Mackenzie Hall. Do any of you know of them?

[cerberusalert]

She said once passed over to a DCA, they cannot send statements or letters concerning the account.

Oh yes they can & must if you send them a SAR.

 

As for the DCA send them this; http://www.consumerforums.com/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt

[zosaphine]

Thank you

 

is there anything i can do about them writing to my Mum's address?

 

the mobile account was never registered there.. This is harassment of an old lady and really doesnt seem right to me .

[cerberusalert]

Make a complaint to East Ayrshire Trading Standards, MH are well known to them.

 

Trading Standards Service

Tel: 01563 521502

Fax: 01563 554379

Email: [email protected]

[whibbs]

Thanks all - now just posted to Lewis

 

YOUR REF xxxxxxxxxx

 

Dear Collections department,

I refer to your recent correspondence.

 

I note it is your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

 

There is only an implied license under Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).

Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and civil action will be taken.

 

I trust I make myself clear.

Mr xxxxxxx

[whibbs]

will keep you updated

[Dougal16T]

Dougal16T,

 

"By Example We Lead" Indeed you do.

 

 

 

"EXEMPLO DUCEMUS"

 

Good morning and thank you.

Just trying to help....!

 

As always my best wishes to all

 

Dougal

[Dougal16T]

Whibbs,

 

Do I assume that there was never a response from BH to the letter you have posted?

 

If so I have an idea forming........

 

Best wishes

 

Dougal

[InformedSearcher]

Douglas16T - Brilliant advice there and I think I might use that DCA letter!!

In fact great advice, always remembering that these people will decide 'you know a bit' once you send letters like them out! hehe

 

Michael

[whibbs]

Dougal16T BH never responded - just a bog standard letter that MH were handling and dont reply to BH (unfortunately I shredded that) - this year circa March 2010

MH died a death - last letter circa August 2009

Then Scotcall had a one letter shot - circa Sept 2009

Now Lewis stuff - April 2010

[Justroy]

Hello, I have just joined this Site and am particularly interested in this Mackenzie Hall stuff as they have been "contacting" me.

 

Basically, I was wrongly billed by a Company called People's Phone in 2002, they were trying to get about £400 for a phone bill, which was impossible for me to have run up as they had switched my Bill to Emergency numbers only some weeks before and I had already switched to BT.

 

I moved to the USA and lived there from 2002 to late 2004, and received letters from Solicitors and Debt Collectors, which I returned saying that I did not recognise them or the debt.

 

Over the past couple of years I have been pestered by Mackenzie Hall over the same thing, but have simply told them verbally and bya scribbled note that I do not recognise them or their jurisdiction in respect of a debt that doesn't exist.

 

Should I do anything more? I never answer the house phone to them any more or answer their letters.

 

Further to my above posting, Mackenzie Hall seemed to disappear, but last week I received a letter from Zinc Collections about the same thing.

 

Thay then phoned yesterday as they said they wanted to discuss "my account" with them but in order to do so I had to give them my full date of birth "under the Consumer Protection Act".

 

I told the woman that as I did not have an account with them the information she wanted was none of her business, at which point she got rather stroppy and hung up.

 

I doubt if I have heard the last of these people, but I have not acknowledged this so-called debt from apparently 2002, and wonder if my rights have changed since my original posting.

[Conniff]

It matters not if you had this account and did have arrears, it is over 6 years and is now statute barred so all they can do is to annoy you in the hope you say 'for goodness sake, here's your money', but you're obviously not that silly.

 

You can ignore or even be rude to them, your choice, I know which one I would choose.

[Justroy]

Should I tell them that it is staute barred or just tell them to go away?

[Justroy]

Statute barred even

[Conniff]

I would think that irrespective of what you tell them, they will just sell it on to someone else.

Personally I would just ignore any further correspondence, there is no point in confirming you have received their letters by responding. They know it is statute barred but are just trying it on in the hope that you don't.

 

I should have added: There are companies that specialise in buying out of date and statute barred debts and get them very cheaply, it they can get just one person to pay the full amount, they really are quids in.

Edited July 6, 2010 by Conniff

[InformedSearcher]

MH have a knack of starting to send you text messages and leave voicemail. It's quite amusing because they know they can try in the vain and hope they'll drive you into submission (or insane!) aka payng up.

 

The last voice chat I had involved me asking that next time they have a nice young lady call me instead of some gruff voiced male. I doubted it would work but would have been happier with the nice young lady voice! LOL If you have the 'front' you can have 'them' squirming instead of their attempts to make it the other way round. I guess their real time phone calls have now stopped.

 

Michael

[The GodMother]

Excuse me but am l being stupid here or Zinc collections are.

 

What is the Consumer Protection Act?

[diddydicky]

It matters not if you had this account and did have arrears, it is over 6 years and is now statute barred so all they can do is to annoy you in the hope you say 'for goodness sake, here's your money', but you're obviously not that silly.

 

You can ignore or even be rude to them, your choice, I know which one I would choose.

 

you can do more than that- if they chase you for a SB debt you can get their licence revoked

[InformedSearcher]

you can do more than that- if they chase you for a SB debt you can get their licence revoked

 

I have to ask, has there ever been an instance of this actually happening? I recall the MH man telling me that whilst SB might be so it does not stop them attempting to get payment for a valid debt of whatever age.

 

Michael

[cerberusalert]

I have to ask, has there ever been an instance of this actually happening? I recall the MH man telling me that whilst SB might be so it does not stop them attempting to get payment for a valid debt of whatever age.

 

Michael

 

See page 9 http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf

• continuing to press for payment after a debtor has stated that they

will not be paying a debt because it is statute barred could amount to

harassment contrary to section 40 (1) of the Administration of

Justice Act 1970.

[slyspy]

they can ask you for an SB debt, until you tell them that you have no intention of paying it.

 

 

attempting to collect after this point, is what puts them in dispute with the law.

[Brigadier 1JCS]

Hi, Hope I am not intruding on this thread I have just had total of 14

searches by Muck Hole removed from my credit report I had no liability to them

and had only written letters for a relative and a friend having agro with the idiots 2 0r more searches in one day 8 in one week 4 in one week Reasonable

and fair business practice? They can be beaten.they have major probs with oft

and T/Stds. keep reporting every cock up they make and we :Dmay all win!!!

[diddydicky]

doors rarely open on their own

 

usually they have to have someone intervene and push them!!

[angry cat]

Excuse me but am l being stupid here or Zinc collections are.

 

What is the Consumer Protection Act?

 

Yes, am aware of the Consumer Protection Act!

http://en.wikipedia.org/wiki/Consumer_Protection_Act_1987

However, in this particular case, surely they meant the, Data Protection Act?

[sillygirl1]

Dont forget to mention those 14 illegal searches to Mr Alan Stewart at East Ayrshire Trading Standards, he is looking into Mucky Halls activities and would be very interested in this..

[The GodMother]

Yes, am aware of the Consumer Protection Act!

Consumer Protection Act 1987 - Wikipedia, the free encyclopedia

However, in this particular case, surely they meant the, Data Protection Act?

 

 

Hmm interesting never come across that one. Thanks angrycat.