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    • So as I stated, I posted my letter off but over 2 weeks later I've had a visit from one of their reps. I didn't indulge him in any conversation, and I just stated that any such debts are statute-barred and closed the door on him. I was hoping they'd take notice of the letter. Where do I go from here? Thanks
    • I apologise if I was being unclear. Where it currently stands is that they will have it repair, placing scaffolding in our garden for 5 days. They have moved fast, but we will still have to postpone our contractors, meaning, we won't necessarily have the work done in time for the wedding and therefore will incur additional expenses for either a marquee or a wedding venue. They are vehemently against having any kind of liability in any regard but continue repeating that they are legally entitled to use our garden for their repairs (I believe this is true unless the work can be carried out using a cherry picker). The neighbour seems either indifferent or oblivious to the fact they can't reach all of the side of the roof from the space where they can place the scaffolding. They have asked their roofer of choice about using a cherry picker but the roofer has said it wasn't possible. It's not clear whether the roofer doesn't want to use a cherry picker or whether there is an issue with it. They have told us it is a problem that we are installing a gazebo as it will prevent them to access their roof from our garden in the future?!?  
    • Couldn't agree more, really wanted a true ruling on this just for the knowledge but pretty sure the Judge made some decisions today that he didn't need to?.. maybe they all go this way on the day? We hear back so few post court dates I'm not sure. Each Judge has some level of discretion. Their sol was another Junior not even working at their Firm, so couldn't speak directly for them! that was fortunate I think because if she would have rejected in court better, she might have  been able to force ruling, we are at that point!, everybody there!!, Judge basically said openly that he can see everything for Judgement!!!  but she just said "I can speak to the claimant and find out!" - creating the opportunity for me to accept. I really think the Judge did me a favor today by saying it without saying it. Knowing the rep for the sol couldn't really speak to the idea in the moment. Been to court twice in a fortnight, on both occasions heard 4 times with others and both of my claims, the clerk mention to one or both parties "Letting the Judge know if you want to have a quick chat with each other"! So, it appears there's an expectation of the court that there is one last attempt at settling before going through the door. So, not a Sol tactic, just Court process!. Judge was not happy we hadn't tried to settle outside! We couldn't because she went to the loo and the Judge called us in 10 minutes early! - another reason to stand down to allow that conv to happen. Stars aligned there for me I think. But yeh, if the sol themselves, or someone who can make decisions on the case were in court, I would have received a Judgement against today I think. She was an 'advocate'.. if I recall her intro to me correctly.. So verbal arguments can throw spanners in Court because Plinks dogs outsource their work and send a Junior advocate.
    • that was a good saving on an £8k debt dx
    • Find out how the UK general elections works, how to register to vote, and what to do on voting day.View the full article
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Blimey this is a bit rich

 

Treating clients legally

 

Not the author lol

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Ok langster i will go with that do i write to the judge via a letter or do i have to make another application? I will also write to the SRA enclosing a copy of that accountability article by you know who PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Greetings Langster,

 

Sorry only just picked up this message, right just had a look and the letter was dated 18th December 2009 and was signed by the author of that article above and see states her position as HEAD OF COMPLIANCE.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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  • 2 weeks later...

Welcome back Pompey

 

glad you took time out sometimes we all need a bit of a break

 

will be catching up with your thread now so i can learn again something new

 

keep happy laters angel x:)

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Greetings AA99 AND Mr lex

 

Yes this long and drawn out saga is now being investigated by the SRA I eagerly await there findings.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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  • 5 weeks later...

Please stick to the facts.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 1 month later...

reference post 1377 Nageena Kauser

 

i have 2 witness statements from her which completely contradict each other. both were submitted to the court at the AQ stage. going to trial in september .

 

i want to have her there as a witnes... how do i request this ???

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Greetings CC,

 

I'm glad you have found my thread and have had time to read it as i'm sure you will now agree they are totally un-professional in the way they litigate cases.

 

Right as to your question I'd say there is no point in requesting them to show via a letter because they wont.

 

Far better to make an application to court for an order for them to show up as a witness.

 

That way the judge is well aware of the situation and will not be happy if they do not turn up.

 

Regards

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Thank you..

 

i am going to sbmitt N244 and ask for strike out first as they have confirmed in writing that they scanned the original then destroyed it...LOL

 

they are basing thier claim on The waksman judgement, which we all know relates to section 77/78 and has no bearing on thier claim against me

 

i am relying on section 127(3)

 

if i am not successfull with strike out i will go down the route of requsting witness apperars.

 

i will start my own thread later and give you the whole story..

 

if Langster or Bornrich look at this thread could they please contact me

 

regards

 

Frank

 

thier claim is

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  • 1 month later...

Langster,

 

WOW truly amazing stuff and thank you for your continued support.

 

I still have all letters and correspondence from optima legal as well as those letters from Mr R and Mr L aswell as the emails.

 

I will work on this tomorrow and forward this additional info to the SRA.

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Oh and as they say lies have a habit of coming back and biting you on the *um lol

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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No mention of capita on any of the letters or emails.

 

They all say optima legal

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Yes indeed still have that too have kept everything all nicely filed away.

 

Unlike MBNA I keep the lot

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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There is a well known theory in business called "Upper Echelon Theory" or the "Upper Echelon Perspective". This says that a company is a reflection of the values of those at the top of the tree. On the basis of this, it would be reasonable to hypothecate that if you have a CEO who feels that it is acceptable to lie, and the evidence of the seemingly deliberately inaccurate or false employment history would tend to suggest that Mr L is indeed not wholly averse to bending the truth, it is not a massive leap of the imagination to reach the conclusion that such a moral malaise may very well percolate down within the firm and become part of the culture.

 

Does that follow for the Co-op CEO as well I wonder who was 'too busy' (according to his minions) to answer my queries regarding his senior staff apparently re-writing the 1983 defaults regs in order to mislead me, and their other blatant - and provable - lies? Or perhaps for the MBNA VP who categorically stated they had not received 4 letters from me, which had in fact been signed for at their offices, stamped by them and included in the SAR pack sent to me!

 

It seems it's not just the DCA's who have corruption all the way to the top...

Time flies like an arrow...

Fruit flies like a banana.

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Pompey

 

Now that Mr Lamb has openly admitted that his paymasters for the last 7 years (in reality, for the last 4 years) were Capita Group Plc, you might feel that as his then employers, Capita should be copied into your dossier.

 

FYI their CEO is Mr Paul Pindar and their address is

 

The Capita Group Plc

71 Victoria Street

London, SW1H 0XA.

Tel: +44 (0)20 7799 1525

 

It's also possible that certain sections of the media might be interested e.g Watchdog, the business pages etc etc, after all, Mr Lamb is saying that he was the CEO of a seemingly secret and undeclared division of Capita Group. There may be some financial/stock market journo's who might be interested in investigating this.

 

Capita also hold a large amount of lucrative central government and local government contracts, they even effectively run some councils under partnership agreements... methinks they wouldnt like brown stuff sticking to them.

 

S.

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Langster/Pompey

 

I may be able to help here with some contacts

 

I was the instigator of the investigation of YES CAR CREDIT on the TV series "THE WHISTLE BLOWER"

 

a contact who was a researcher for watch dog had a boyfriend who was an investigative report for THE WHISTLE BLOWER

 

I have his number if you are interested????

 

i have my axe to grind with optima and would like to help

 

Frank

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