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    • Ok i think we may have the issue, so its been just over 6 months since i was banned and when i defended the case and it should have been rescinded. I have just spoken to the courts, and they informed the DVLA that the ban should have been overturned. Now you need to reapply for your license when you have been banned, and they give a window of 45 days i believe after it has expired. The dates add up, what i think has happened is that my details have been removed from the system because i was banned for 6 months (when i shouldn't have been) and the additional days on top. If this is the case then i surely i can sue these idiots until the cows come home, i have been driving whilst banned (again when i shouldn't have been)  and this can affect my job, imagine i had been pulled over with my son in the car, they would have just arrested me and not listened to a word of my story.  
    • First thing to do is what the the DVLA website extract says - write to the Central Casework Group with full details of your licence, adding that you spoke to DVLA call centre xx/xx/xxxx and they told you they couldn't see the details either.  Get proof of posting. Are you in physical possession of your Driving Licence Photocard? And the card shows it is still current? If so include a photocopy of it when you write to DVLA. There's no reason for you to assume that the licence has been cancelled or that you have been banned. Just some IT problem at DVLA. I wouldn't go into all the stuff about your court case last year. There's no evidence that the current glitch in the DVLA system is anything to do with it and it will just muddy the waters.  Most comparision sites ask for your licence number. You can get quotes without the licence being checked but when you take up an insurer's quote they then check your licence number against the DVLA website to make sure it is valid and to check if any Points for motoring offences are recorded. If you are unable to access your licence details on DVLA then insurers won't be able to either so they will refuse to proceed and cancel their quote. 
    • How about posting the full email, rather than just the bits you want us to see??
    • Hi Folks,   Thank you for your help so far. Please find below the correspondence so far from various parties. If I've missed anything, please let me know. Again, apologies for not posting the correct stuff. I thought I'd lost it all, turns out it was on a rarely used pc Letter advising of change of address will be posted shortly, with proof of posting not tracked. Buncrana 1 Edited Notice To Keeper ECP.pdf 2 ECP Back of PCN.pdf 3 DRP Edited 25012021.docx 4 DRP Back of letter.docx 5 POPLA Appeal redacted.pdf 6 DCBL 30:04:24 Redacted.pdf ESSO Cobham Signage.pdf
    • Thanks just looked at SARequest It wouldn’t make ebay have to say why they suspended me. all their email said was that it was related to buying activity. But under that bike buying activity there are about five different reasons why it could’ve been. But they haven’t specified which of these five reasons it was.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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CSA does not like us


stephen1976
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To be honest, I wouldn't expect anything else from them. As for the author being a Board Director for Compliance, there is so little compliance in this industry, it's a joke. Apparently banks and DCAs can ride roughshod over the law and intimidate the oridnary person, but the CSA don't like us to fight back.

 

Now that's what I call non-complaint and one sided!

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No mention of the financial institutions BREAKING THE LAW. .

 

CSA get your act together. . .

 

Nice find Stephen1976

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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No mention at all of giving information not publicly known to help people.No mention of anything illegal going off so whats with the vitriol?

They dont want Joe public knowing the law,we are not educated enough to understand the complexities,better leave it to them.

You have to ask why they are so against people using the law to their advantage,the banks do it every day.

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I'd have thought that Ms de Tute's time would be fully occupied with compliance, since (as the OFT has made clear to a number of their members), they aren't very good at it.

 

The CSA is an organisation that exists to benefit its members (and no-one else). One way it does this is to present an apparently respectable front, whilst its members get up to all manner of unsavoury practices. See also the Christian Brothers. No amount of pompous articles, in-house discussions or pretending to have some sort of authority will change that.

 

I note that Ms de Tute works for Westcot; I wonder if her t-shirt says 'bullsh1tter' across the front?

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CSA does not like the CAG forum at all this a quote taken from their statue barred Q&A

 

"Statute Barred Debt… To collect or not to collect, that is the question?!

Lets set aside the issue of the proposed reduction to the limitation period for a moment and give a little focus

on the actual collection of Statute Barred debt.

Thanks to my nemesis, the Consumer Action Group website, there is a lot of misinterpretation of statute

barred debt, what can and cant be done and the rights of the consumer and DCA.

And to make matters worse the Office of Fair Trading seem to have misinterpreted the law also…"

 

http://www.dbsg-uk.com/media/editor/file/Stat%20barred%20debt.pdf

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And to make matters worse the Office of Fair Trading seem to have misinterpreted the law also…"

 

'Anything' that doesn't suit them is a misinterpretation of some sort or another... If there was one law that suited them in one manner and also suited them in another manner, but the two manners were mutually exclusive, then they would be furiously banging away on their calculators to see in which manner the law made them the most profit. They would then declare with authority that it was 'right' and 'just' that the law be applied in that way... :lol::lol::lol:

What sort of world do you want your kids to grow up in?

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Shall I send her these lol

 

originaldefaultnotice1.jpg

 

MBNADEFAULTNOTICE.jpg

 

False representation No the financial industry does not do that lol

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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I am SHOCKED!!

 

:eek:

 

 

You mean - all these years that I've known you, I've not realised that all this site does is (and I quote):

 

Encourage consumers to avoid paying debts

Celebrate victories against creditors

Set up tallies in how much has been refunded in bank charges

Provide standard template letters

Breeding grounds for misinformation - consumer detriment (this bit is grammatically incorrect BTW Ms Tute)

Insult creditors, debt purchasers and DCAs.

 

OMG - and what have they done?

 

Discussed Consumer Forums and CMCs with the OFT.

 

I'm flabberghasted.

 

I'm just beside myself with emotion.

 

What can I say to you all now that I'm made aware of all of this?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

BRING IT ON, JOHN!!!!!

 

 

YEAAAHHHHHHHH!!!

 

 

:lol:

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Thanks to my nemesis, the Consumer Action Group website

 

Bad choice of noun, Ms Aynsley:

 

nem⋅e⋅sis

1.something that a person cannot conquer, achieve, etc.2.an opponent or rival whom a person cannot best or overcome.3.(initial capital letterthinsp.png) Classical Mythology. the goddess of divine retribution.4.an agent or act of retribution or punishment.

 

Els;)

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I have seen the drivel they put on regarding how a consumer can caonlaint if a DCA act not according their "benchmark code of conduit", ti will be laughable if they didnt ruin the life of some people

 

Their standards are consistently low and they strive hard to achieve them:rolleyes:

Edited by citizenB
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Uploading documents to CAG ** Instructions **

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Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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