Regarding the plants and fake stories etc. I’ve sensed a few of those on other forums and others threads - defo take stuff with a pinch of salt

Ok I thought so but just thought I’d check the general thoughts and experiences on that. i have access so my mail so I wouldn’t not know if that makes sense. really appreciate advice though

@Lovetoteach can I ask… do you rent? Is there anyone here who has a mortgage/owns their house?

Don’t worry - I would go through moments of anxiety and panic too but everyone I know of has just ignored. We all get the same letters. They send them in a sequence. I panic as we have just got a house and had a baby I wonder if they find that out they will do something, but what will be, will be. Letters currently go to my old address which I have access to my mail at. the banks don’t cooperate or respond and I have heard of one guy being “got” by dca years ago but he had been corresponding/fighting etc with them. That is literally it- everyone else seems to ignore and has had no issues. i think unknown just stresses people out

Just fyi it says on page two, if you fail to send this form the client MAY not WILL take action against you. This was same wording as stuff I got from IDR. if Dubai 5 0 was advised by lawyer and did that and nothing happened then I think this maybe be just more bolshy scare tactics fyi I know someone who has been gone 6/7 years and gets letters all the time and has always ignored. I have been receiving letters since 2020 totally appreciate the advice on here and totally up to you, but my experience so far tells me ignore. the banks don’t cooperate and/or respond which is why numerous people are in this situation. hopefully they’re just trying to get you to confirm it’s you by any means possible

Same. I’ve been asked for that by one of the other agencies before these started on me. I ignored it and nothing ever happened. Without a reply how can they even be sure it’s you.

Ok understood. I think it’s wild anyone can just search your name and find out where you live via land registry etc. seems a major safety issue aside from rubbish like this

If you do have a mortgage will they send you to court?

It’s impossible to contact anyone and then they don’t reply. It’s just game playing at this point. Id ignore

I have no idea but would be keen to k know the same. Whenever someone asks they make you do another thread so I loose track

No nothing. I ignored before and I shall continue to do so. My friend had a 500,000 loan and left and has ignored since approx 2018 and had nothing

I have had letters from j&p and one of the others for years now. id ignore …. So far has worked. Fingers crossed it will continue to do so

If you have a mortgage does that make a difference to how you should respond?

Ok fair enough. Not worried just want to keep updating as many threads go quiet. Good to ensure we are documenting experiences I guess

I have read the threads but i just didn’t recognize the acronym. I've now had a letter from j&p with nbd bank details on telling me to pay an extremely inflated sum. different tactic to the others but still no one has sent me any proof or anything just demands for money. So I assume I still ignore this new tactic @dubai 5 0 did your letters have the same?