will proceed to lift stay etc.

 

Couple of things that come to mind. I did not realise they were still intending to reply to CPR18 albeit over 14 months late!! Does this help? Loan agreement has PPI premium of over £1000 listed, can I reclaim? They knew it was no use to me as was and still am self employed? No agreement was ever signed in respect of overdraft or amalgamation of the accounts!

 

Many thanks for all advice so far.

Link to post
Share on other sites

Yes definitely make a complaint about the PPI and look to reclaim.

 

In regard to the legal situation now, I think you would be wise to see if you can get some tailored legal advice about your situation. A solicitor who is clued up about this might be able to derail First Credit taking this forward.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Thank you for that. Trouble is time is marching on! Letter reads as if they would come to an arrangement and repayment plan. I was offered a £5000+ settlement some time ago but was not in position to sort at the time. That also led me to believe they were on shaky ground or why offer such a discount? Many thanks.

Link to post
Share on other sites

Thinking about this yet again. I had a response from the clowns claiming to be my CPR PART 18 response before I submitted the defence in Feb 2011. This latest letter claims to be the Part 18 response as has taken 'considerable time' to obtain information. They also only have a few bank statements relating to the overdraft debt, is this enough in court? Got to make a judgement call soon as 16th is their imposed deadline. Presuming they apply to lift the stay what sort of timescales are we looking at fro proceedings to continue? Thanks again.

Link to post
Share on other sites

When did you last make a payment or wrote to acknowledge the debt ?

 

When was the current stayed court claim issued against you ?

 

In a previous post you mention a default in 2004 and then it appears that the court claim was not made until late 2010 ?

 

Statute barred ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Unfortunately I made several payments in 2007 (under duress as they were particularly nasty to deal with and I didn't know any better). After stopped paying ignored them until Court Claim arrived December 2010 (conveniently over Christmas). I asked for CPR info etc and submitted defence. As they didn't reply claim was stayed Feb 2011 until now when they say they are going to lift stay and apply for summary judgement. Statute barred doesn't apply I presume? Many thanks.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...