frank galler - kubic investments ltd

[Caroline2009]

Goodnight all

Edited March 7, 2010 by Caroline2009

[rush1]

Hi that was interesting reading. FLG is the inventor of this , he showed me and others before he had met natasha. I am not here to defend her but , its the truth. FLG. better known as f****** little gremlin, has ripped us all off. I still beleive he had good intentions to clear these cards. Other companys are doing this . My wife made the phone call to the police after i made the threat. Things were going wrong but ,FLG phoned me from spain and still i beleived him , i ended up in court. I have found out that FLG is just an obbessed liar. He has approx 11 propertys, I have been to 5 of them today, another on monday, and found out more crap on him. I do not care if he sees this as he knows who i am , I hope you are watching FLG i am right up you a*** and, i wont let go . YOU have made my wife very ill, and i will see you in court. You owe money to everyone, you have changed you letting agents and not paid you bills. If FLG or anyone who wants to defend him are on here ,solicitors or who ever, come after me , i have a surprise for you.....

Edited March 7, 2010 by rush1
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[rush1]

Hi james how are you . found new letting agents, i will call them tommorrow.

[MARTIN3030]

Hi james how are you . found new letting agents, i will call them tommorrow.

 

 

James ?

[supasnooper]

Probably referring to this member James in Spain who posted earlier at #246

[Senor]

Let's see what comes out from the police. I think gathering as much information as possible is the first task.

 

There must be some information in Spain because he made out that he was opening offices there. I understand that it is a person in Spain who tipped off the police first.

 

He always said that he was very busy from this market so there will be trail there.

I actually think posting on here where he is concerned should be limited as he may use this as a measure of where the police are up to etc.

All relevant info should be submitted to police such as which airline etc he may be working for etc etc. Enough said.

For all its worth his "office" in Spain appears to be Finanzas Nacionales, Box 112 (Head Office),Calle Algarrobo, Centro Commercial Los Dolces, LOcal 131, Villamartin, 01389 Orohuela Costa.

But no doubt being a "PO Box" although not unusual in Spain) it is easily "moved" but I know that he also has a Bank A/C in Spain, probably where all our monies are, but in any event I still dont know HOW this Forum got instigated, as nobody has advised as to whether he (Frank) ceased trading at his own behest, or is he just being investigated because of someone who has paid Frank but not has any results for their £600 x?

[princess5]

this forum got started as £600 was paid and our loans/credit cards wasn't written off like we were told it would be

[rush1]

HI, The moj have passed all complaints back to Ipswich police. fraud dept. 01473 613776 or 01473 613876. They want as much information as poss". They need you all to give information ASAP.. anything you have please.

[mum2010]

Hi, have just found this site - I too have been had by FG - I paid £4800 to him last August - now cant get hold of any one!

[loopinlouie]

Hi, have just found this site - I too have been had by FG - I paid £4800 to him last August - now cant get hold of any one!

 

Do ring the police asap mum2010:)

[mum2010]

I will phone them in the morning:-)

[rush1]

Hi mum, and welcome, yes please ring them ......

[Mr Worried]

mum2010

 

You paid FG £4800.00 last year? ( when exactly?)

 

You have been advised to call the police!!!!!!!!

 

You reply with ( you'll call them in the morning?????)

 

OUTRAGEOUS if you ask me.

 

Your choice...........

 

Mr W

[mum2010]

thanks for the welcome rush1, I will - dont worry, does any one know if you can actually get out of paying back credit cards if they are before 2007, I have 8 cards and am working all hours just to keep up with the minimum payments - my debt hasnt gone down for years

[mum2010]

Hi Mr Worried - it was August 2009 - MP said they would all be sorted in about 7-8 months -but I now dont know where I stand.

[princess5]

give CAB a call they will be able to give you advise on what to do

[rush1]

have you any paper work mum....

[Senor]

thanks for the welcome rush1, I will - dont worry, does any one know if you can actually get out of paying back credit cards if they are before 2007, I have 8 cards and am working all hours just to keep up with the minimum payments - my debt hasnt gone down for years

I can only offer the advice that for cards /loans to be deemed unenforcable they should be taken out BEFORE April 2007, although Kubic reckoned they could challange the enforcability of cards after this date , however I have now gone to another agency who will NOT accommodate any cards after April 2007.This may not help but at least you can determine now whether your card(s) would qualify for a challenge.

[mum2010]

Rush1 - yes I kept copies of all paper work that I was sent right upto when National Finance asked me to sign letter to the credit cards notifying them of a change of address to NF - I have not had anything since- but I am stil paying the minimum payments and do still receive the statements.

[princess5]

national finance? not kubic investments?

[rush1]

Keep paying them, lots of us dident we owe a lot more now....

[mum2010]

princess5 - yes the letter is on headed paper from National finance at Metropole chambers, and that is the address on the letter I had to sign to notify of a change of address

[princess5]

oh dear then!! lucky you kept paying the payments which is good, you could get in contact with a debt management company which will lower monthly payments each month

[princess5]

did you speak to anyone at NF?

[Caroline2009]

I can only offer the advice that for cards /loans to be deemed unenforcable they should be taken out BEFORE April 2007, although Kubic reckoned they could challange the enforcability of cards after this date , however I have now gone to another agency who will NOT accommodate any cards after April 2007.This may not help but at least you can determine now whether your card(s) would qualify for a challenge.

 

 

Mum 2010.

 

Even for your pre 2007 cards, please don't get your hopes up and think that this will be a solution. If you decide to go ahead, then still act as if they will not be cleared so that you plans are not scuppered if they can't be cleared.

 

This market is changing all the time and what may be unenforceable today may become enforceable three months down the line. It is an ever changing area of law.

 

Just wanting to protect you.

 

Please ensure you go to an SRA registered law firm if you go down this route and ensure that the law firm actually specialises in the area of Consumer Credit Law. A general law firm is no good.

 

You will need to pay them disbursement costs even if it is no win no fee.

 

Hope this helps.