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    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • Thanks DX,   I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
    • Yeah That's correct. We left rent payment coming out of his bank account from January 2023 - August 2023 until we could find somewhere to sort out his belongings which was fine. I tried to give notice a few times from August 2023 asking for advice from Sanctuary housing how we went about this explaining his condition and that he was in a Nursing home from December 2022. I explained we don't have any legal powers to his account like POT but were in the process of going for Deputyship and that I was the named person to act on his behalf to speak with Santuary housing. I said we could provide details of his condition and proof he was now in a nursing home with date he moved in. This went ignored despite repeated attempts to contact them until a housing manager contacted us end of February 2024 and notice was finally accepted with his tenancy coming to an end March 22 2024. Although they have continued to take rental payments for the flat despite someone else living in it from the 1st April. I wasn't aware payments were still being taken till I checked his May banks statements. I had asked them to back date rental payments to August 2023 when I gave notice rather than just giving notice in March 2024 but they've ignored that bit. I don't see why they shouldn't give it back they've taken money they shouldn't have.
    • go do a Direct Debit Guarantee Clawback to your bank if you've now got control of his bank account finny.
    • Hello, Just to check I understand things right, he moved to a nursing home, you then kept paying the rent for a period of time whilst you sorted his belongings. You have asked to give notice and asked for backdated payments of rent from when you first asked which went ignored? They are still taking rent payments.   Have I understood correct?   If I've got anything wrong please correct me.
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Link Financial and an MBNA debt


wilko1
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Thanks

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I've just received a default notice from Link Financial (MBNA) saying the debt should be paid in full by 10/10/08, I had been making nominal paymants and never missed a one. Is it too late to CCA them and go down that route? Any advice would be appreciated.

 

Thanks

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New tactic from our friends at Link all the ones i have seen are invalid have a read of this thread It will give you an insight

 

MBNA/Link Financial

 

 

Regards

 

Andy;)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hi,wilko1.

 

I did with CAP 1 and they replied :)

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 5 months later...

Just had a call from Link, after the usual preliminaries i.e. I won't go through security - we need to discuss a payment plan, contact me in writing only - we are a telephone based company, etc etc.

 

"I'll put you on hold so I can see what we can do if that's ok", go ahead I say, the music comes on, "yesterday all my troubles seemed so far away".

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:D

 

Link are one huge joke anyway.

 

We are a telephone based company, then they bombard you with their threat-o-gram letters threatening all kinds of rubbish. :rolleyes:

 

I like to put DCA's on hold, just to see how long they're prepared to wait.

 

Songs I like to play to them include.....

 

Blondie - Hanging on the Telephone

 

Kevin Wilson - Dilligaf

 

K C and the Sunshine Band - Give it up

 

Simply Red - Money's too Tight to Mention

 

 

If I'm feeling really evil they get Mr Blobby :D

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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RyanAir once put me on hold to the Top Gun soundtrack, 'dangerzone'....

 

If you've flown with them to Ireland, that song is quite apt. :D

 

The pilot slammed the plane quite hard into the runway. I think he was having a bad day because he didn't sound too happy on the intercom when we took off.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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  • 1 month later...
  • 2 weeks later...

Can you take out an injunction against a bank to stop them phoning you? If you can, how do you go about it?

How much does it cost?

Are there any fee exemptions available?

 

Thanks

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Just ring your telephone service provider and barr the number far cheaper:)

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 4 years later...

Actually, this is a very interesting question. You may see from my threads on here that I successfully wrote off all my debts. But when I asked banks for SRA printouts and paid them their fees to do so, they would often use these abbreviations on their printouts and reports.

 

What this amounted to was that the information was sometimes not understandable and designed to confuse as much as possible ie. to slow down and to frustrate you as much as possible. You are suffering from exactly that.

 

So the question is, when you SAR them, and they pay this game, are they entitled to do so in law, or, in the other hand, is it possible to demand, again in law, an explanation of their abbreviations.

 

So my question is, how much, if any, of this misleading language are they showed to use?

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