Thanks and when replying and selecting I dispute this debt because..recommended reason as advised from your thread and add the debt purchaser has yet to provide any or all of the required documentation. What is the recommended reason?

Thanks, would a SD follow after a letter of claim?

Thank you, reading up and have seen some have received threats for a SD rather than a ‘letter of claim’. Is an SD followed after a letter of claim or are you only supposed to receive 1 or the other? Thanks

Thank you!

Hi, Starting my own thread as instructed but was keen to find out the outcomes of those who also have received letter of claims recently. I left Dubai in 2015 with credit card debt. Idr got in touch and I chose not to ignore them and set up a payment plan of which I send directly to the bank in Dubai but with a reference number provided by IDR, I have been paying this for three years. And have never missed a payment. Yesterday I received a ‘letter of claim’ pre action protocol from IDR legal stating the bank now require the payment in full. There is no info on why my payment plan is now not good enough however the usual of I just need to reply within 30 days or they will take me to court etc. I am pregnant, and under a lot of stress. The last time I encountered a discussion with them the stress drove me into mental health which I cannot risk at the moment. Mainly the reason why I set up the payment plan so they would leave me alone. (I understand I should have done research before) but I didn’t. I however never signed anything never admitted to the debt in writing I just simply said I would pay this to your client. End of. please can I have an update on whether they can take this further and what rights I have? Thank you for your support.

IDR Dubai debt statutory demand threat texts/letters - Page 2 - Overseas Debt/Overseas Account issues - Consumer Action Group Is there any update on this?

Emirates HaD Bank (P.J.S.C)/IDR Legal ltd - statutory demand - Overseas Debt/Overseas Account issues - Consumer Action Group Did anything happen here? I have just received a letter of claim from IDR however I have been making payments since 2020 with a payment plan I set up directly to the bank. So confused why they have now sent a letter or claim but also do not wish to open a discussion with them.