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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Bazooka Boo
      Natwest Bank Credit card debt - Moorcroft- Lowells- Overdales @overdalesSols

      By Bazooka Boo · Posted

      Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • Plank37
      Techzone Mobile Buxton Ltd (dissolved 2022!) - Bought a dodgy phone from their Market stall - says doesn't do refunds with a sign up!!

      By Plank37 · Posted

      A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
    • SPM87
      Homeowner - Struggling to now pay minimums on unsecured debt

      By SPM87 · Posted

      I am extremely apprehensive about burning our files.... I do not know why, so it is becoming an endless feedback loop. Scared to pull the trigger to speak in the desire not to mess up my file. 
    • Emily Carrington78
      Natwest Bank Credit card debt - Moorcroft- Lowells- Overdales @overdalesSols

      By Emily Carrington78 · Posted

      Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
    • Goodday
      Returning online order issue. items from Just BB Guns - both not what i want or faulty - within 14 days.

      By Goodday · Posted

      Hello all, just got this from my bank today.   ” Update on your payment refund As you know we temporarily refunded the amount(s) of £381.98 to your account pending investigation. We’re pleased to confirm that an additional amount of £359.99 has also been refunded to your account by the retailer on 18th March 2024. What will happen next To correct this situation, arrangements will be made on 6th June 2024 to reverse the original refund supplied from us.  Our file in respect of this matter will now be closed, which we trust is satisfactory.”   Not sure what to do as I was previously told if I hear nothing back after a certain date that would be the case closed now it’s been changed to the 6th of June. and as you see I’m not getting a full refund I don’t know wether to contact them again and try to get the £20, or if I even can at this point? Thanks again.   

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

What Made You Smile Today?

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burlyb

burlyb

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bestest wishes to the little man we hope he recovers and enjoyed his sarnie with the chilli beef too:shock: phew and Malb make the most of it mate ...jammy dodger....it's been years since someone made me a dinner

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lexis200

lexis200

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My little Godson who's very sick at the moment with leukemia, and is on steroids made me smile today - his big Sister made him a sausage sandwich for his breakfast, and he wanted some of last nights leftover chilli beef in it too :lol:

 

Big hugs to your Godson xx

 

I was on high dose steroids for years from a very young age. My poor mum had to cope with me asking for spag bol or mash and gravy for my breakfast on a fairly regular basis:) I never did understand why it wasn't a reasonable request for brekkie :lol:

Time flies like an arrow...

Fruit flies like a banana.

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duckwaddler

duckwaddler

Posted
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bestest wishes to the little man we hope he recovers and enjoyed his sarnie with the chilli beef too:shock: phew and Malb make the most of it mate ...jammy dodger....it's been years since someone made me a dinner

 

Thanks BurlyB!

 

Big hugs to your Godson xx

 

I was on high dose steroids for years from a very young age. My poor mum had to cope with me asking for spag bol or mash and gravy for my breakfast on a fairly regular basis:) I never did understand why it wasn't a reasonable request for brekkie :lol:

 

Thank you Lexis! Yep, that's why he wanted the chilli beef too! He wakes up in the night as well wanting noodles :-D He's been taking regular steroid courses with each bout of chemo, but he's on a particularly high does this time as he's just started a new bout of several intense chemos - one in his Hickman line (which he calls his "wiggly" lol!), one oral, two intramuscular - and one in his spine too! So I'm posting him some treats off this week, as he's being soooo brave!

 

What made me smile today was Sodem's two posts on here! They had me lmaoooo! :lol:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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lexis200

lexis200

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Posted

Oh poor little soul. Kids are so resilient aren't they? I was in and out of Great Ormand Street for over 10 years and some of the things you see there just make you want to cry, but the kids all cope far better than their poor parents and carers. I didn't, I was a whingy git, but generally speaking kids cope better :D

 

I'll be crossing everything that the chemo does what it's meant to for him x

Time flies like an arrow...

Fruit flies like a banana.

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burlyb

burlyb

Posted
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Kids are and ok my boys didnt have any real illness in their younger years but they had a lot to cope with when their mum died when they were only just 6 and 9 they had their own personal traumas to deal with along with me and mine.............if only magic wands were real

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lexis200

lexis200

Posted
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Can't imagine dealing with that burly (and the rubbish you mentioned they had at school too afterwards) - losing grandparents was hard enough for my two.

 

I'll start work on that wand :) x

Time flies like an arrow...

Fruit flies like a banana.

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burlyb

burlyb

Posted
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something has been making me smile and also cringe and thats whatching Cameron with Obama....he's such a doinkie pillock....so far out of his depth and akward ....he needs a solid boot in his upperclass-arse....I'd wear a size 12 to do it and gladly

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LaughingGirl

LaughingGirl

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Not sure what a 'doinkie pillock' is, but it certainly sounds like something David Cameron would be.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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burlyb

burlyb

Posted
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he is though and god knows what one is BUT had to come up with a new description of him after seeing the praaaaaaaaaaan on tv yesterday I felt embarrassed sitting watching him he was so out of step there just like the dill is here.........I also invented a nice new word last spring in a flash of inspiration when chatting to someone..................FUNSHINE what a lovely word dont you agree LG x

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duckwaddler

duckwaddler

Posted
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Aww, thank you Lexis! Yes, it's GOSH he is having his treatment at, and also at his local in between - he will be fine, he has to be :-)

 

BurlyB, I don't watch much of the governments brainwashing propaganda at all on the news - but I have to say I did see Cameron with Obama! I was roflmaoooo!!! I said to my Husband - even though they were both dressed almost identical, it was like looking at "Sean Bean" and "Mr Bean".....I think you can guess who was Mr bean huh? Lol!

 

What made me smile today, was the sheer sizes of some of the sheds my Husbands been looking at - now I know we have big gardens, but It's a shed he's supposed to be buying, not a garage lmao! :lol:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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LaughingGirl

LaughingGirl

Posted
Posted
he is though and god knows what one is BUT had to come up with a new description of him after seeing the praaaaaaaaaaan on tv yesterday I felt embarrassed sitting watching him he was so out of step there just like the dill is here.........I also invented a nice new word last spring in a flash of inspiration when chatting to someone..................FUNSHINE what a lovely word dont you agree LG x

 

I do indeed. :lol:

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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lexis200

lexis200

Posted
Posted

[quote=duckwaddler;3757706

 

What made me smile today, was the sheer sizes of some of the sheds my Husbands been looking at - now I know we have big gardens, but It's a shed he's supposed to be buying, not a garage lmao! :lol:

 

Have you told him size doesn't matter? :D

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Time flies like an arrow...

Fruit flies like a banana.

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locutus

locutus

Posted
Posted
Have you told him size doesn't matter? :D

 

It's not the size, but how you use it.

 

Women who say size doesn't matter can seem shallow.... :p

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burlyb

burlyb

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Posted

I have actually custom built sheds and timber garages in the past for much less than they charge at shed shops with their custom skinney wood.....most of the wood they use is matchwood in thickness....bliddy con merchants

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SOD'EM

SOD'EM

Posted
Posted
a man and his shed.....I have three lol

 

 

Three men?

 

I can't believe you have the time spare to post on here.

 

That's a bit greedy that is.:lol:

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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babybear39

babybear39

Posted
Posted
Aww, thank you Lexis! Yes, it's GOSH he is having his treatment at, and also at his local in between - he will be fine, he has to be :-)

 

BurlyB, I don't watch much of the governments brainwashing propaganda at all on the news - but I have to say I did see Cameron with Obama! I was roflmaoooo!!! I said to my Husband - even though they were both dressed almost identical, it was like looking at "Sean Bean" and "Mr Bean".....I think you can guess who was Mr bean huh? Lol!

 

What made me smile today, was the sheer sizes of some of the sheds my Husbands been looking at - now I know we have big gardens, but It's a shed he's supposed to be buying, not a garage lmao! :lol:

 

:madgrin::lol:

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duckwaddler

duckwaddler

Posted
Posted
Have you told him size doesn't matter? :D

 

It's not the size, but how you use it.

 

Women who say size doesn't matter can seem shallow.... :p

 

:pound:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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LaughingGirl

LaughingGirl

Posted
Posted

I have this really bad urge to shout "OoooOOooh MAaaaTRON!!" at everyone in this thread.

 

Ahem. OK, you can all Carry On.

 

Geddit?

 

I know, I know...I'm getting my coat. :madgrin:

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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