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    • In answer to your questions yes even though it wasn't called that, it was the NTK. Had it been a windscreen ticket you would not have received the NTK until 28 days had elapsed. In earlier times if the warden was present then a windscreen ticket would have been issued. It nows seems that the DVLA and the Courts don't see a problem  with not issuing a ticket when a warden is on site. A period of parking must mean that ther e has to be a start time and a finish time in order for it to be considered a period. A single time does not constitute a period. I am not sure what you mean by saying it could be taken either way.  All they have mentioned is  the incident time which is insufficient. There are times on the photos about one minute apart which do not qualify as the parking period because they are not on the PCN itself. The reason I asked if the were any more photos is that you should be allowed 5 minutes Consideration period for you to read the signs and decide whether you want to accept them and you do that by staying longer than 5 minutes. if  more  do not have photos of your staying there for more than 5 minutes they are stuffed. You cannot say that you left within the 5 minute period if you didn't , but you can ask them, should it get to Court , to provide strict proof that you stayed longer than the statutory time. If they can't do that, case over.
    • I recently bought some trainers from Sports Direct and was unhappy with them and their extortionate delivery and return postage charges. I tweeted about being unhappy, and received a reply from someone claiming to be from Sports Direct asking me to send my order number and email address by pm, so a claim could be raised. Which I (stupidly) did. The account used Sports Direct's name and branding, and a blue tick.  The following day I received a call from "Sports Direct Customer Service", and with a Kenyan number. They asked for details of the issue, and then sent me an email with a request to install an app called Remitly. They provided me with a password to access the app then I saw that it had been setup for me to transfer £100, and I was asked to enter my credit card number so they could "refund" me. I told them I was uncomfortable with this (to say the least), and was just told to ring them back when I did feel comfortable doing it. Ain't never gonna happen.  I just checked my X account, and the account that sent the message asking for my details is gone. I feel like a complete idiot falling for what was a clear scam. But at least I realised before any real damage was done. if you make a complaint about a company on social media, and you get a reply from someone claiming to be from that company and asking for personal details, tread very carefully.   
    • The good news is that their PCN does not comply with the Protection of Freedoms Act 2012  Schedule 4.. First under Section 9 (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; The PCN does not specify the parking period. AS you rightly say the ANPR times do not include driving to the parking space and then from there back to the exit. And once you include getting children in and out of cars especially if seat belts are involved the time spent parked can be a fair bit less than the ANPR times but still probably nowhere near the time you spent. But that doesn't matter -it's the fact that they failed to comply. Also they failed to ask the keeper to pay the charge.  Their failure means that they cannot now transfer the charge from the diver to the keeper . Only the driver is now liable. As long as UKPA do not know who was driving it will be difficult for them to win in Court as the Courts do not accept that the driver and the keeper are the same person. Particularly as anyone can drive any car if they have the correct insurance. It might be able to get more reasons to contest the PCN if you could get some photos of the signs. both at the entrance and inside the car park. the photos need to be legible and if there are signs that say different things from others that would also be a help.
    • Farage rails and whines about not being allowed on the BBC ... ... but pulls out at the last minute of a BBC Panorama interview special. It was denied it was anything to do with his candidates being outed as misogynists and Putin apologists, or that farage was afraid Nick Robinson might throw some difficult questions at him ... despite farages recent practice at quickly cowering in fear.   It was claimed 'it wasn't in Nigels diary'     Nigel Farage pulls out of BBC interview at last minute amid Hitler row WWW.INDEPENDENT.CO.UK ‘Panorama’ special postponed as Reform UK party faces row over candidate who claimed UK would have been ‘better off’ if it had...   Waaahhhh
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Beachy v Barclaycard/Mercers take 2


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Well Mercers showed their ugly face again today, received a nice red letter giving me 48 hours notice (posted 26th June received 1st July) failure to ring them will result a doorstep 'visitor' (again? still waiting for the last one to turn up), perhaps they'll hand deliver my cca?

 

Just going to hand it to TS, OFT & ICO - I've had enough ! ! !

 

Currently dealing with a family bereavement from yesterday, so Mercers can feck off.

 

Beachy

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They call that a reponse to cpr31.request! LOL :D

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Just going to hand it to TS, OFT & ICO - I've had enough ! ! !

 

Currently dealing with a family bereavement from yesterday, so Mercers can feck off.

 

Beachy

 

Sorry to hear that Beachy, keep your cool with the letters, remember they intend to grind you down with letters/threats/passing the account around...

 

I would just ignore all letters/phone calls from them for a while and take time with your family.

 

All the best.

 

S.

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Sorry to hear that Beachy, keep your cool with the letters, remember they intend to grind you down with letters/threats/passing the account around...

 

I would just ignore all letters/phone calls from them for a while and take time with your family.

 

All the best.

 

S.

 

I wholeheartedly agree with Shadow Beachy..... Use your time to be with the family... ignore the threatmonkeys you can deal with them another day.. don't let them get you down now.

 

Spam. :)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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SF, Shadow & Spam.

 

Thank you all so very much, as I mentioned in the Beer Garden this morning I fully intended to take time away from the forum for a day or so - that was until the postie arrived with Mercers letter.

 

Although it was expected we just lived on prayers & the hope that he would pull through but it wasnt to be, his last few days was spent on a ventilator & following advice from the doctors the family took the painful decision to turn it off.

 

He was an absolute inspiration not only in my life but also that of my brother & sister despite his age was very very active up until this illness took hold. He was the last of my parents generation, I have very fond memories including the day he gave me my first 'driving lesson' down on the farm when I was eight - needless to say the lesson didnt last very long - I could bearly reach the pedals on the tractor. :eek: Ironic really, seeing that I drive for a living!

 

Once again thank you all so very much.

 

Beachy & OH

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Hi Beachy

so sorry to hear about bereavement.and Mercers giving you a hard time i been passed on to Calders now but they seem to be doing exactly the same as Mercers and still Barclayshark! Whate the point in giving same company a different name! when its just mercers in disguise so to speak:rolleyes:

Edited by sunflower99

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Hi Beachy Just ignore the silly beggers!and dont let them get to you,I just ignore them now not worth my time anergy and printer ink! all i do now just from time to time is send letters to Barclayshark head office saying sending just unsigned ts and cs not unaceptable .and i will ignore Calders as well! I will only bother communicating with Barclayshark head office now!

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Hi Beachy,

 

Sorry to hear about your loss and I hope you and your OH are getting a chance to have some time to yourselves tonight and tomorrow all being well.

 

Sounds to me like the BC ignore the dispute merry-go-round is ongoing with you also.

 

All has went quiet here this last two days which feels strange! No post and no calls.

 

Even CAP1 has finally stopped calling me since the weekend...must have been my CPR letter to Miss Ellie sent in size 32 font since she has thrice previously ignored it! (or had trouble reading it - must have been illegible and unenforceable then....)

 

Take care of your family and let these buggers wait on you.

 

meerkat x

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Sorry to hear about your loss.

 

On the vague off chance that Mercers are not just doing their usual pressure tactics, perhaps a sign by your door.

 

"No hawkers, traders or people from Mercers."

 

Take care.

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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Sorry to hear about your loss.

 

On the vague off chance that Mercers are not just doing their usual pressure tactics, perhaps a sign by your door.

 

"No hawkers, traders or people from Mercers."

 

Take care.

 

Hi Emma,

 

So good to hear from you, hope your well.

 

Thank you for your kind words.

 

On the Mercers front I had a blue envelope from them today, containing a little red card informing me that they will be inspecting our doorstep tomorrow - the mood I'm in at present they will be inspecting the step a little closer then they can imagine!

 

My sister-in-law took Mrs Beachy out for the day but when she got home she said she didnt enjoy being out because all she could think about was someone from Mercers banging on the door - told her before she went out that mercers are nothing and I would deal with them IF they turn (after all I've had first hand experience of a doorstep visitor in the past P2C on behalf of capone).

 

Once again many thanks for your kind words, although we were prepared for the worst it is non the less painful & upsetting.

 

Beachy

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  • 3 weeks later...

Well done beachy,

 

Keep us informed

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Well done beachy,

 

Yup could well be a long wait mine has been with the FOS now for 6.5 months and they are only just looking at it now.

 

But remember this any award will include the 8% s69 interest on that my friend is adding on by the day.

 

So a long wait but a good reward at the end of it

 

Regards

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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SHOOT ! !

 

I've screwed up big time. :-x

 

Just thought I'd play around with the ppi calculator, messed up with BC spreadsheet - used the monthly interest of 1.34% which on one calculation gave me £4.03 from November '02 to May '09 however after finding the APR of 19.9% that calculation gave me £96.76 for the same period.

 

Have I shot myself in the foot or is it not too late to redo the spreadsheet, still no news from either BC or FOS.

 

Beachy

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beachy i think u will be ok as the FOS would not have started investigations yet with your claim so just redo and send enclose a letter explaining the error

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Phew! Thanks PF,

 

I could kick myself for that error, after me saying research is power yesterday (red faced now).

 

I'll take your advice & recal. the figures - there will be a massive difference, send with a covering letter to FOS, as you said they have not started their investigation yet so I need to act quick smart.

 

Beachy

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dont take it hard on yourself we all make mistakes myself inc and i dare say the banks lol PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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dont take it hard on yourself we all make mistakes myself inc and i dare say the banks lol PF

 

Redone my spreadsheet - by doing it the proper way has added another £1,800 interest to the claim :eek:

 

Have written an apologetic letter to the FOS concerning my error (blamed Mrs Beachy for distracting me with her vacuuming :D ).

 

Should I send an updated copy to BC or allow the FOS that privilage?

 

Already been successful with a claim against Barclays using the same mis selling reasons & without the need to involve the FOS, so hopefully should get a result.

 

Beachy

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No need to contact barclaycard over this as you are now dealing with the fos and barclaycard could not resolve the complaint in the first instance.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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:eek: Mercers have sent a third DN this year for the same arrears, and its only July (again not in the prescribed manner & sent by second class post - in a seperate envelope I been given 48hours to ring them (already expired - letter written four days ago and sent second class), failure to ring MAY result in a local collector calling at my home (not again - they never turned up).

 

Beachy

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barclaycard should not be entering into any dialog with you now as the fos is handling your complaint so everything from u and them has to go via the FOS PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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With regard to my last post, not only are Mercers still trying to beat True Call, sending a third DN for the same account/arrears and a third '48 hr Notice' or a doorstep collector will visit, I have just printed off my weekly True Call log & notice that Calders have been making calls as well.

 

3 defective DN's for the same account

 

3 x 48hr notice or you'll get a visit

 

2 x dca's chasing the same account (I know their all BC really)

 

TS dont give a toss

 

In my favour :-

 

No cca

non compliance of SAR

PPI reclaim with FOS £5,000

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