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About hugo1963

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  1. OK thanks I'll give it a go see what comes up
  2. Ash ok I'd have thought they have to keep it for a while
  3. I'm thinking more on the grounds of redundancy and how it was decided who should be made redundant,.
  4. How do I find the template to sar a former employer, I can only find the templates to banks etc
  5. All with original creditors, no late payments, when my savings run out I won't be able to make payments
  6. Hi I have 4 credit cards and a loan total 35k I have equity in my house that would probably cover it just. But then be homeless. No debts are secured on my home, only my mortgage, I was made redundant during the pandemic and got a lower paid job, my redundancy payment is running down fast trying to keep up paying them, getting worried about having to sell up.
  7. No it was my own, there is no rip or tear in the laminate just a indentation and scratches, which would be covered by another bed anyway. Thanks
  8. Hi My friend and i have just left a property we rented for 3 years, we left it very clean and tidy, and with fair wear and tear. We have received a message re a small indentation in a laminate floor in the bedroom, (see pics) this measure aprox 75mm x 50mm caused by a support pole in the centre of the bed. The pics are taken by the landlords representative and taken at an angle to make the indentation look worse than it is, im worried this could affect our deposit, how should i respond to this if try taking money from our deposit
  9. Cheers Stu, I'll send him the link see if he will join the thread. Much appreciated
  10. My son along with his friend (due to work) rent an apartment in the City, everything was fine but after about 2 months or so one of the concierge was becoming difficult to deal with, he was hostile, unfriendly and unapproachable. During the next 8 month or so they started noticing items being moved around the apartment also in the bedrooms and bathrooms drawers and wardrobes being disturbed, once he came home his laptop was open and the quilt was disturbed like someone had been led on the bed next to the laptop. Generally strange goings on at times this caused arguments and confron
  11. Ive lived at same address all time, ive heard nothing since i gave them my bank details to set up a direct debit when i changed bank. until mortimer clarke about 2 month ago and certainly 1st time ive heard of cabot Thanks Hugo
  12. Thanks Do i contact mortimer clarke to get all details and set up new arrangements/payment etc or go by original order.
  13. yorkshire bank or allience and leicester cant be 100% sure until i get home. Ta
  14. Yes i rang up budget argued the fact that no such charges where on my original booking, i threatened them id be in touch with my credit card company, after a second call they knocked a day of the rental to compensate.
  15. Hello, About 16 years ago i hit a bit of a sticky patch, jobless etc, i had debts i could not afford, these ended up as 4 x ccj's, nominal payments of £1 per month where ordered on each of these. I set up direct debit payments to pay the orders and made regular payments for 10 years, about march 2014 i changed banks, i contacted all debtors to set up new direct debits all but 1 was successful, this has remained unpaid since way back in 2014 when at the time i offered them new direct debit mandate details. I am now being chased by Mortimer
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