Lowell Financial

[Bookworm]

MSE people criticising CAG for supposedly "getting in bed" with a DCA? Now there's a (bitter) laugh.

 

Because MSE is (supposedly) unmoderated (it isn't!), you will find that any attempt to advise on bank charges, CCA compliance, debt, even consumer laws, gets flamed by people who know little, but are quite happt to take a "moral" stance, you know, the "well, you shouldn't have spent what you didn't have", or "you borrowed it, you have to pay it back" etc... the number of people who have come on here and found it a breath of fresh air so just not to get judged because they'd got in trouble, you'd be amazed!

 

MSE is sadly riddled with bank workers, undercover DCAs and other "financial advisors".

[Bookworm]

I had to have a nosey... Oh, how I laughed...

 

Posting there, we have (that I can recognise): 2 users who threw their dummy out of the pram for being moderated. 2 users who left CAG under a big nasty cloud and are not welcome here in any form or shape. They are the ones slagging off CAG and leading the "go elsewhere" campaign.

 

We also have a small handful of people sitting on the fence, but only reading the postings from the 1st category, are (understandably!) concerned that CAG may have sold out (site team, I hope you'll be happy to hear that your pockets are being lined with DCA money, when you get paid, let me know, will you? )

 

And finally, we have a couple of recognisable people who are firmly dismissing the above nonsense, including, and I salute him for it, Mr Ton, who I believe himself left CAG after disagreements and yet is not afraid to stand up for CAG values.

 

Oh, the comedy value.

[locutus]

I had to have a nosey... Oh, how I laughed...

 

Posting there, we have (that I can recognise): 2 users who threw their dummy out of the pram for being moderated. 2 users who left CAG under a big nasty cloud and are not welcome here in any form or shape. They are the ones slagging off CAG and leading the "go elsewhere" campaign.

 

We also have a small handful of people sitting on the fence, but only reading the postings from the 1st category, are (understandably!) concerned that CAG may have sold out (site team, I hope you'll be happy to hear that your pockets are being lined with DCA money, when you get paid, let me know, will you? )

 

And finally, we have a couple of recognisable people who are firmly dismissing the above nonsense, including, and I salute him for it, Mr Ton, who I believe himself left CAG after disagreements and yet is not afraid to stand up for CAG values.

 

Oh, the comedy value.

*reads whilst pulling fence splinters out of bum*

 

Very well summed up bookie!

[MARTIN3030]

I had to have a nosey... Oh, how I laughed...

 

Posting there, we have (that I can recognise): 2 users who threw their dummy out of the pram for being moderated. 2 users who left CAG under a big nasty cloud and are not welcome here in any form or shape. They are the ones slagging off CAG and leading the "go elsewhere" campaign.

 

We also have a small handful of people sitting on the fence, but only reading the postings from the 1st category, are (understandably!) concerned that CAG may have sold out (site team, I hope you'll be happy to hear that your pockets are being lined with DCA money, when you get paid, let me know, will you? )

 

And finally, we have a couple of recognisable people who are firmly dismissing the above nonsense, including, and I salute him for it, Mr Ton, who I believe himself left CAG after disagreements and yet is not afraid to stand up for CAG values.

 

Oh, the comedy value.

 

 

The MSE thread was started by the same person who was prolific in flaming and waging a dispuptive campaign here.You will see that the vast majority of the 4 pages of posts there are Wrinkleys own.

Nottingham Phil was also actively engaged in the same disruption.

Moderated posts were done so because it was needed,and also because the disruptions were taking up enormous amounts of team time.

 

Some of the things being alleged were totally unfounded,and these sorts of untruths can quickly fester into wider concerns for those who may believe them.

 

It is being suggested (or inferred) that the CAGs pockets are being lined by DCAs which is totally not true.

These are examples of some of those things that have to be addressed.

 

The MSE thread is very one sided,and does not reflect the truth of the matters.

[Guest Cartaphilus]

CCA compliance, debt, even consumer laws, gets flamed by people who know little, but are quite happt to take a "moral" stance, you know, the "well, you shouldn't have spent what you didn't have", or "you borrowed it,

Yes, like I was a time ago; it did upset me at the time because I began to think WTF was going on, as I was just trying to give someone a helping hand when they obviously needed it. I think it was about a home visit from a DCA, someone had been scared to death by them at their door so I told them what to do. Next, someone really did lay into me. The thread was ultimately locked but I was just amazed with the vehemence behind it. I began to think what was going on TBH, as it got a little like being surrounded in a wagon at times for purely getting people to know they could do something about the rubbish they got off a DCA or creditor. However, I stuck it out over there and gave as much advice as I knew to give at the time because I felt it was worth something to the people who didn't know and maybe wouldn't know if no one told them. I know from reading follow up messages it did make a difference to them as well but also because they then had the ground tools with which to take control of their situation(s).

 

It was amazing to see how many didn't know they could challenge the enforceability of a credit agreement least of all. However, like anything else in life, you don't need to know something until you need to. Just having someone there who wasn't going to judge, attack them for being in debt and 'why did you do this and' ... it's all so very easy for some to speak until it happens to them and then they know the 'whys' and realize they will be treated no differently to anyone else whether they be a merchant banker or an ordinary soul on benefits once you get into the den of DCAs. Many were very grateful for it as well, because many (including myself at one point) were at the end of their tether and didn't know who to go or what do do next when the letters started coming. Most of those were very often directed to this forum, which I saw other members doing quite a lot.

 

I haven't bothered with it over there for a while, though. I think mostly it was because I could not really tolerate people being treated harshly when they should be being helped. By a minority as the site is clearly very good for what it is.

[Bookworm]

Damnit Martin, you mean you are STILL not going to buy me a tin of caviar, courtesy of Lowell's?

 

 

Edit: Have a blob on me, Cartaphilus, well deserved.

Edited July 21, 2010 by Bookworm

[locutus]

LOL that reminds me of this

YouTube - Taking on the Banks 2 - Talking to a debt collector

[MARTIN3030]

Badger collections:lol:

[Guest Cartaphilus]

Edit: Have a blob on me, Cartaphilus, well deserved.

 

You've got a blob back.

[MARTIN3030]

Damnit Martin, you mean you are STILL not going to buy me a tin of caviar, courtesy of Lowell's?

 

 

Might stretch to 150g -they have gone up by 15uah since last year:eek:

 

You will have to wait till September though:wink:

[spidey41]

i actually filed a complaint against lowlifes on friday with consumer direct , 8.45 monday i had a phone call from consumer direct and after a lengthy conversation was told they are passing my complaint about lowells to there trading standards dept , strike one to me

[Undercover-Elsa]

The beggars on MSE have banned my IP address!

Ridiculous..mine is dynamic and changes constantly.

Whoever has been naughty wasnt me.

Yet.

[zazen.warrior]

The beggars on MSE have banned my IP address!

Ridiculous..mine is dynamic and changes constantly.

Whoever has been naughty wasnt me.

Yet.

 

Get Behind the Shield! Hotspot Shield by AnchorFree

[angry cat]

Well, you know what they say about, bad news...

[Bookworm]

The beggars on MSE have banned my IP address!

Ridiculous..mine is dynamic and changes constantly.

Whoever has been naughty wasnt me.

Yet.

But apart from that, they claim they don't moderate their forums.

[Undercover-Elsa]

Allegedly

[angry cat]

i actually filed a complaint against lowlifes on friday with consumer direct , 8.45 monday i had a phone call from consumer direct and after a lengthy conversation was told they are passing my complaint about lowells to there trading standards dept , strike one to me

 

Good for you!

 

Please, also file a complaint about Lowell with the OFT.

You can download the complaint form from the OFT website.

 

The Lowell Group, must be brought to account;

they must comply with ALL guidelines, Rules & Regs!

[Bookworm]

On a slightly different note, but still relating to the tangents on this thread, I finally worked out what Oilyrag was on about when he started having a go at me, it's an old thread from January peddling a load of bull from the lawful rebellion/freeman persuasion. There's a relief, now I can sleep happily. Hi, Pinky69, I can see you watching the thread, you may remember it too, it was about "templates" Nuke 'em was suggesting sending to DCAs, and you and I, amongst others were none too impressed.

[angry cat]

Quote:

Originally Posted by spidey41

i actually filed a complaint against lowlifes on friday with consumer direct , 8.45 monday i had a phone call from consumer direct and after a lengthy conversation was told they are passing my complaint about lowells to there trading standards dept , strike one to me

 

 

Good for you!

 

Please, also file a complaint about Lowell with the OFT.

You can download the complaint form from the OFT website.

 

The Lowell Group, must be brought to account;

they must comply with ALL guidelines, Rules & Regs!

 

Please, can we keep on track!

[Bookworm]

Considering that this isn't Spidey's thread, I'd suggest THAT would be the place to keep it "on track", AC. ;-)

[angry cat]

Considering that this isn't Spidey's thread, I'd suggest THAT would be the place to keep it "on track", AC. ;-)

 

Lordy, Lordy!

the CAG member posted on this thread, Booky;

post #186.

[Dotty50]

Brilliant stuff that dummies guide!!

 

Well thanks for that each.

 

Have to say that if I find info on here and others are looking for it, I strive to find the link and post it for ease.

 

Feel as though I have been put down by much more experienced people for just asking a question.

 

Dummies guide ......... here I come!

[Bookworm]

Lordy, Lordy!

the CAG member posted on this thread, Booky;

post #186.

Yes, I know. But as I said, as this isn't HIS/HER origianl thread, then I suggest the place it to keep it on track would be on HIS/HER original thread and therefore your little admonition is also off-track in that respect. Savvy?

 

In other words: This thread has now gone so OT and all over the place that of anyone wants to have an on-topic convo about what they're up to, their thread is really where that info should be. No disrespect to the poster of #186 intended, incidentally. ;-)

[angry cat]

Considering that this isn't Spidey's thread, I'd suggest THAT would be the place to keep it "on track", AC. ;-)

 

Really, trying very hard to keep the thread on track, Booky!

 

For the avoidance of doubt, please re-read the OP's, first post:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/266775-lowell-financial.html

 

And, post #8...

[angry cat]

by Dotty50:

Feel as though I have been put down by much more experienced people for just asking a question.