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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Reapstar
      SAR distress claim against Parking Eye

      By Reapstar · Posted

      Thank you
    • jk2054
      SAR distress claim against Parking Eye

      By jk2054 · Posted

      Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • Reapstar
      SAR distress claim against Parking Eye

      By Reapstar · Posted

      What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • lookinforinfo
      EPC ANPR PCN - St Nicholas Street, Weymouth DT4 8AD

      By lookinforinfo · Posted

      I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • dx100uk
      One Parking Solutions Windscreen PCN - private flat bays, share of freehold . - Durrington, West Sussex.

      By dx100uk · Posted

      please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  

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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Lowell Financial

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Bookworm

Bookworm

Posted
Posted

MSE people criticising CAG for supposedly "getting in bed" with a DCA? Now there's a (bitter) laugh.

 

Because MSE is (supposedly) unmoderated (it isn't!), you will find that any attempt to advise on bank charges, CCA compliance, debt, even consumer laws, gets flamed by people who know little, but are quite happt to take a "moral" stance, you know, the "well, you shouldn't have spent what you didn't have", or "you borrowed it, you have to pay it back" etc... the number of people who have come on here and found it a breath of fresh air so just not to get judged because they'd got in trouble, you'd be amazed!

 

MSE is sadly riddled with bank workers, undercover DCAs and other "financial advisors". :-(

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Bookworm

Bookworm

Posted
Posted

I had to have a nosey... Oh, how I laughed... :-D

 

Posting there, we have (that I can recognise): 2 users who threw their dummy out of the pram for being moderated. 2 users who left CAG under a big nasty cloud and are not welcome here in any form or shape. They are the ones slagging off CAG and leading the "go elsewhere" campaign.

 

We also have a small handful of people sitting on the fence, but only reading the postings from the 1st category, are (understandably!) concerned that CAG may have sold out (site team, I hope you'll be happy to hear that your pockets are being lined with DCA money, when you get paid, let me know, will you? :-D)

 

And finally, we have a couple of recognisable people who are firmly dismissing the above nonsense, including, and I salute him for it, Mr Ton, who I believe himself left CAG after disagreements and yet is not afraid to stand up for CAG values.

 

Oh, the comedy value. :razz:

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locutus

locutus

Posted
Posted
I had to have a nosey... Oh, how I laughed... :-D

 

Posting there, we have (that I can recognise): 2 users who threw their dummy out of the pram for being moderated. 2 users who left CAG under a big nasty cloud and are not welcome here in any form or shape. They are the ones slagging off CAG and leading the "go elsewhere" campaign.

 

We also have a small handful of people sitting on the fence, but only reading the postings from the 1st category, are (understandably!) concerned that CAG may have sold out (site team, I hope you'll be happy to hear that your pockets are being lined with DCA money, when you get paid, let me know, will you? :-D)

 

And finally, we have a couple of recognisable people who are firmly dismissing the above nonsense, including, and I salute him for it, Mr Ton, who I believe himself left CAG after disagreements and yet is not afraid to stand up for CAG values.

 

Oh, the comedy value. :razz:

*reads whilst pulling fence splinters out of bum*

 

Very well summed up bookie!

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MARTIN3030

MARTIN3030

Posted
Posted
I had to have a nosey... Oh, how I laughed... :-D

 

Posting there, we have (that I can recognise): 2 users who threw their dummy out of the pram for being moderated. 2 users who left CAG under a big nasty cloud and are not welcome here in any form or shape. They are the ones slagging off CAG and leading the "go elsewhere" campaign.

 

We also have a small handful of people sitting on the fence, but only reading the postings from the 1st category, are (understandably!) concerned that CAG may have sold out (site team, I hope you'll be happy to hear that your pockets are being lined with DCA money, when you get paid, let me know, will you? :-D)

 

And finally, we have a couple of recognisable people who are firmly dismissing the above nonsense, including, and I salute him for it, Mr Ton, who I believe himself left CAG after disagreements and yet is not afraid to stand up for CAG values.

 

Oh, the comedy value. :razz:

 

 

The MSE thread was started by the same person who was prolific in flaming and waging a dispuptive campaign here.You will see that the vast majority of the 4 pages of posts there are Wrinkleys own.

Nottingham Phil was also actively engaged in the same disruption.

Moderated posts were done so because it was needed,and also because the disruptions were taking up enormous amounts of team time.

 

Some of the things being alleged were totally unfounded,and these sorts of untruths can quickly fester into wider concerns for those who may believe them.

 

It is being suggested (or inferred) that the CAGs pockets are being lined by DCAs which is totally not true.

These are examples of some of those things that have to be addressed.

 

The MSE thread is very one sided,and does not reflect the truth of the matters.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Guest Cartaphilus

Guest Cartaphilus

Posted
Posted
CCA compliance, debt, even consumer laws, gets flamed by people who know little, but are quite happt to take a "moral" stance, you know, the "well, you shouldn't have spent what you didn't have", or "you borrowed it,
Yes, like I was a time ago; it did upset me at the time because I began to think WTF was going on, as I was just trying to give someone a helping hand when they obviously needed it. I think it was about a home visit from a DCA, someone had been scared to death by them at their door so I told them what to do. Next, someone really did lay into me. The thread was ultimately locked but I was just amazed with the vehemence behind it. I began to think what was going on TBH, as it got a little like being surrounded in a wagon at times for purely getting people to know they could do something about the rubbish they got off a DCA or creditor. However, I stuck it out over there and gave as much advice as I knew to give at the time because I felt it was worth something to the people who didn't know and maybe wouldn't know if no one told them. I know from reading follow up messages it did make a difference to them as well but also because they then had the ground tools with which to take control of their situation(s).

 

It was amazing to see how many didn't know they could challenge the enforceability of a credit agreement least of all. However, like anything else in life, you don't need to know something until you need to. Just having someone there who wasn't going to judge, attack them for being in debt and 'why did you do this and' ... it's all so very easy for some to speak until it happens to them and then they know the 'whys' and realize they will be treated no differently to anyone else whether they be a merchant banker or an ordinary soul on benefits once you get into the den of DCAs. Many were very grateful for it as well, because many (including myself at one point) were at the end of their tether and didn't know who to go or what do do next when the letters started coming. Most of those were very often directed to this forum, which I saw other members doing quite a lot.

 

I haven't bothered with it over there for a while, though. I think mostly it was because I could not really tolerate people being treated harshly when they should be being helped. By a minority as the site is clearly very good for what it is.

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locutus

locutus

Posted
Posted

LOL that reminds me of this

YouTube - Taking on the Banks 2 - Talking to a debt collector

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Or send a cheque or postal order payable to Reclaim the Right Ltd.

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MARTIN3030

MARTIN3030

Posted
Posted

Badger collections:lol:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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MARTIN3030

MARTIN3030

Posted
Posted
Damnit Martin, you mean you are STILL not going to buy me a tin of caviar, courtesy of Lowell's? :razz:

 

 

Might stretch to 150g -they have gone up by 15uah since last year:eek:

 

You will have to wait till September though:wink:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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spidey41

spidey41

Posted
Posted

i actually filed a complaint against lowlifes on friday with consumer direct , 8.45 monday i had a phone call from consumer direct and after a lengthy conversation was told they are passing my complaint about lowells to there trading standards dept , strike one to me

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angry cat

angry cat

Posted
Posted
i actually filed a complaint against lowlifes on friday with consumer direct , 8.45 monday i had a phone call from consumer direct and after a lengthy conversation was told they are passing my complaint about lowells to there trading standards dept , strike one to me

 

Good for you!

 

Please, also file a complaint about Lowell with the OFT.

You can download the complaint form from the OFT website.

 

The Lowell Group, must be brought to account;

they must comply with ALL guidelines, Rules & Regs!

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Bookworm

Bookworm

Posted
Posted

On a slightly different note, but still relating to the tangents on this thread, I finally worked out what Oilyrag was on about when he started having a go at me, it's an old thread from January peddling a load of bull from the lawful rebellion/freeman persuasion. There's a relief, now I can sleep happily. :razz: Hi, Pinky69, I can see you watching the thread, you may remember it too, it was about "templates" Nuke 'em was suggesting sending to DCAs, and you and I, amongst others were none too impressed. :razz:

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angry cat

angry cat

Posted
Posted

Quote:

Originally Posted by spidey41

i actually filed a complaint against lowlifes on friday with consumer direct , 8.45 monday i had a phone call from consumer direct and after a lengthy conversation was told they are passing my complaint about lowells to there trading standards dept , strike one to me

 

 

Good for you!

 

Please, also file a complaint about Lowell with the OFT.

You can download the complaint form from the OFT website.

 

The Lowell Group, must be brought to account;

they must comply with ALL guidelines, Rules & Regs!

 

Please, can we keep on track!

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Dotty50

Dotty50

Posted
Posted
Brilliant stuff that dummies guide!!;):D

 

Well thanks for that each.

 

Have to say that if I find info on here and others are looking for it, I strive to find the link and post it for ease.

 

Feel as though I have been put down by much more experienced people for just asking a question.

 

Dummies guide ......... here I come! :-o

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Bookworm

Bookworm

Posted
Posted
Lordy, Lordy!

the CAG member posted on this thread, Booky;

post #186.

Yes, I know. :rolleyes: But as I said, as this isn't HIS/HER origianl thread, then I suggest the place it to keep it on track would be on HIS/HER original thread and therefore your little admonition is also off-track in that respect. Savvy?

 

In other words: This thread has now gone so OT and all over the place that of anyone wants to have an on-topic convo about what they're up to, their thread is really where that info should be. No disrespect to the poster of #186 intended, incidentally. ;-)

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angry cat

angry cat

Posted
Posted
Considering that this isn't Spidey's thread, I'd suggest THAT would be the place to keep it "on track", AC. ;-)

 

Really, trying very hard to keep the thread on track, Booky!

 

For the avoidance of doubt, please re-read the OP's, first post:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/266775-lowell-financial.html

 

And, post #8...

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