Jump to content


  • Tweets

  • Posts

    • Probably to do with the Creditor accepting the reduced payments claim as part of the IVA. - Thats my guess anyway.  As for the mount outstanding... 60k is incredible and im pretty sure a DRO wouldnt cover that much even after the new legislation.    For you @Alfy - Please stay headstrong and stop worrying. My viewpoint on debt with debt collectors is simple. You are a figure on a spreadsheet loaded into a database for them to run a collection cycle through.  They dont care about emotions or your situation, they just care about paying off their shareholders and trying to turn a profit.  They use varying tactics to increase the pressure on you to the point where you will break. People then fall for this an either cave in to DCAs before doing their own due diligence on the debts that are purchased or turn to IVAs like you have.    They are better ways to handle this and Im glad you feel better after a good nights sleep - I hope you can keep it up. 
    • Good afternoon,    I am writing in reference to the retail dispute number ****, between myself and Newton Autos concerning the sale of a Toyota Avensis which has been found to have serious mechanical faults.    As explained previously the car was found to be faulty just six days after purchase. The car had numerous fault codes that appeared on the dash board and went into limp mode. This required assistance from the AA and this evidence has already been provided. The car continues to exhibit these faults and has been diagnosed as having faults with the fuel injectors which will require major mechanical investigation and repairs.    Newton Autos did not make me aware of any faults upon purchase of the vehicle and sold it as being in good condition.    Newton Autos have also refused to honour their responsibilities under The Consumer Rights Act 2015 which requires them to refund the customer if the goods are found to be faulty and not fit for purpose within 30 days of purchase.    Newton Autos also refused to accept my rejection of the vehicle and refused to refund the car and accept the return of the vehicle.    It is clear to me that the car is not fit for purpose as these mechanical faults occurred so soon after purchase and have been shown to be present by both the AA and an independent mechanic.   Kind regards
    • Commercial Landlords are legally allowed to sue for early cancellation of the lease. You can only surrender your lease if your landlord agrees to your doing so. They are under no obligation even to consider your request and are entitled to refuse. You cannot use this as an excuse not to pay your rent. Your landlord is most likely to agree to your surrendering the lease if they want the property back in order to redevelop it, or if they wants to rent it to what they regards as a better tenant or at a higher rent. There are two types of surrender: Express surrender in writing. This is a written document which sets out the terms of the surrender. Implied surrender by conduct. (applies to your position) You can move out of the property you leased, simply hand your keys back and the lease will come to an end, but only if the landlord agrees to accept your surrender. Many tenants have thought they can simply post the keys through the landlord's letter box and the lease is ended. This is not true and without a document from the landlord, not only do you not know if the landlord has accepted the surrender, you also do not know on what basis they have accepted and could find they sue you for rent arrears, service charge arrears, damage to the property and compensation for your attempt to leave the property without the landlord's agreement. Unless you are absolutely certain that the landlord is agreeable to your departure, you should not attempt to imply a surrender by relying on your and the landlord's conduct.  
    • I had to deal with these last year worst DCA I have ever dealt with. Just wait for the constant threats of CCJ and how you'll lose in court and how they won't do mediation and they want the judge to question you with a load of "BIG" words to boot with the letter. My case was struck out in the end, stupidity on their part as I admitted to owing the debt in the end going through the court process was just a formality as they wouldn't let it drop despite me admitting the debt regardless. They didn't send the last part of the court paper work in so it ended up being struck out     .
    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Urgent Help needed three Network will not cancel my contract


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5242 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Four days ago I brought Nokia N97 on Three network , at the time it seem to be a bargain but guys after two days of using the handset , it freeze , it cashes , it doesn't even dial a number anymore.

 

So I go back to 3 store a different one as I brought my handset from a different town so it made sense to go to the nearest 3 store.

 

guess what they won't cancel my contract stating its in my T&C

 

I stated that the handset is unfit for its puposes. and I am fed of it.

 

they just won't have it back , is there anything I can do , I feel like taking them to court? via small courts claim.

Link to post
Share on other sites

I have just spoke to Ofcom who have stated that I have to write a official complaint which they have 8 weeks to get back to me , however if I don't hear anything from them within the first 2 weeks I need to log a case with Oftel

 

I wish I never took up a contract with three and please people don't buy the N97 its full of crap and I am big crap

Link to post
Share on other sites

I think they may well argue that there is nothing wrong with the phone though.

 

I have a N97 too but havn't got any major problems but its quite clear that it was rushed out in competion with the iphone and it simply wasnt ready.

 

There are some fixes that Nokia will perform free apparently, this involves fixing the GPS receiver and fixing the camera lens cover, so Nokia have already admitted some liability for problems with this phone.

 

You may be interested to know that there is now new firmware out (v20) that fixes many bugs and adds proper kinectic scrolling and many fixes.

 

Im unsure of the legal rights in returning it, it may depend on wether it is truely faulty, was it bought in shop or online ?

 

Andy

Link to post
Share on other sites

Just say the coverage is not to your liking - that stops them trying to blame you for phone incompetence. Box up and return it to the shop and ask for a receipt and confirmation of cancellation. If the staffer refuses, ask for the manager. If they refuse, ask for the postal address to return it*, as you'll be charging them additionally for your postal costs.

 

*By Special Delivery, ONLY

Edited by buzby
Link to post
Share on other sites

Just say the coverage is not to yout liking - that srtops them trying to blame you for phone incompetence. Boand return it to the shop and ask for a receipt and confirmation of cancellation. If the saffer refuses, as for the manager. If they refuse, ask for the postal address to return it*, as you'll be charging them additionally for your postal costs.

 

*By Special Delivery, ONLY

 

Sound like a good plan to me!

Link to post
Share on other sites

thanks guys for all the feed back I brought this from the 3 Store in a different town , The 3 store that I went to state that I have to keep the contract and that there is no cooling off period, but they are willing to swap the phone for another like to like , I fused and stated that I want a Sony Erricsion phone , the sale's man refused and stated that I had to either accept his offer or go back to the store where I brought the phone from.

 

in the end I felt why should I continue on with the contract with that type of attitudes:|

Link to post
Share on other sites

Because you'll be wrung out to dry if you don't.

 

You should ONLY return the handset for cancellation to the store you purchased from, as it can become messy if another branch tries it (some networks won't even allow another branch to cancel).

 

Also, you would be cancelling because of bad coverage. NOT because you want a different phone.

 

Accepting a different handset would tell them you DON'T have coverage issues, and you simply want a different handset. A change of mind because of this isn't allowed - and if you're going to commit yourself to a contract, the LEAST you can do is choose the right phone, as you'll be stuck with it for years.

Link to post
Share on other sites

Hi,

 

I have got similar issues with Vodafone's Blackberry Storm, this BB has a sort of battery that needs little of extra care, it would not give you all advertised hours unless you perform certain rituals. But before I learnt that, I bought some extra batteries, it did not help, so I got HTC on another contract and gave up on BB.

 

Now I am 5 month into contract term of 18, had numerous rows with Vodafone, who said >

 

 

On the other hand >

 

Isn't there a bit of contradiction?

 

And what about saying at this point that I do not like the coverage? Will it still work? Or they just accept the phone and come after me for £400+ [remaining 13 month of contract]?

 

Thanks.

Link to post
Share on other sites

Id be surprised if there weren't contradictions - that's why we need judges! :)

 

On the bit you hilighted, what is causing the problem is everything you buy does not come with a binding contract. SOGA gives you rights over the phone, 7-14 days to reject due to network issues (bo coverage, hate the colour etc). After this the contract is confirmed. You must keep to the terms of the contract for service, BUT your phone still is covered under SOGA, BUT your contract doesn't magically end if the phone goes back or is lost.

 

Entering into a binding contract for something as frivolous as a mobile phone is nonsensical - there are too many downsides for the consumer, and that's before you even get to the Direct Debits....

Link to post
Share on other sites

You're right. We'd all be doing it. This is why the duration of contracts is getting longer (18 to 24 months), and their refusal to drop your tariff to the lowest level unless in extenuating circumstances).

 

They've been burned, and are refusing to be 'reasonable'. with is one of the better reasons not to enter into these contracts in the first place!

Link to post
Share on other sites

They've been burned, and are refusing to be 'reasonable'. with is one of the better reasons not to enter into these contracts in the first place!

 

I've been in contracts for years and never had problems, but am beginning to see you are right. Think next time I'll change to PAYG, like my dongle is.

Link to post
Share on other sites

I'm on PAYG as I use about £5 credit a month maximum, My good lady is never off her phone so we use the 30 day rolling contract. We buy the handset online (as you get a 7 day cooling off period) and after 2 or 3 months we get the handset unlocked to any network just incase they hike up the prices.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

Link to post
Share on other sites

my contract phones from vodaphone seem to come unlocked. I know when I pass my old phones on to others they've been able to use them without getting them unlocked. It only costs a fiver to get it done at the local market anyway.

 

I think the new phones do loads of things but as I only text and ring and occasionally bluetooth photos to laptop, they're not really worth my paying for.

Link to post
Share on other sites

All networks regardless of pay & go or contract of any kind don't offer any return period if its an upgrade. If its a new contract only O2 offer a 14 day cancellation. Thats strictly speaking if bought in store. If online or over the phone, you have your standard long distance selling act which is 14 days. It's best to deal with the person directly you set up the deal with, even the same branch. Other branches won't return your upgrade/contract because they take the deduction and its technically not their fault.

 

Networks are not obliged to terminate your contract unless they fail to meet basic service agreements that you agree to when you sign. For example, no signal/service. Thats always your best bet. Never tell the sales person you don't like the phone because thats then down to change of mind.

 

You also get your standard 28 day for a faulty exchange product.

 

After that it is down to your own devices unfortunately and they are in their legal rights.

 

In your circumstance, you picked quite a bad phone. I work for Carphone Warehouse and i refuse to sell the N97 because (i saw mentioned above) there are quite a few faults with it as it was rushed! Along with other phones such as ANY LG phone (avoid).

 

The faults you are experiencing with your phone, is Nokia's fault, not 3's. They have a new software update avail that fixes the crashing and 2 new small parts. The camera bezel (shield) that was scratching the lens making the flash blurry and a new GPS antenna shield that fixes some other glitches.

Link to post
Share on other sites

All networks regardless of pay & go or contract of any kind don't offer any return period if its an upgrade..

 

There is no such thing as a 'PAYG upgrade' - SOGA applies in full for the handset. As there is no service contract on the SIM, this is simply an airtime credit that can be used up and thrown away.

Link to post
Share on other sites

02, Virgin and Orange all offer a pay and go service that you can upgrade with and get a better phone with. Often supplying discounts based open how mug you have topped up over the past 18 months, 10% to be exact. Alot of the time sales reps do this as it's often a cheap effective way of selling the phone to the customer and the margins are usualy decent for the store / rep.

Link to post
Share on other sites

There is no commitment required with a PAYG handset. You can certainly call it an upgrade, but this is a misdescription as there IS nothing to upgrade - with no contract extant, is is simply a marketing ploy.

Link to post
Share on other sites

There is no commitment required with a PAYG handset. You can certainly call it an upgrade, but this is a misdescription as there IS nothing to upgrade - with no contract extant, is is simply a marketing ploy.

 

 

you could argue that it is a marketing ploy, but the point is that such a thing does exist and the returns policy is different than buying a new pay as you go sim with a phone.

 

you see mobile phones have a handset only value which is more expensive than the value most people pay for phones, since the networks discount the phones as they presume people will top up in the future on the sim card they need to take with the phone.

 

some networks allow people who already have sim cards with their network to buy the phone at the discounted price without needing any top up, this is what a pay as you go upgrade is.

 

the reason for difference in returns policy is that the handset loses 30% of its value when returned, meaning potentially more money is lost.

 

As for this persons case with their 3 phone, the previous post from the carphonewarehouse employee is 100% correct, and from here 3 have no legal obligation to allow you to exit your contract, HOWEVER they MUST either exchange of repair the handset, in this case they have offered a repair so they have kept to the legal requirements.

 

If you are unhappy with the alternative handsets on offer then unfortunately there is now law to use against 3, as they have provided a service agreement which ie being fulfilled.

 

Any further action would have to be taken from out-with the store, and by head office or upper management.

 

I would advise you to contact 3 head office and express your displeasure, however the odds of you getting out your contract are unlikely.

 

As was also mentioned in the previous post by the CPW employee, the new software version for the N97 is much improved, and I would give it a try while you are waiting on a response.

 

 

Regards

Gordon

Link to post
Share on other sites

Three are an absolute nightmare anyway. It took me 18 months of standing my ground to make them go away after I ended my contract (30 days notice in writing, recorded delivery that was signed for) and they still billed me a further 2 months... it was only £70 but I refused to pay it on principle. It was passed from DCA to DCA and then eventually they gave up, removed all info from my credit file and disappeared.... after I wrote the chief exec a very nice letter telling him how I was going to contact every redtop and tell them how a single mother of twin babies had been threatened and harrassed for 18 months for money that wasnt owed.

 

I never heard from them again after that.

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...