Jump to content


  • Tweets

  • Posts

    • You can be sure that pardoning himself, stopping the other prosecutions and vengeance will be his first priorities if he wins. i dont think he will win, but no surety on that
    • The other cases aren't going to happen before November though, are they? Reporters are saying he can't pardon himself for a state conviction. He would have to lean on the governor of New York state, as I understand it.
    • I am requesting your assistance to how I should go about a serious breach of my privacy that occurred during my stay at one of IHG’s hotel on Ma 2023. Having previously had items taken from my hotel room elsewhere I take the added precaution of using a security camera app on my device whenever I stay in a hotel room. The recordings are date and time stamped and it cannot be adjusted by the end user.   On this particular occasion I discovered evidence from my personal security camera recordings of a spy camera had been placed underneath my door, and can be seen moving along the base of the door for approximately 15 seconds.   The spy camera is in fact marketed as an inspection device of drains primarily but is known to be used in observing spaces difficult to enter. It is a usb endoscopic camera that has a length flexible cable that is semi rigid and can negotiate any obstruction by bending. The operator can be up to 3-4 metres away.   Infuriated as I had previously stayed with them in 2022 for 3 months at £260 per night that they would seek to question my honesty and invade my privacy. I immediately called reception and asked why they would do such a thing and if they had any concerns they were welcome to inspect my room and go through my personal belongings and ask me anything they wanted to. I was sleeping for the best part of my stay and was alone throughout.   I sent the recordings to the receptionist within the hour of finding them and I asked to speak to the manager of the hotel who I was told wasn’t present. I tried to have face to face meetings with him but he instead wrote to me denying the recordings were made at their hotel stating that they didn’t observe anyone in the corridor at the time of the recordings and that they don’t have a metal bar at the interface of the tile and carpet which corresponds to the overlying door. I rejected that statement on the grounds the video doesn’t show a bar but a reflection of light on the tile and you wouldn’t see a person outside my door because the cable is black and runs along the floor. If you don’t look for this you won’t see it. The matter was passed up to the area manager and he also denied the allegation. This is where the matter ends as far as IHG are concerned. Leading a busy work and family life I let the matter go but I found myself back at the same hotel a year later. I booked for  2 nights and was given a room facing the lobby door that led to the lifts. Unfortunately, from the hours of 3am I was woken up by the noise of the door opening and closing but also noticed shadows of a person standing in front of my door. At first I took no notice and put this down to a guest waiting for someone but the person or persons returned several times, standing outside my door for up to several minutes. I called the hotel reception and asked if there was an issue  on my floor and they said they would come up to check. They never said they would check the CCTV and as the incidents continued to happen up to 8am I called them 6 times. Given my past experience I didn’t think they took security as serious a# her establishments and made them observe the Cctv and let me know. The explanation I was given was that they could see residents there but they were heading down to breakfast. The time that I had noticed these feet by door was from 3am and breakfast started at 6.30am. It also didn’t explain why they would stand by my door for anything longer than 10seconds and if they were waiting for someone how likely is it that this scenario is played out 6 times when there was only 12 rooms per floor. Later that morning when I went down for breakfast the manager said he would move me to a room at the end of the corridor and asked me what my plans were for the day, essentially when would I be in the hotel. I stated that for the day I was out. He then said that all his staff were uncomfortable about me being a guest and said that I was not welcome there anymore. I had paid for the two nights but when it came to the end of the day I didn’t feel that I would be able to rest at the hotel given the hostility so I returned the next day to collect my remaining belongings, namely items of clothing, an iPhone charging cable and plug, and toiletries. Checkout was at 2pm and I was at the hotel at 3pm. All my belongings were gone and they couldn’t locate the items.  I plan to report the incident of the spy camera to the police, as well as the theft, and write to the hotel emphasising that this breach of privacy is unacceptable and the hotel's failure to properly investigate and address the issue is deeply concerning. The fact that I requested security checks to ensure my safety in the early hours was reasonable, yet their response to ban from the premises was excessive and even possibly discriminatory as I had revealed to them that I had been a victim of a hate crime given my sexuality. . I am seeking compensation for the infringement of my privacy, the lack of proper investigation, and the being humiliated and made to feel like an undesirable. I will request a full refund of my two-night stay totaling £390. Additionally, I will request compensation for the cost of my previous stay when the infringement occurred, which was £220. I am also considering damages for the infringement of my privacy but at a loss as to what this would equate to. I will close the letter giving them a 14 day timeframe to respond.    Is there anything you feel i need to consider here? Many thanks   
    • oF course, this is all just the start. trump is dragging it out as much as possible hoping to pardon himself, but the barrier the yanks had about admitting that a pres could be such a piece of err work has been broken and there is many more to come. His current criminal charges are extremely unlikely to result in jail time or anything other than fines  - but with some of the other charges - jail is pretty much mandatory - especially for one not only not on a first offense - but with others stacked up
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

1st Credit Threatening Court Action After Set A Side Won


surprise
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5160 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 67
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Yes they can.

You need to gve more details

Link to post
Share on other sites

OK.

 

Originally a Morgan Stanley Credit Card, then Goldfish, we were in the middle of trying to claim charges back and we made a CCA request. They didn't have an agreement but then sold the debt to 1st Credit. 1st Credit issued a Stat Demand in Oct 09 and in December 09 we won set aside with costs.

 

My daughter has today received a letter stating that they are are issuing legal proceedings.

 

Thats it at the moment.

Link to post
Share on other sites

so if this is in dispute then they cannot start enforcement proceedings without an agreement

 

have you reported them to the OFT about this?

I'm afraid that this cannot be relied upon

Link to post
Share on other sites

What I can't understand is that they had the opportunity to present their case and evidence when they issued the stat demand but they didn't, so what would they gain from issuing legal proceedings now. The situation hasn't changed they have not produced a signed credit agreement. I think I am just going to write to them and ask them as they have decided to proceed to court again then presumably they now have a signed credit agreement and ask them to confirm it. OFT where copied in on the original correspondence.

Link to post
Share on other sites

I've just looked out the old file and it was December 2008 when we won the set aside. A letter from Cannaugh dated 23 December 2008 when they sent the cheque for costs stated "We confirm we are in the process of obtaining full information in regards to the debt balance. Full information shall be provided to you shortly. We confirm no further action shall be taken against you in the mean time".

 

I shall send them a copy of this now as no further information has been forthcoming.

Link to post
Share on other sites

No they haven't issued yet but it definitely says "we will be issuing legal proceedings".

 

I am just wondering whether they have taken out all their maybe's and mights because of GAG and they are now want to look more seriouse:D

Link to post
Share on other sites

quite possibly also 1st crudit had a practice of sending out stat demands like confetti.. if you contested they backed off..remember though not everyone was/is aware of cag and didnt defend..probably settled with them and in effect they won..however, they are so bad there paperwork probably doesnt even show they issued a stat demand to you and are now threatening their usual drivel..you can either send account in dispute or wait and see what happens next....

Link to post
Share on other sites

I've just done a letter enclosing a copy of their last letter where they paid out and asking them to confirm whether they have now have a signed agreement.

 

Will see what happens

 

Thanks for the replies, will update with what they respond.

Link to post
Share on other sites

Yes in 2008 thats when I was claiming back charges for my daughter and they had no CCA. Applied for the charges offered £100 for nearly £1,000's worth of charges - I refused - next thing was a letter from 1st Credit. I know theres no agreement, 1st Credit actually sent just terms and conditions. Morgan Stanley sent an unsigned copy which was newly printed.

Link to post
Share on other sites

I suggest that you make a complaint to the OFT. There are guidelines which prohibit of sending out threats of legal action when no action is possible.

First Credit has already attracted the attention of the OFT and I ecpect that the OFT would take notice of further complaints.

If an claim is actually issued then make sure you report it here as I have some ideas to include in a defence which would be helpful to you

Link to post
Share on other sites

Yes in 2008 thats when I was claiming back charges for my daughter and they had no CCA. Applied for the charges offered £100 for nearly £1,000's worth of charges - I refused - next thing was a letter from 1st Credit. I know theres no agreement, 1st Credit actually sent just terms and conditions. Morgan Stanley sent an unsigned copy which was newly printed.

 

 

well then p and wind comes to mind, good luck, hold your groundicon6.gif

 

 

Link to post
Share on other sites

As it stands you have just got another one of Worst Credits bog standard threatomatics. The monkey pressing the buttons has just started the threatomatic off on another cycle of threats. Personally I would invite them to take me to Court and wipe the floor with them. In the meantime you MUST report them to the OFT, TS and your MP

Link to post
Share on other sites

or they'll farm the job of sending out junk mail out to muck hall

 

who like idiots think that you'll be threatened by a bunch of second rate losers using another collection of third rate losers trying to collect something the first set of losers couldn't collect on

 

if you see my point!! :lol:

Link to post
Share on other sites

Letter has gone to OFT with copies of correspondence but not to MP. My MP is a waste of space sent her copies of correspondence regarding the hike in interest on the Halifax bank accounts in November and have copied in ever since and all I get is a postcard saying correspondence received.

 

About the time we received the stat demand there were many others who won, it will be interesting to see how many of them start new threads or are we just one of the unlucky ones!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...