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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What Made You Want To Swear Today?


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The fact ive got a cold or cpould it be swine flue and i feel AWFULL

 

Aw, hope you feel better soon.... don't swear too much.. conserve your energy to fight off the bugs....:)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Thinking I have to go to the quacks with a dodgy mole or 2. And not of the garden variety! I wouldn't mind but I don't have many and avoid the sun like swine flu.

 

Better to get them checked out I suppose than sit wondering and ignoring.

 

Made an appointment for Thursday and they are roping me in for a ladies test as well :(

 

The last one I had was a disaster. Doctor said it wasn't a good enough sample so binned it there and then. Told to go back at a later date.

 

A couple of weeks later I was told that my 'results' were clear :confused:.

 

Complained but nothing was done and no explaination given. I know now what I should have done but at the time it was the least of my worries.

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LLoyds AGAIN.... I closed my current account with them on Monday. Went down there personally with my cut up cards and cheque book and a letter explaining why.

 

Checked Internet Banking today to make sure all is well and they have now taken a Payment for my Credit card which is in dispute and caused an overdraft on an account which by rights should no longer exist!!!! :-x

Not only that, they can now say I paid into the account since asking for my CCA and therfore have acknowledged it exists.... How the F*** do I get out of this one!!!

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Hi Spammie,

Are they devious or just stupid? Hard to say!

While you still have online access, I'd manually cancel all the Direct Debits.

Then write and demand that they cancel the payment and refund the account, which wasn't authorised by you as you closed the account on Monday, and refund any overdraft fees imposed as it was their error in making the payment.

 

What a set of bankers!

Elsa x

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Hi Elsa... there are no direct debits... everything was cleared... THEY have taken the money themselves as an 'offset' because I am one month in arrears they decided to help themselves....from a closed account

 

Have informed FOS who say they are not allowed to do that as they are creating more debt and they must return the funds.... even longer story but I won't bore you with it...... still fuming!!!!

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Somebody emailing me an edited video of Michael Jackson ghost footage on Jay Leno. First thing this morning. I was sat right up to the screen and it scared the s**t out of me!! Can't seem to upload it, it was a media player file. It didn't half make me jump. Has anyone else seen this one? They show much publicised the clip of the "ghost" over and over again with creepy music then out of nowhere Michael Jackson's image from thriller jumps onto the screen. Not what you want to see first thing in the morning!

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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Getting my uni enrolement details in the post today and finding out that it's tomorrow. Idiots sent it second class post!

 

 

Oh no Babybears going to Uni. All grown up now. Soon be changing your name to Raverbear or sleepmostofdaybear:p

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Taking my son to school and talking to the teacher about all the rubbish and litter around the school and being told that it blows in from elsewhere (so basically not their problem!)

 

and also realising that I will have to teach my son to read myself because they only do reading once a fortnight ! WTF!!!

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Well its been a good say so far :rolleyes:

 

Lack of sleep due to OH snoring, early morning for the vet as the dog is back in getting her diabetes stabilised, then thought to myslef Ill come home have a couple of extra hours and my lovely :mad: neighbour starts banging, knocking and hammering as though he was building an archway between our houses!!!!!

 

My mobile hasnt stopped the whole day, I have a headache like its gonna explode like a volcano, and the painkillers arent working. Cant get any sleep now, as I have to get the poochie from the vet in an hour!

 

Maybe tomorrow will be a better day for me!

 

Im now in one of those moods that I wish WF or a DCA will phone so I can really have a go at them grrrrrrrrrrrrrrrr !!!!

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