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    • I've just noted that in Section 4 of the ebay powered by packlink T&Cs, there is a link to a list of webpages for each Transport Agency including Evri. When clicking on this, it redirects to Evri's send terms and conditions, which says: Our contract with you When you send a parcel with us, you enter into a contract with Evri. These terms and conditions set out your responsibilities and our service commitments to you, along with some legal bits about our liability and how you will be compensated in the unlikely event that things go wrong. Link to Evri send T&Cs: https://www.evri.com/terms-and-conditions the extract highlighted in bold above is pertinent as in Evri's own T&Cs, by sending a parcel with Evri, the sender and Evri have entered into a contract. Screenshot of the above extract attached. Screenshot_20240524_030834_Chrome.pdf
    • Hi, Evri provided a copy of the Ebay powered by Packlink T&Cs in their WS/Court bundle - this is already uploaded in post #246 yesterday. I copy and pasted the actual wording of clauses 3b and 3c from there into my post #246. see points 3b and 3c in Section 3 (General) through this link to the T&Cs:  https://support-ebay.packlink.com/hc/en-gb/articles/360004768420-eBay-Delivery-Powered-by-Packlink-Terms-and-Conditions#h_01HFXQJBTB441YZGPB7CQP9KFV Screenshot attached below. I cant answer why its not been picked up before. In my opinion, this is called Ebay powered by packlink T&Cs so it could be intepreted to mean Ebay and Packlink's T&Cs rather than Packlink and the delivery couriers T&Cs. In regards to seeing Evri/Packlink's entire contract in original form, in my WS, Evri has been invited to provide this. They have not provided the contract in their WS/court bundle. Screenshot_20240524_024259_Chrome.pdf
    • yes, and he has since emailed them to say he wants it done with a hearing
    • Do I take it that you had already informed the court that you wanted the case settled on the papers rather than by way of a hearing before you came here and told us?
    • This is a very important find. I don't understand why nobody has picked up on this before. It's a shame that you have only just found it but please will you get a screenshot and also give us a link to the page which contains this and if possible a link to the actual passage. This makes a huge difference because if this is right that the third party actually has a direct contract with the courier company then they can rely on their consumer rights rather than commercial rights. Also as you seem to have pointed out, even if  their commercial contract does exclude third-party rights, the clause that you have found on the eBay site directly contradicts that And this should be pointed out to the judge.  Please will you screenshot the passage. Give us a link and then stand by for a response later on today. We will have to send this additional piece of information to the court and don't worry we will manage to do it before the 4:00 pm deadline. And in any event, you will certainly want to see the entire contract in original form and receive clarification as to when their third-party exclusion close was included in it.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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if u look at what u have put regarding the deafult on ur credit file in post 21 then that answers ur question.

 

They could have removed the deafult and then defend the claim. They will have to prove when the deafult was removed and u may be able to claim they are trying to push ur expenses up as they removed AFTER the claim was filed with them and after they wrote o u and acknowledge the claim.

 

As noomill says WAIT till u recieve the defence.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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''Do you now have a perfect Credit Rating again? :grin:''

 

I assume so now yeah! The only data that is present is good data with '0s' everywhere.

 

Trust me it's going to stay that way as well!!

 

 

 

Excellent!!! Well done :D

 

I am so pleased with you .. I can't believe how easy you found, some of the companies really drag their heels and reply with bull5hit!

 

And you didn't have to threaten with legal action either! Stuffy! :lol:

 

 

If you need to remortgage to get a better rate.. or anything big like that, now is the time to do it.. in case they slip the default back on!

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Hi,

 

I asked for my CCA from Lowells, got an application form that didn't comply, wrote to them telling them that and asking for the true CCA.

 

They have never written back. I have the electronic proof of delivery.

 

Can I use the same letter for my situation.

 

Thanks

 

OldRectory

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Another quick update................

 

I contacted my local MP also with this and was advised that I should make Thames Credit aware that I want them to discuss my complaint with her directly.

 

I call them to ask them to make a note of this and am told that the account is closed and has been written off in full !!

 

What are they upto??

 

Still no defence filed yet, but they have plenty of time left to do this.

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Congatulations on your success so far hackers! Done brilliantly to get 8 defaults removed! Would you mind giving me a bit of advice on my situation? I desperate to get a default removed from my File. Its with Lowell. I had an overdraft with barclays and my account was closed down and the overdraft debt passed to lowell while i was out of the country travelling. I have made a couple of payments to lowell for this debt. I don't mind paying it off in full but i want the default removed. I'm not really sure what a CCA is, if i ask lowell to provide this what would they need to send me? Whats an unenforceable agreement? Any advice would be greatly apreciated.

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Hi peter,

Firstly, it would be better to start your own thread. you will get missed otherwise.

 

Now the bad news. Overdrafts are not normally covered by a CCA. CCA's cover loans and credit cards

 

Because you have paid lowells you may have restarted the clock on ststute barred.

 

The only advice I can give is to SAR barclays and reclaim the panalty charges to reduce the debt. You never know, the charges may be more than the overdraft.

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Guys

 

My final update!

 

Unfortunately I cannot say anything further other than the issue is resolved to complete satisfaction!!!

 

Sorry I can't be any more specific but I am sure you will all understand why!!

 

FINALLY I WANT TO SAY A MASSIVE, MASSIVE, MASSIVE THANK YOU TO ALL ON HERE WHO HAVE PROVIDED THE HELP AND ASSISTANCE OVER THE PASY YEAR!

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Totally understand (BOO :D) well done for getting this far

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Guys

 

My final update!

 

Unfortunately I cannot say anything further other than the issue is resolved to complete satisfaction!!!

 

Sorry I can't be any more specific but I am sure you will all understand why!!

 

FINALLY I WANT TO SAY A MASSIVE, MASSIVE, MASSIVE THANK YOU TO ALL ON HERE WHO HAVE PROVIDED THE HELP AND ASSISTANCE OVER THE PASY YEAR!

 

 

This is just unreal!!

 

How have you managed all this so easily without threatening Court!?

 

I've got two court cases to do now and probably a third and they just aren't playing ball!!!

 

 

 

Lucky sod :D

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QUICK UPDATE!

 

County Court Claim was served and I received a letter their Solicitor advising that they had filed an 'Acknowledgement Of Service' and that they intend to defend the entire claim.

 

I am a bit confused now though as I have checked my credit report this morning and the account has completely disappeared!!

 

I will keep you posted........

 

Kapital did this with me , removed the account from the CRA's and then a few weeks later sneaked it back on again.

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Hackers 2009.

 

I know u have said the=at u wont update but i just want to know u did ask thames when the file was closed and record the convo didnot u

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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