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About mazbck

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  1. Oh dear, not sure what to do about the overdraft issue as Shoosmiths nor cabot have given us any payment details. This is getting silly now.
  2. Sorry just gotten back online, the sky letter and cabots letter is in my husbands name, even though sky was in my name. Today a letter from Advantis came through claiming to be collecting on behalf of their client Cabot... Time is now 45 days to the debt being definitely statute barred as thats the anniversary we moved and thats exactly 5 yrs to being with our new provider. Its more than likely already statute barred, but I knw by then it will be.
  3. As far as I can remember we left Sky with no out standing balance, I had paid up to date. The account was def in my name and yet this one that Cabot say we are due is in his name. We are still in Scotland, so it will soon be statute barred. As for the other stuff, if you read my other post in reagrds to the Clydesdale OD, you will see they as good as got a spanking from the Sheriff here in town. The loan CCA is well overdue and I sent them a follow-up on 21st January. This latest one about the 'SKY' bill is the only correspondence from them, so looks like they are clutching at straw
  4. We recieved a letter today from cabot which said they had bought our Sky account. There was also a letter dated the day before from Sky enclosed in the letter saying they had sold it to Cabot. Now im currently dealing with Cabot for 3 other matters and one is in court to which the court has told Cabot to get a grip, they are also very over due with the cca for another account. Anyway, back to the Sky 'debt'. We moved almost 5 years ago (May 2011) but we did cancel the sky package as we weren't going to use them in the new area. Cabot are inviting me to contaft them to dis
  5. Sorry not been on for ages, just getting over the flu. The court made cabot/shoosmiths reduce the amount of the debt to just under 200 and ive been told topay them 20 a month. The court took a dim view of shoosmiths, as thy were trying to drag it out and from day 1 we were cooperating. So sucess as far as im concerned. But cabot have now gone over thier time limit for the cca for the loan, and surprise surprise we got a letter today from them saying they had bought an old Sky debt. We haven't had sky for 5 years....
  6. We admitted part of the claim and raised issue with the amount. Ill find the copies later and double check exaclty what was written. I spent the day in court as a witness so my head is a mess but it was worth it as the 'thug' who assaulted hubster and I was remanded
  7. Hi the court case is nothing at the moment, they keep asking for more time in court. It hasnt even gotten to the Time to Pay stage. Ive found some old bank statement and the final amount on the OD is almost 3 times as much they have said. We know we are due money and want to pay what we are due minus the extra charges. When I checked the court rolls yesterday it was still says just small claims hearing. I checked as my hubster and I are up i court as witnesses tomorrow for an assault on us by a couple of thugs. Are Cabot/Shoosmiths just trying to put one over on us.
  8. Hi, Can anyone help me with a wee problem with the above situation. I had a CB overdraft and they suddenly closed the account approx 5 years ago, my hubby had a loan and OD too, most of the debt on all 3 are made up of bank charges and interest after they closed the accounts they also closed my hubby's accounts. My hubby wasnt working at the time and the loans PPI kicked in. He got well enough to take on part time work but it had too many hours for the PPI to continue. We set up an affordable payment plan with the bank, and the next thing we knew the debt
  9. Ok just off phone to Cabot, had no option but to talk to them, and I asked them repeatedly to make sure this call was being recorded, anyways, the bank has sold the debt to them including the loan which I mentioned earlier, we have payment plan in place at an affordable rate to which we can afford monthly and since it was in place with the bank they were happy (or so I thought) and we never missed a payment. So 'John' from Cabot goes through an I & E with me and it works out we have £20 each month left over that he wants us to [pay to them!!! Not happening, I asked them 4 times for b
  10. We havent defaulted, not our end anyway, and can prove it as its paid by standing order through my bank
  11. It just says they were assigned the debt on 18/9, and all payments have to be made to them, but I already have a payment plan in place and we hafent defaulted at all. Also paying back a loan to them as well, and not missed a payment for that either, but its only the smaller debt they have given over to Cabot
  12. Hubby had an overdraft with the Clydesdale, he got paid off and hadno money coming apart from benefits which went into my account. Bank closed his account, and we have been paying them back every month without fail. Its only a token amount at the moment but we haven't missed a payment to the bank. Its done through standing order, and itnwas arranged by the financial solutions unit of the bank. Yesterday we got1 a letter from Cabot and it states that they were assigned the debt in the middle of September, and they want the full payment, or arranged a payment plan with them. Can they
  13. Sorry not been on for a while, had internet problems and other stuff kicking off at home!! Well probelms soved, OH has been offered a transfer to another ranch with help and he is taking it as it is nearer family, so now we are moving!!
  14. Hi, He did email his immediate supervisor detailling all the problems he was facing, and has a hard copy here at home. He feels like his manager is trying to get rid of him, and other staff have noticed this too.
  15. Hi HB, We are OK in a round about sort of way, just plodding on and making the most of life!!!
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