Lowell and Barclaycard debt poss SB'd

[babybear39]

Lowlife telling stories again, tut...

[cerberusalert]

Maybe they're going to diversify their business and enter into the world of Janet & John books or even produce Jackanory programs.

[sam614]

:Dsolved the puzzle of where mystic meg disapeared too.

 

SAM

[havinastella]

I would send them a nice little letter telling them they have 14 days to remove all adverse info from my credit record. If they don't, hit them straight away with a court claim.

 

Damages for this type of incident are about £5000.

 

JOgs

[cerberusalert]

Maybe she's at the same desk as Anthea "here's one we made earlier" Turner.

[babybear39]

Don't you mean here's one we cleaned earlier?

[sam614]

often wonder if lowell ever read these posts.

with them been mindless idiots,wonder if they know what we are on about.

 

will pms if i see a lowell/red/hampton letter signed m.meg:Dor f.teller

 

SAM

[HFwho?]

After reading this post it looks like fun times ahead for me with these lol. Must be frustrating to see this happening but at least your able to see your credit report im still waiting as they need to do further checks! whatever that mean?

[Azuma]

hey guys,

 

i posted a thread a little while back regading Lowell (likely suspects lol ) they basically claimed to have taken over an old debt of mine, i sent them the SB letter as i was positive it'd be past 6 years since acknowledgement.

 

They sent me back some bulls**t response about it not being SB because an "ATTEMPTED PAYMENT" was made in Feb 2005.

 

My question is, what the hell is an "attempted payment" and where do these DCA's get the logic behind a statement like this?

 

Is it just me or could this be another vague answer, where they don't actually know anything about payments being made, but would use the word "attempted" as a way to cover themselves if they were ever found to be telling porkies?

 

For example, they are not saying "a payment WAS made" but rather they "believe" a payment "could have" been made on this date. haha

 

Rather bemused to say the least???!!!

 

Thoughts anyone?

 

Az

[the_shadow]

hey guys,

 

i posted a thread a little while back regading Lowell (likely suspects lol ) they basically claimed to have taken over an old debt of mine, i sent them the SB letter as i was positive it'd be past 6 years since acknowledgement.

 

They sent me back some bulls**t response about it not being SB because an "ATTEMPTED PAYMENT" was made in Feb 2005.

 

My question is, what the hell is an "attempted payment" and where do these DCA's get the logic behind a statement like this?

 

Is it just me or could this be another vague answer, where they don't actually know anything about payments being made, but would use the word "attempted" as a way to cover themselves if they were ever found to be telling porkies?

 

For example, they are not saying "a payment WAS made" but rather they "believe" a payment "could have" been made on this date. haha

 

Rather bemused to say the least???!!!

 

Thoughts anyone?

 

Az

 

Its the latest DCA trick in reply to Stat Barred letters apparently. I think you are correct in your asumption on the "attempted" bit too ;-)

 

Just ask for evidence of this "attempted payment", i.e. a paying in slip that has been marked rejected, a time/date when a payment was bounced etc. Without evidence its all talk

 

S.

[summer30]

Could be wrong but I wonder if they are meaning that a payment was sent either to the OC or DCA at the time but wasnt processed, maybe the account was closed and it bounced back to you ?

 

I would imagine though they need to provide proof of this, or it could be they are just trying to get you to admit its your debt.

 

Someone with a bit more know will come along to advise next step no doubt.

 

 

ETA they already did, ignore me

[Azuma]

hmm,

 

what i think they might be "trying" to say is that payment was attempted to be taken, but couldn't for some reason.

 

However, i think this debt is for a credit card, in which case, the only place a payment could've been "attempted" would be from my current account, and that wouldn't have happened.

 

either way, i ignored this letter for now, after all it's not up to me to prove this debt IS S.B. it's their job to prove that it ISN'T.

 

Az

[the_shadow]

either way, i ignored this letter for now, after all it's not up to me to prove this debt IS S.B. it's their job to prove that it ISN'T.

 

Az

 

Correct

 

Just keep in your mind that this "attempted payment" is being used by a few DCA's now so without evidence isnt worth the paper its printed on

 

S.

[ODC]

Its the new DCA thought police in action. Lowells and others have employed a mystic to read your mind. Apparently back in Feb 2005 you had a fleeting thought about paying a debt. Then you thought NAH!!

 

Lowells have linked into your old memories and pulled this thought to justify their ridiculous statement

[cerberusalert]

More like they attempted to get a payment....chuffin muppets that they are.

[Azuma]

Correct

 

Just keep in your mind that this "attempted payment" is being used by a few DCA's now so without evidence isnt worth the paper its printed on

 

S.

 

haha, pretty much like EVERY letter i have recieved from these clowns then?

 

Az

[jimdev1976]

Sam614 has a great situation with an attempted payment, that according to the DCA was attempted by his/her sister, even though she was in hospital after giving birth the day before, and the attempt was on a sunday! If they do come back to you with a specific date, i would suggest checking what day of the week it was, you never know it could also be a sunday. Maybe they have evidence of you standing outside your bank on a sunday shaking your head wondering why you can't pay this DCA.

Edited August 10, 2009 by jimdev1976

[Azuma]

Its the new DCA thought police in action. Lowells and others have employed a mystic to read your mind. Apparently back in Feb 2005 you had a fleeting thought about paying a debt. Then you thought NAH!!

 

Lowells have linked into your old memories and pulled this thought to justify their ridiculous statement

 

hahahaha, i can just see them now sat around with someone saying "so who has a new way of lieing to people, but making it sound as if we're completely stupid at the same time" then some loser putting his hand up and saying "we can say, an attempted payment was made in xx" then the others giving him a standing ovation, whislt this one cretin laps up the false bravado place on him.

 

haha, i'd love to be a fly on the wall in their offices sometimes!

 

Az

[Azuma]

Sam614 has a great situation with an attempted payment, that according to the DCA was attempted by his sister, even though she was in hospital after giving birth the day before, and the attempt was on a sunday! If they do come back to you with a specific date, i would suggest checking what day of the week it was, you never know it could also be a sunday. Maybe they have evidence of you standing outside your bank on a sunday shaking your head wondering why you can't pay this DCA.

 

lol, typical idiocy from these cretins, by the way i'm pretty sure Sam614 is a woman (just incase you drop yourself in it with her lol) - back to the date, i think it was a Friday. The amusing thing is that I was in the marines up until 2007 and between Nov 2004 and Sept 2005 i was in Bosnia on tour, sooooo unless i stopped into a Barclays in the middle of a conflict, they are talking complete bull.

 

Az

[PGH7447]

is this the same attempted payment

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/210870-lowells-fools.html

[Azuma]

is this the same attempted payment

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/210870-lowells-fools.html

 

It certainly is PGH. Any reasons for asking? i can post up the exact letter wording if it'll help?

 

Az

[skegleg]

got to be a figment of their somewhat limited imagination

just like their attempted threats in an attempted letter to get you to pay an attmepted alleged debt i suppose

[Azuma]

is this the same attempted payment

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/210870-lowells-fools.html

 

PGH, the letter in question reads as follows:

 

"Thank you for your letter, concerning the above account.

 

We would advise you that the limitation act 1980 section 5 is not applicable in your case and would refer you to section 29 (7) of the limitation which states "A current period of limitation may be repeatedly extended under this section by further acknowledgement or payment". Your last attempted payment date on this account was dated 17th February 2005.

 

We trust this clarifies the situation and look forward to receiving your payment proposals."

 

Your Sincerely

 

Samantha Barnard

Customer Services

 

------------------------------------------------------------

 

What do you make of this? lol

 

Az

[Azuma]

got to be a figment of their somewhat limited imagination

just like their attempted threats in an attempted letter to get you to pay an attmepted alleged debt i suppose

 

lol, reminds me of a response PGH gave me previously, he / she said i should send a letter of the following:

 

Dear Cretins

 

Thank you for pointing out that an ATTEMPT to pay was ATTEMPTED on date - I would be curious to know how this ATTEMPTED ATTEMP was ATTEMPTED and who actually ATTEMPTED to ATTEMPT to make this ATTEMPTED payment.

 

It certainly was not me I would be very foolish to acutally make an ATTEMPTED payment for a debt that is alledgedly mine, so the question remains, who did try to ATTEMPT this ATTEMPTED ATTEMP at making an ATTEMPTED Payment.

 

When you discover the the identity of the ATTEMPTED payee pleasein form me as I would like to report them to the police for identity theft for making the ATTEMPTED ATTEMPT at the ATTEMPTED ATTEMP to ATTEMPT the payment.

 

I hope that this ATTEMPT to set the record straight reference the ATTEMPTED ATTEMPT to ATTEMPT to make an ATTEMPTED payment is understood.

 

-------------------------------------------------------

 

Although i was very tempted, i decided not to get involved with this game of cat and mouse they so obviously enjoy playing with people

 

Az

[the_shadow]

February 2005.

 

haha you think they could have been inventive and picked a different month/year from the other letters weve seen on this site

 

 

[edit] Oh and it this is lowells new tactic at attempting to side step the OFT guidelines on SB debts then we need to collate all the cases this happens and inform the OFT as obviously the few we see on here will be the tip of the iceberg

 

S.