Jump to content


  • Tweets

  • Posts

    • Thank you.  I haven't spoken to anyone.  I am only a couple of weeks in. All OC and no DCA yet. I think most come under mainstream lenders so I am hopeful they will follow the usual path I have read on these threads. It's MyCommunity Finance (Brent Shrine) that I am concerned about but I will be well read up on how to deal byt the time they send a Letter before claim. I will reply to Lendable email and say that I refuse. Once I have my Credit file I will update my post with more detail. Many thanks
    • I was advised to ignore the paploc by a solicitors who said it was a fishing excercise and to answer them would be removing a big weapon in defeating that of time and demanding information within certain limits. im no lawyer so dont know if that makes sense or does not.
    • We’ve all ignored and I know people who’ve been back for years longer and always ignored and nothing has ever come of it 
    • I received several letters from J&P which were just ignored, but now I've received the same paploc Eve appears to have. As it stands, I'm looking to complete & reply as per the oft-referenced thread #5. After reading a few comments about ignoring and nothing progressing from J&P side, I'm intrigued whether they were just general 'please contact us type letters' or letters of claim/paplocs?  I realise for some it's a personal decision or based on advice, but given advice on here is not to ignore paplocs, what was the reasoning to ignore? 
    • Afternoon All. I have today received a court order requiring me to send them more details before 16:00 on 8 July. A copy of the order is attached, but the relevant paras seem to be: 2 Send all of the documents that are relevant to your case to the court at the above address, also send them to the other side. Both parties must do this. These documents should be placed in date order and should be numbered in the bottom right hand corner. You should include the following documents if available: •       A copy of the contract/agreement •       Relevant correspondence, including text messages and emails  Photographs Before 4pm 08 July 2024 3 Send to the court and send to the other party your own witness statement and also witness statements from anyone who can give relevant evidence about your case. Both parties must do this. A witness statement must •       have the court case number at the top •       start with the witness’ name and address •       it must contain numbered paragraphs and should be typed and double spaced. If not typed, it must be written clearly in block capitals or printed. •       finish with the words “I believe the facts set out above to be true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth”, the date of the statement and the person’s signature. The original statement must be sent to the court and copies must be sent to the other side. Before 4pm 08 July 2024 I'm a little confused by para 7 in the order : Because this order has been made by a Legal Adviser without a hearing, you have the right to request that the decision of the Legal Adviser be reconsidered by a District Judge. Any request must be sent to the court to arrive by 4PM 12 June 2024. The request may be made in your online account, by email or on paper. The request must include an explanation of why the reconsideration is sought. Is this normal? Do I have to do anything with this by 12 June? As ever, many thanks    527MC352-claim-direction-order (anonymised).pdf
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

undeclared partner what do i do now


shazmojo
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5070 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

 

There is also a person viewing this thread who is (or was) a fraud investigator. I will not name them - that is up to them whether or not they choose to name themselves as such, however they have confirmed previously on other threads also that the 3 nights rule is a myth.

 

I'm not sure if Erica means me or not, but as a recent ex Fraud Investigator I've already confirmed on this thread (& others) that this rule is & always has been a myth. Erica is spot on (as per usual) about how it started.

Link to post
Share on other sites

 

I've explained this before in the forum that it originated from an example given in a guide book years ago. Examples are not authoritive statements of the law, however many people including Jobcentre employees and Welfare Advisors took this example out of context and continue to do so

 

this may be what he was he was refering to, seems they take it more literally in this neck of the woods. an example in a guide book that they use as a point to work from. if thats all it is then maybe they should stop putting these examples in the guide books.

I was told life was supposed to be one long learning curve.

Mines more a series of hairpin bends.

Link to post
Share on other sites

this may be what he was he was refering to, seems they take it more literally in this neck of the woods. an example in a guide book that they use as a point to work from. if thats all it is then maybe they should stop putting these examples in the guide books.

 

It is derived from a very small piece which was written in guidance years ago, which is designed to assist a decision maker in their determination. One of the examples was along the lines that someone staying 3 nights in one week might not be considered to be LTAHAW but if he stayed for 4 nights every week, it could be said that he is staying the majority of the week on a regular basis and they are a couple LTAHAW.

 

This piece of guidance was regularly taken out of context and as a result was removed years ago. What it was designed to do was point out that just because a person stays over 3 nights out of one week in one period (i.e. in the course of a year that person stayed over one weekend friday night to monday morning) that doesn't mean that he is living with his girlfriend, but if he stayed over 4 nights a week every week in that year, he was occupying the address as his main home therefore is living with his girlfriend.

 

That is where the idea originated from and despite its removal it is still blurted out frequently today.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

Link to post
Share on other sites

sounds about right. it may not of been intended as a guide line but an example, it is a sensible way of looking at it and would make sence that its treated more as guide, they seem to be using it as such.

 

will try catch up the cousin and her hubby. been to long since I last saw them anyway. one of the draw backs to unemployment is you tend to lose contact with people and spend to much time on your own, on your arse and online.

I was told life was supposed to be one long learning curve.

Mines more a series of hairpin bends.

Link to post
Share on other sites

tabbs perhaps you can help me then, i have done my interveiw & admitted what i did was wrong but wasn't something i planned just very difficult circumstances

i know i didn't explain circumstances properly during taped interview can i write a letter to go to the the decision maker so that they are aware of everything or should i just wait for a decision from them

thankyou

Link to post
Share on other sites

Makes me wonder how we would fare if our son or any of the daughters came for a visit and stayed over for two or three weeks while on holiday. Both of us are in our sixties and on housing and council tax benefits.

Link to post
Share on other sites

Makes me wonder how we would fare if our son or any of the daughters came for a visit and stayed over for two or three weeks while on holiday. Both of us are in our sixties and on housing and council tax benefits.

 

Hi Surfer. That situation is completely different and would not affect HB or CTB.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

Link to post
Share on other sites

Shazmojo

yes of course you can write a letter, it can do no harm at all. I always tell people after an IUC that if anything comes to mind afterwards, or they remember that they have documentation, proof of anything that might help support their argument they should send them in. The investigator is duty bound to follow all reasonable lines of enquiry either to prove or disprove an allegation.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...