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    • no that is not a defence. because you don't have a photo
    • I purchased the vehicle using finance through motonovo under a HP 60 months agreement. I have now amended the document ensuring all is in black. Unfortunately, this email has now been sent. However, I have not sent a letter to big motoring world. Also, I have taken the section of the firealarm issue. I am struggling to convert to PDF. I am not tech savy at all. My mistake was that the the salesman was very fussy on a sale. We went down a quiet road for a little test drive and not for a lengthy road test. The water issue was not present at this moment of time. However, it only became prevalent after driving away, after all docs signed. I did stated to Audi I wanted a diagnostic report. However, they carried out an Audicam which is footage of the issue. Audi have diagnosed the issue as a common issue where coupes/cabriolets accumulate water in the seals. However, I did state beforehand for no issue to be rectified due to me wanting to reject the vehicle. I am awaiting a report from Audi through email from the branch manager in relation to the issue. The issue so far is the water still being present in the sills. Audi tried to fix the issue however the problem is still prevalent. Regards 
    • First begging letter received from Overdales   ;Blah blah blah, our client's are going to win this blah blah blah we supplied all your documents under CPR   PS you can stop all this by paying £1200 less in a lump sum
    • Right,  so the court hasn't send out the Directions Questionnaires/N180s yet. PE's one is a false one, meant to intimidate you into thinking your defence was rubbish and they are confident with their claim. This is par for the course.  The PPCs do this regularly. However, PE have gone further and written that "a copy has also been filed with the court" which is a lie as the court haven't even sent out the papers yet. Keep a screenshot of MCOL, later on in your WS you can draw attention to their lying and abuse of court procedure. If you've got time on your hands, then complain to the BPA about one of their members lying.    
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Wonga...not so bad?


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Hi,

 

I just thought i'd note my experience with Wonga on these forums...I used these forums alot over the last few weeks to help solve my issues with Wonga.

 

Firstly I don't condone these awful companies with their ridiculous APR's but I got myself stuck in a rut and couldn't help but rely on Wonga as an income for a short period of time.

 

I got myself up to £800 in debt with Wonga, getting paid £1000 a month from my employment..... as you can imagine I was pretty screwed.

 

I obviously missed my payment from Wonga.

 

I sent a template letter to Wonga, detailing how I wanted to be contacted and how I wanted to go forward and why I missed my payments, the next day I receive an email saying my payment plan has been set up.

 

Nice and easy really, I have a simple repayment plan of £100 a month until my loan is settled (Frozen interest also)

 

Wonga isn't as bad as it was made out to be, I am certainly happy that I am out of the constant loop that are payday loans, and I wish the same for everybody else.

 

Best Wishes

 

Dave.

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Nice to hear Dave, but I would reserve judgement to when the debt is paid off because it is a well known fact that this industry says one thing and does another.

 

Ill keep my fingers crossed for you.

 

Oh and if you have not got this agreement in writing I strongly suggest you write in and get that just in case.

 

Regards

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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They say they have used the forum over the last couple of weeks but that was their first post... very strange...

 

I reserve judgement on this but suspect we have a TROLL - so watch out people on this part of the forum for strange emails....

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not going off topic but sky are forever pushing this lot

 

2500% apr i believe

 

how on earth the oft allow credit licences for this is beyond me

 

what ever happened to

 

extortionate credit bargin

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yeah sounds wonga's pr machine. I am interesting as I left a rather unflattering testimony yet they neglect to publish it in their testimonials page. Still unprofessional and still do NOT respond to contact. We'll soon see if they respond to the fos!!!!!

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I can hand on heart say i'm not a troll :) but i must have been lucky with Wonga.

 

I've been dealing with Alan in their collections team and haven't had any problems as long as i pay what was agreed on the day it's due.

 

This was my biggest payday loan debt as well so i was shocked that i was able to set up an arrangement quite easily.

 

Just to be on the safe side though, after reading these posts, i've checked i have a copy of the arrangement :D

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It's that DAVB231 registered on 6th July posted the message at the same time and hasn't been back since!!!!

 

Like I said Wonga's PR machine. I think they may be starting to feel so pressure. About time too.

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I would suggest emailing them stating you can't repay them on time. Say you have other commitments and that you can offer them whatever over whatever period of time providing they freeze interest and cards.

 

DO NOT give them your card details otherwise they will attempt to constantly withdraw money from your account.

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Chez, the person who started this post is WONGA - they didnt agree to a plan with him!! Read the posts...

 

Thank You for this Jamie , I have read the posts and I was asking LJD2009 how they had gone about getting a repayment plan not the person who started the post I just wanted to clear that up with you ......

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