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    • thread title updated. so a sold debt. who are the solicitors? TM legal? why didn't ovo do this themselves as they do but chose to sell the debt on for 10p=£1? funny debt you state you reived a letter of claim, why did you not reply too it.? also is there is no indication of the date this bill comes from on the claimform? how do you know its from 2022? what other previous paperwork have you received? please scan page 1 of the claimform and bothsides of ALL previous letters upto one mass pdf read upload carefully. .................. pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website https://www.consumeractiongroup.co.uk/topic/466952-lowelloverdales-claimform-old-cap1-debt/?do=findComment&comment=5260464 .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Which Court have you received the claim from ? Civil National Business Centre Name of the Claimant ? JC INTERNATIONAL AQUISITION How many defendant's  joint or self ? Self Date of issue – 22 May 2024  Particulars of Claim What is the claim for – 1. The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. 2. Debt was assigned to the claimant with notice given to the def. 3. Despite formal demand the def has failed to pay the debt and the claimant claims £300 and further claims interest pursuant to s69 of the CCA 1984. What is the total value of the claim? £385 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier  Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? Changed supplier What was the date of your last payment? Never  Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
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What Made You Want To Swear Today?


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It's funny, but someone who is capable of that does not have a good energy about them, they can't have, and for years we had nothing but bad luck, things going wrong etc....

 

Now, the change in our lives is unbelievable! It's as though every bit of negativity, and negative energy they emitted has totally dispersed! We have never had things go so well for us, it actually feels as though a dark and nasty rain cloud of doom has been blown away from above us and our home, and has been replaced by light positive energy - absolute heaven!!

 

I think there really is something in what you are saying here. Bad people do give out bad energy.

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Some people are unbelievable.

 

What made me swear today - how sore my head is. I have an eye test booked for Monday. I hope it's to do with that and not the other issue I have, else it's back to neurology for me. :(

 

Oh that makes two of us Nystagmite! I've been getting blurred vision too, and blue flashing lights, it's like I'm in a disco sometimes :lol:

 

I thought it was Migraine at first, but I do think it's something to do with my eyes, so I'm off for an eye test next week! I hope yours goes well love X

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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Thanks. :) Mine doesn't feel like migraine. The last time I got a migraine, (some 8 years ago) it involved what I think is known as aura. Not had that thankfully. Vision is ok. But given the fall I had last week, it is something that may need to be checked out.

 

I hope if I do go back to the doctors, they won't tell me to just drink more.

 

Hope all goes well Duck.

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It's terminal and he's been given 2 years. :(

 

Who?

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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Granddad. It's in his liver now too. :(

 

Oh no love, I'm so sorry {{{{hug}}} :(

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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this made me swear

 

The mother of an eight-month-old baby who died after being left behind in a hot car has been charged with child neglect.

Arlington County police said 32-year-old Zoraida Magali Conde Hernandez was arrested after rushing to Inova Alexandria Hospital with her son.

The baby was apparently left on the back seat of the car last Friday while she was at work for six hours. The temperature in Arlington hit 32C (90F) that day.

Officers said the incident was unintentional.

The mother intended to drop the boy off at a day care centre and did not realise the baby was in the car until she went to pick up another child.

Hernandez is being held without bail at the Arlington County Detention Facility.

Also last Friday, a 16-month-old girl died after being left in a truck for four hours in Baltimore while a relative took a nap.

No charges have been filed yet and the death is still under investigation.

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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this made me swear

 

The mother of an eight-month-old baby who died after being left behind in a hot car has been charged with child neglect.

Arlington County police said 32-year-old Zoraida Magali Conde Hernandez was arrested after rushing to Inova Alexandria Hospital with her son.

The baby was apparently left on the back seat of the car last Friday while she was at work for six hours. The temperature in Arlington hit 32C (90F) that day.

Officers said the incident was unintentional.

The mother intended to drop the boy off at a day care centre and did not realise the baby was in the car until she went to pick up another child.

Hernandez is being held without bail at the Arlington County Detention Facility.

Also last Friday, a 16-month-old girl died after being left in a truck for four hours in Baltimore while a relative took a nap.

No charges have been filed yet and the death is still under investigation.

 

Those poor babies must have died in absolutely agony. Beyond belief. :-x

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that is awful DD

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Seconded.

 

Went out for a run just now. The route I take, I have to run past a load of houses. Can't believe the amount of people who park on the pavement. Someone (a relative of mine, unfortunately) left just enough room for me to squeeze past. How difficult is it to park on a road? I am not willing to risk my own safety (I'm partially sighted and my hearing's buggered) by walking on the road.

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What made me swear today? And made me sad is the way the estate gardeners for Places for People have just decimated the shrubs just outside my garden :( They have reduced them to 2 inch stubs by applying the usual gardeners tool of the chainsaw! Now the place just looks bare :(

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just broke an engraved pint glass had it since i got married

 

got to see if black country still makes them

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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just broke an engraved pint glass had it since i got married

 

got to see if black country still makes them

 

Good luck labrat you could try ebay, they have lot of crystal if you know the name of the pattern and manufacturer.

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it was just a basic pint glass with our names and a wheatsheef on it

 

but it was engraved infront of us by the glass makers in the black country museum

 

might be able to get one with the same engravings its just never quite the same

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Did a race yesterday, which was so badly organised. It took them until July 7th to tell us that they're still waiting on running t-shirts. My pack was sent and received on Saturday. By that time, I was already in London.

 

I really want to know what my £50 was spent on. Virtually no marshals or toilets and no goody bag.

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kids have cryed and screamed for days solid

 

not sure why as nothing changed family wise and theyve all been treated recently

 

eldest (autistic) decided it was fun to poo down the play centers slide, dont ask

middle one keeps screaming for milk this is 5 bottles later

youngest one doesnt want to sleep

 

i see the vet on wens to stop me chasing the other rats.... ouch

thurs i have a home visit about my enforced time off work - W***ers (suspension + mental health + lots of S**t)

 

keep wanting to do random things like walk into the pool, or just generally disappear for a bit, only thing is i would miss the family...

 

still another 5 gallons of wine finishes brewing next few days....

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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our very lovely neighbours ( not ) persistantly slamming the front door, specially around 5.30 am, every time they go out they have to slam it, no need as it is same sort of door as ours, also she works for a cab firm and brings a mini bus home, parks it outside and blocks our light out plus she has to leave it running for anything up to 20 minutes while she goes in the house, it is a diesel bus. The are from Portugal but speak English when it suits

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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