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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Reapstar
      SAR distress claim against Parking Eye

      By Reapstar · Posted

      Thank you
    • jk2054
      SAR distress claim against Parking Eye

      By jk2054 · Posted

      Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • Reapstar
      SAR distress claim against Parking Eye

      By Reapstar · Posted

      What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • lookinforinfo
      EPC ANPR PCN - St Nicholas Street, Weymouth DT4 8AD

      By lookinforinfo · Posted

      I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • dx100uk
      One Parking Solutions Windscreen PCN - private flat bays, share of freehold . - Durrington, West Sussex.

      By dx100uk · Posted

      please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  

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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

*** Let's Start Fighting Back - With 1 Penny Cheques ***

Mr_Homer_J_Simpson
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UnmoderatetheNet

UnmoderatetheNet

Posted
Posted
Why only if a CCJ ?

 

Surely the point is the same, pi$$ them off into submission.

 

Making payments when the account is in dispute????

 

Why do this?????

 

The account is in dispute until they resolve the dispute you do not have to make payments, not even payments of 1p

We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

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miziwizzi

miziwizzi

Posted
Posted
Because they DO NOT INTEND TO RESOLVE IT !!!!

 

So, if it starts to cost them money each month, what do you think they will do ?

 

Seriously, I don't think you guys are getting the point.

 

 

I get your point, but also everyone elses.

 

They may well get fed up and stop chasing the debt however they most likely wont remove any data pertaining to it and as you are making payments it gives a longer window for them to pass it on etc.

 

However your happy doing it and you must do what you feel right, so best of luck with it.

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Mr_Homer_J_Simpson

Mr_Homer_J_Simpson

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Sorry, maybe I should have made it clear from the start but they don't have a credit agreement agreement and have admited it, they are not going to chase the debt BUT they will continue to report this on my credit file. So as they are adamant that they will continue to report the balance on my credit file, they must of course accept the payments else the balance would be incorrect and I would have a case against them via the ICO.

 

As for 're-setting the clock' I am sure that I will have sorted this rather than waiting SIX YEARS.

 

Surely being pro-active and getting rid of them is better than waiting for over half a decade for it to 'drop off' your credit file.

 

I have used this process in the past with another company and they buckled after the 3rd batch of cheques. Closed the account and never heard form them again (It was not a credit account so didn't have any issues with the credit file), but they still closed the account and confirmed that there was nothing to be paid (they'd had enough of the penny cheques).

*** - Let's start fighting back !!! - ***

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Fred Bassett

Fred Bassett

Posted
Posted
Sorry, maybe I should have made it clear from the start but they don't have a credit agreement agreement and have admited it, they are not going to chase the debt BUT they will continue to report this on my credit file.

 

Why pay them a penny then - let alone thousands of pennies?

 

I can see the point of this, to a degree, if you have an enforceable agreement and when I first saw your post, I thought about doing this to Capquest. I really can't see the point of doing it on an unenforceable agreement though.

 

I'll reserve judgment though - you may be right.

 

By the way, how do you go about printing your own cheques?

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Fred Bassett

Fred Bassett

Posted
Posted
Why pay them a penny then - let alone thousands of pennies?

 

I can see the point of this, to a degree, if you have an enforceable agreement and when I first saw your post, I thought about doing this to Capquest. I really can't see the point of doing it on an unenforceable agreement though.

 

I'll reserve judgment though - you may be right.

 

By the way, how do you go about printing your own cheques?

 

Regards.

 

Fred

 

Also, do you actually sign the cheques or can you print your signature electronically?

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Mr_Homer_J_Simpson

Mr_Homer_J_Simpson

Posted
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I'm paying them pennies to make them lose money, so that they give in and either accept a very low full & final or write it all off and clear my credit file.

 

I use a template in word that prints the payee and amount to make it take up less of my time, but I use proper cheques.

*** - Let's start fighting back !!! - ***

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Fred Bassett

Fred Bassett

Posted
Posted
No they are signed, but it's not from my account i.e. I'm not giving them my signature to copy.........

 

That's not what I'm thinking of. I'm thinking about the arse ache of signing 1,000 cheques. How do you get around that? Also, how do you print the things? Does your bank accept this? Don't cheques have to be numbered?

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Fred Bassett

Fred Bassett

Posted
Posted
As I sad, I use proper cheques I just print the payee and amount in. All are manually signed.

 

I don't understand. How do you use Word to print the payee and the amount? In what format are your cheques? Do you have them in a list format? How long does it take you to sign 1000 cheques?

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Mr_Homer_J_Simpson

Mr_Homer_J_Simpson

Posted
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I made the template in word (just a matter of spacing it correctly) to print the payee and amount in the correct places on a normal cheque from a cheque book, I just run it through the printer. As for signing them, they only get done in batches of each cheque book so not sitting down and signing 1,000 in one go, it will probably be 25 a month by the time they get & cash them and then a new cheque book is issued.

*** - Let's start fighting back !!! - ***

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Fred Bassett

Fred Bassett

Posted
Posted
I made the template in word (just a matter of spacing it correctly) to print the payee and amount in the correct places on a normal cheque from a cheque book, I just run it through the printer. As for signing them, they only get done in batches of each cheque book so not sitting down and signing 1,000 in one go, it will probably be 25 a month by the time they reach them, clear and then get a new cheque book issued.

 

Well I started off quite liking the idea but this seems to be much more trouble than it's worth. For a kick off, I only get 150 cheques in my cheque book so to make a payment of £15 would take 10 chequebooks. Then I would have to feed the bloody things through my printer (it would be quicker to write them out) and sign them - all 1,500 of them.

 

This is not a practical option at all. I do like it in principle though.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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questioner

questioner

Posted
Posted
Err, cannot see the point?

Every time you make a 1p payment, you acknowledge the alleged debt!

 

That was my concern too. Why give them anything at all if no agreement exists? :confused:

 

Better perhaps to charge them admin fees and vastly more profitable too.:D

 

Halting payments also starts the 6 year clock towards it being statute barred.

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fuzzybobble

fuzzybobble

Posted
Posted

Sometimes it's worth a bit of time and effort to cost DCA's money. The more we question them and use the law to our advantage, then the less profitable their "business" becomes, and the sooner it will die out.

 

Look at the amount of hours I have spent just to take the pee out of them. Time well spent as it's helped loads of people realise that a DCA is nothing to be scared of, and now loads of people are now laughing and are no longer scared of them. CAG debt section is a far different place in 2010 than it was when I first looked for help and advice on here. Now there is a very positive attitude and we know the DCA's are scared for the future. Something a few years ago we would have never thought possible.

 

Yes, writing tons of cheques takes time, but it's perectly legal to do, and if it costs the DCA's money and causes them to give up, then I see it as a positive thing. Fight them with every legal thing we can. Then we can change the future for the people who aren't fortunate enough to discover places like CAG.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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miziwizzi

miziwizzi

Posted
Posted
Sorry, maybe I should have made it clear from the start but they don't have a credit agreement agreement and have admited it, they are not going to chase the debt BUT they will continue to report this on my credit file. So as they are adamant that they will continue to report the balance on my credit file, they must of course accept the payments else the balance would be incorrect and I would have a case against them via the ICO.

 

As for 're-setting the clock' I am sure that I will have sorted this rather than waiting SIX YEARS.

 

Surely being pro-active and getting rid of them is better than waiting for over half a decade for it to 'drop off' your credit file.

 

I have used this process in the past with another company and they buckled after the 3rd batch of cheques. Closed the account and never heard form them again (It was not a credit account so didn't have any issues with the credit file), but they still closed the account and confirmed that there was nothing to be paid (they'd had enough of the penny cheques).

 

 

Do keep us informed as it is interesting, good luck.

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Fred Bassett

Fred Bassett

Posted
Posted

Well my question remains. Can you print your own cheques? I'm certain that you can. I've heard of stories in the past of people writing out cheques on dead fish, so why not print them? There must be a minimum amount of information required for a cheque to be legal - sort code, account number, name of account holder etc.

 

That leads me to the next point. I've had cheques in the past where the signature has been printed. So what's the difference between that and putting your own copied signature on a cheque?

 

If I could do that, I would be quite happy to send Capquest 1,500 cheques as my next payment just to annoy them.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Mr_Homer_J_Simpson

Mr_Homer_J_Simpson

Posted
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Yes, apprently you can print your own cheques, but I'm not going down that route as it's not my bank account that the cheques are written from and I don't want that person getting into trouble with their bank.

 

As it is at the moment, nobody is doing anything wrong, well except Hillesden............

*** - Let's start fighting back !!! - ***

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dx_

dx_

Posted
Posted

I bet someone thought chasing a refund for all charges was a bad idea or a waste of time before the first success was ever reported. I understand what ppl on here are saying about extending the 6yr time but at the same time I'm also liking the idea of making these b!!!!rds pay.

 

Let us know how it all gets on.

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