The DCA catchphrases thread

[cashins]

From an old Weightmans letter

 

"We really do not understand why you don't pay this debt"

 

David

[mr.ton]

From an old Weightmans letter

 

"We really do not understand why you don't pay this debt"

 

David

 

"Because i dont want to & dont have to" - what part of that is difficult to understand for them?

[cashins]

"Because i dont want to & dont have to" - what part of that is difficult to understand for them?

 

Think the problem may be that "understand" has 3 syllables.

 

David

[cymruambyth]

Cabot will not enter in to any further correspondence with you........

.....your account will be escalated in our collection process.

[cashins]

Cabot will not enter in to any further correspondence with you........

.....your account will be escalated in our collection process.

 

That's a cracker!

 

We are going to escalate your account in our collection process but errr, ummmmm, we arn't going to write any more?

 

David

[Desperate Daniella]

Dorabell,

 

I think Monument meant "We CAN'T write letters.":D

 

DD

[sillygirl1]

My favourite is still the "If you have been paying this debt to the Register of Debtors in England and Wales please pay us now instead..." from Robinson Way.. who shouldn't be using this phrase at all.

 

I also think Meritforce's idiotic text and SMS messages from XXX "Please call us on XXXXXXX to discuss ref XXXX or we will send someone round" as this debt is covered by a debt management plan they would look rather foolish if they "took further legal action" on it!

[fuzzybobble]

A classic from Iqor.

 

Dodgy CCA sent with a letter saying the following....

 

We enclose a copy of your credit agreement. Please contact us at your earliest convenience with your repayment proposals.

 

 

Debt Managers......

 

You may be entitled to a discount of 30% if you phone us and settle the account in full within 7 days.

 

Iqor again....

 

DO NOT IGNORE THIS LETTER. THIS DEBT WILL NOT GO AWAY

 

 

JB Debt Recovery....

 

You have ignored all previous correspondence

 

And last of all a classic from Bryan Carter...........

 

If you dispute liability for this debt please state your reason in writing, and supply us with documents in support of your defence to any claim. IF you fail to do this, we reserve the right to show a copy of this letter to the District Judge.

[cosalt]

In a letter from Collect Direct re: Egg

 

"As we are sure you are aware, your agreement with with our client is fully enforceable and further requests for copies of your agreement or your claims of dispute will not be tolerated"

[Desperate Daniella]

Cosalt,

 

LOL :D

 

How dare you want to see your agreement!!!!!

 

DD

[cosalt]

I just love the "will not be tolerated" bit, what exactly do they intend doing if I ask again !

[Fred Bassett]

I just love the "will not be tolerated" bit, what exactly do they intend doing if I ask again !

 

Don't you just love it cosalt? You can almost imagine them going an apoplectic purple: "We can't have THIS, they're ARGUING with us, they're DISPUTING their debt and they're NOT LETTING US TALK TO THEM." This is INTOLERABLE!!! How can we BULLY them if we can't do that?"

 

Shame.

 

Fred

[littlemissmufc]

Fredrickson International

 

"It is not in your interest to ignore this letter. THIS DEBT WILL NOT GO AWAY"

 

Roxburghe

 

After sending a suspicious CCA with a compliment slip with a handwritten "quote ref ***** when paying in full"

[Goldlady]

One which has not been mentioned is the classic when you answer the phone to a DCA (haven't had any calls for a while) and they start by saying that the full balance is payable today and ask if you are going to give them a debit card number. Oh yes, I have 7k in my current account which I am going to squander by paying for a non-existent CCA which has been sold to you for £350, or perhaps less.

[Mrs_Ryan]

I did a good one to CapQuest...

 

wrote them a cheque for £500 for an ancient HSBC debt and wrote in big letters on it 'WRITTEN UNDER DURESS' then cancelled it

[ODC]

I did a good one to CapQuest...

 

wrote them a cheque for £500 for an ancient HSBC debt and wrote in big letters on it 'WRITTEN UNDER DURESS' then cancelled it

 

Im surprised they didnt try to cash it.

[mr.ton]

I love the way they say "we will not enter into any furthur correspondence with you", yet the letters & phone calls still happen

[emmaf01]

My favourite is when you tell them when they ring that the account is in dispute and now in the hands of the courts so you won't discuss it with them and they say,

 

"we'll just keep ringing until you do."

 

What do they expect us to say?

 

"Oh all right, here's my debit card, take all the money you want."

 

NO CHANCE Capital One.

[babybear39]

Don't you just love it cosalt? You can almost imagine them going an apoplectic purple: "We can't have THIS, they're ARGUING with us, they're DISPUTING their debt and they're NOT LETTING US TALK TO THEM." This is INTOLERABLE!!! How can we BULLY them if we can't do that?"

 

Shame.

 

Fred

 

The next line is "EXTERMINATE!!!"

[bigegg]

Not a catchphrase, as such, but the funniest thing I've heard was a letter to DiskManDave which said:

 

DCA: "please don't phone us again, we will only deal with this in writing"

 

 

Robinscum Wha? I think

[sleepingdog]

Another one from Wescot TELEMESSAGE Our enquiries have revealed that the telephone number listed for the above address is ex-directory and therefore we are unable to contact you by telephone followed 2 days later by a phone call to me to ask if I had received the telemessage.

[cerberusalert]

I like the Wescot website where it states

"Our highly ethical approach to collections, coupled with our uniquely innovative consultative style stands us apart from the competition."

[ODC]

I like the Wescot website where it states

 

Just be glad that they dont use the same lurid RED colour as they do on their threatogrammes

[JonCris]

Babybear, that is so shocking. The Sunday Times are researching more stories and I am sure they would love to hear from you. The link was on the top of the page to Georgina someone. I'm sure one of the site team will give it to you.

 

I'm astonished how appalling these awful DCAs are, and I've been frightened to death, but that comment they made to you is beyond belief.

 

DD

 

Dunno why your shocked DD

 

ALL DCA's only employ knuckle dragging Neanderthals with peas for brains

[fuzzybobble]

Dunno why your shocked DD

 

ALL DCA's only employ knuckle dragging Neanderthals with peas for brains

 

That's a real insult to peas.