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Everything posted by izzitme101

  1. Yep it is a key meter, i have checked the meter myself, and a charge of £1.92 per week shows on the meter. Have to go to work soon, so i will take a pic of the meter tommorow and put up, just to make sure im correct.
  2. its ebico, ive been with them for five years now at least. Ive been on card meters all the time, and their website claims that even on a meter you still pay the same amount as everyone else.
  3. Ive been with my company for gas and electric for a few years now, on card metters for both. When i joined, i had looked on their website, and they sold both services as coming with no standing charges. Recently, having found out a bit how to read meters properly, i discover that both actually do have standing charges. I have screenshots of the website, which still todaqy claim no standing charges to. Apart from the obvious complaints, is it possible to claim these back? $And how would i go about it?
  4. ahh thats what im looking for. well i called union solicitors already, theyll get back to me in the next couple of days, ill keep this updated will see if i can get some basic advice before then though
  5. it will be a loan, and i will be required to pay it all back to. we are working on terms that are reasonable to both of us at the moment, and of course, it will all go through the solicitors to. I am trying to find one, seems a rare breed though :O
  6. yes, thats what bothers me most. will speak to union tommorow to see what they can find out.
  7. from the little info i have gathered, im pretty sure it would be, and i dont have a problem paying back every penny of it. What i need to know is if the local authority would be able to change the terms of the loan to make me pay it back quicker than the agreement states. Main reason being, if they can, and im forced to sell within five years, i lose the discount, and the whole exercise would have been pointless. I think ill speak to my union rep at work this week, and see if he can find anything out.
  8. i have looked at that, and he isnt expected to be alive for another seven years unfortunately
  9. ok thanks, ive also spoken to a couple of ifa's, and they dont know either.
  10. Not sure if this is the right forum or not for this one, but here it is. My dad has offered me an interest free loan to buy my council flat, which is all good, and everyone is happy to go ahead with it. The problem i have is, within the next five years, he may well end up in a care home, which means his assets will be taken to pay for it. Does anyone know, as the loan will count as an asset, if i can be forced to pay back, or sell, to pay the bills, or would the terms of the loan still hold, but just be transferred to the local authority paying for the care home? I have asked my solicitor, they told me to ask the council, who then told me they dont know, or know who to ask.
  11. I've already cca'd them and they admit they don't have it does this not preclude court action?
  12. ok, i just wondered is all, i was specifically told that the job i had been doing for the last 3.5 years was not one of those on offer to the flexi workers. That is the only reason i didnt apply. Having thought about it tho, for the last couple of days, im going to move on after christmas anyways.
  13. I have been working for an agency for 4 years now, doing the same job, on the same site for 3 and a half of those. A couple of years ago, the company started taking on 'flexi' workers. A couple of months ago, i was advised to apply for this round of 'flexi' jobs. I asked if the job i have been doing is available as one of those jobs, and was told, in no uncertain terms, that no, there will never be a flexi worker doing that job. On that basis, i didnt apply. I have discovered yesterday, that indeed the flexis are taking over that job. Is there anything i can do? the flexis they gave the job to, are less skilled, and much less experienced, and at least one is waiting to get his qualification so he can even start training.
  14. Ahh thanks guys. What im looking at are several similar cases that have been through ET, hough i cant go into any detail atm. Ill have a look o the ET webby. Thanks
  15. If i had a problem at work, and found several ET's had found in favour of the employee, in substantially similar/identical circumstances, would my chances be improved on winning? And also, is there a way to get hold of transcripts for ET's, or do they just release the decisions?
  16. are you unionised at all? if so it would be worth joining. we have a similiar thing where i am,except we have grades, which is very helpful to us. if no union, i would reccomend speaking to an employment lawyer. are any other agency staff in the same position as you within the company,as in doing a higher paid job than you get paid for? if so, have a chat with them, and talk about sharing the cost of speaking to a lawyer. In the meantime,write down on each payslip which days and hours you have done as overtime, if you get any
  17. does yourplace have gradesto go along with the titles,as in grade 1= packer, grade 2 forktruck driver ect?
  18. having a supportive area manager is a huge bonus imo. I have had similar issues myself, and usually leave for the same reasons. This time tho, i decided to speak to my shift manager first, and she is very good. I have been at this job for 3 and a half years now, although it took a few weeks to resolve properly. I would encourage you to work with your area manager,and let her know about your issues, especially because she sounds supportive, which i have found very rare. It is worth giving her a real chance to sort the issue out,and if it works out, you still have a job you are good at, and enjoy. Please think seriously about it
  19. ok i think i can help here, how you are taxed under the paye system has changed. basically, hmrc get you wage details at the same time as you now, so how it works is, you can earn 10k per year before tax, divide this by 52, then you have a weekly figure that you earn before paying tax. so if, for example, you can earn 180 pounds per week, before tax, and you only earn , say 100, there should be no tax deduction. if you earn 200, you should only be deducted for the 20 pounds. This means that at the end of each year, a lot less people are clamouring for tax refunds, but also makes it easier for you during the year, as you are not overpaying. hopefully someone will clarify, im not an expert, but that is how i understand it to work now.
  20. http://www.theregister.co.uk/2014/04/07/id_theft_website_probe_experian/ selling data to criminals? i will say no more...
  21. ahh thanks for the confirmation. Ive been paying by a payslip they send me, have had statements from them, for the overdraft only, although they tried to tell me i had to call another number for them. They send them each time i tell them im with holding payment until i get one lol. ill hang on to see what they do next i think, then take it from there.
  22. when the changes were made in 06, were they not supposed to send a statement of your account at least once a year? I left barclays long ago, just after i got into trouble, have been with a more reasonable bank since, although i will be moving it all again soon. I have about 70 quid left to pay on the overdraft, which ill be doing in the next couple of months, its offsetting i think they will try. i am aware that they cant do this, but im also aware from reading cag that they sometimes try, or they had tried a few times when i was last reading regularly.
  23. yeh theyr my thoughts to, will find out soon if theyll sell it or try to enforce it themselves i guess
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