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    • I have just received a PCN from Euro Car Parks for exceeding allowed parking time. I have not replied, appealed or contacted anyone from Euro Car Parks but would appreciate any advice before deciding on my next course of action. I have attached letter of correspondence    Euro Car Parks PCN.docx
    • It's better to keep advice on the open forum for everyone's benefit. Maybe you could post up the correspondence in a single pdf document and cover up your personal details, reference numbers and so on? HB
    • Hi on the notice of disqualification it lists the 2 speed offences and marks offence withdrawn? This is for both offences and then the other 2 is the MS90s which I’m fined for and the additional costs. R
    • Hi,    It has taken a while, but I have received an email from Auxillis -  hello, we are not dealing with this claim all we do is log accident for you isnurance - the claim has been passed to your underwriter markerstudy 0344 873 8183 as they are deal with fault cliams ion behalf of adrian flux. thankyou auxillis   I have made repeated attempts to phone Markerstudy in between working from home, struggling for energy and trying to find a cheap car so that I can keep my job (community support worker). Thankfully I have a supportive team and I am being given phone calls to make but it cant last too long. I had a severe migraine over the weekend and also have quite bad whiplash in my neck and back.    I found this in my insurance policy booklet -    Protection and Recovery If the insured vehicle cannot be driven following an incident leading to a valid claim under this section, we will pay: • the cost of its protection and removal to the nearest approved repairer, competent repairer or nearest place of safety; and • the cost of re-delivery after repairs to your home address; and • the cost of storage of the insured vehicle incurred with our written consent. If the insured vehicle is damaged beyond economical repair we will arrange for it to be stored safely at premises of our choosing. You should remove your personal belongings from the insured vehicle before it is collected from you. In the event of a claim being made under the policy we have the right to remove the insured vehicle to an alternative repairer, place of safety or make our own arrangments for re-delivery at any time in order to keep the cost of the claim to a minimum     I do about 20-25000 miles a year with the work I do, I have been getting quotes and putting that I have now have one accident and no no claims bonus and the cheap quotes from similar companies to markerstudy are more than double what i paid last year at 8-900 and aviva is offering 2600 which is simply out of my price range and more than the car i am looking at.  I am starting to wonder if it is even worth going ahead with the claim as i have no one to claim from. I have had no information from any of the enquiries I have made.  I have a full tank of vpower diesel in the car in the impound, i can strip it for parts and probably make what I will be offered by the insurance payout and get the money quicker.  As I have made contact and started the process can I back out, still keep my NCB and a claim free history? Also what happens with my injuries? I don't think there is any permanent damage but my dr refused to see me and just gave me a boat load of naproxen and codeine. What happens in the future if things don't get better and I cancelled this claim? Can you claim injuries off your own insurance because the other guy ran and you cant find him? I have tried to ask these questions off markerstudy but they keep me waiting for nearly an hour then end the call.    Thank you for your time and help.  It is really appreciated.  I am quite honestly on the floor, I have been really ill, in hospital, had nearly 6 months off work and only been back full time a few weeks and now this.  The fact the company you pay large sums of money to look after you in a time of need is also behaving criminally just makes you want to give up.    
    • Thanks for the response. Am I able to send you the documents I’ve received or can you message via instant message and I’ll send these? Reece
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I have opened this thread to say goodbye to a fellow Cagger who is well respected on this site.

 

Curlyben has advised that he will no longer be a member of CAG :-(

 

It is only fitting that he get a good send off and I wanted to be the first to give my thanks to him for all his hard work and excellent posts in his time on CAG and for the invaluable advice he has given me.

 

I know no one is indispensable but he is going to be very difficult to replace imo. His posts were not only informative but extremely accurate and to the point, leaving you in no doubt as to their validity obviously gained through hours of research and personal experience.

 

So Ben, this is to say many, many thanks for your hard work and I wish you well in all that you do - even if you can't spell :p:D

 

funny-monkey-4.jpg

 

Beer time methinks :lol:

 

PS - If anyone is in need of urgent help from Ben, however, just e-mail me and I will happily pass your message on ;)

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Thanks for all of your help Ben. You will be sadly missed.

 

 

crying-tag-anim.gif

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A prudent question is one-half of wisdom.

 

:D

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Hi, Bo.

 

Yes, I was also Gutted at the news. Ben helped me so many times on threads I will miss him loads. :(

 

I think he's going to try and finish the cases he's been working on, then call it a day.

 

I for one, hope he has nothing but good times ahead, him and his family.:-)

 

 

 

Regards.

 

Scott.

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All the best CB!

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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Ben will be missed. He has helped so many get out of very difficult positions with the DCA's.

 

I wish him and his family health, wealth and happiness.

 

Ben, don't be a stranger. You have a lot of friends here.

 

Good luck

 

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I for one am really sorry to see you leaving. :(

 

But don't worry, you will still be hearing from me...:p

 

Good luck with everything you do, and i hope you wont be a total stranger on here. xxx

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Ben was well respected, not only on the forums, but also by the team.

He will be missed.

 

Good luck, Ben.

;)

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Lots of love CB.

 

Can't think of anything fitting to say, other than "Ook".

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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I can only add my sorrow at Ben leaving.

 

He will be missed by a lot people on here.

 

So sorry to see you go Ben, good luck on whatever you do next, a lot of people can be greatfull of your advice. Be happy and we are all thinking of you !

 

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Lol Tiglet :D

 

It took me a while, but I reckon Ben must've done a lot of research before deciding on a username for CAG and I'd never heard of Discworld, not having kids :eek: So it was certainly an eyeopener for me but very appropriate for Ben methinks ;)

 

The Librarian (Discworld - Wikipedia, the free encyclopedia)

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I didn't think you were allowed to hand in your notice;).

 

Another big thanks from me for all the wonderful help you have given me and many many others. You will be missed. And years from now people will still be sending out 'curlyben' letters to put those DCAs in their place:D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Oh Ben..what sad news! What will we do without the library! But thank you so much for all the help you have given everybody which then filters down when others read the threads.. you've been a star - enjoy the family (they'll cost you more than the banks!)

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When I saw the title goodbye Ben -- (I didn't know any other Bens, but) was hoping it wasn't going to be goodbye to CB. :(

 

His advice has been fantastic, and his letters ... the "CB specials" are spot on and do the trick:cool: .

 

Will miss you CB.

 

Good luck x :)

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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Ben.

 

U will be sadly missed by me. I love your blunt and straight to the point letters and i am glad i have a few to send these idiots who think they know best.

 

the only better letters are my specials which general say the same in fewer words. Plenty of times you have advised me not to send one of my specials but to send one of yours.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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CB, you will be sorely missed and I say a heartfelt and sincere thank you for the help you have given me.

 

I wish you and your family all the very best for the future :D

Mr & Mrs Ananya's story so far -

Welcome Finance - account closed - no CCA - 02/07 - £1500

NatWest - settled in full 09/06 - £600

NatWest - settled in full 06/07 - £72

Verso - Settled in full 07/08 - £2002

C.K. Edrupt/Provident - account closed - no CCA - 04/07 - £640

Littlewoods/Shop Direct - 2 accounts closed - Statute Barred - 04/10 - £800

D.C.A.s who've given up so far -10

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Maybe we should have a sticky dedicated to the librarian himself - especially all of his letters.

 

Or am I just being sentimental?

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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Well, Mr Tiglet and I are about to pop some champers i got from my birthday (haven't been able to drink all week) so here's a toast to Mr Curlyben!

 

"Crazy name, crazy guy"

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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thank you so much curlyben for all the help you've given me with lowells. i'm still battling them a year on, but hopefully i'll win in the end.

 

your advice and help has been fantastic. thank you so much again and the very best of luck and good wishes.

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I have to say... that it seems a bit strange how a lot of well-respected people seem to have been de-moted lately and/or are leaving the site altogether....

 

Is anyone brave enough to discuss what may really be going on here ?

 

:cool:

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I don't think taht's fair honey - if CB or anyone else feels they ahve anything to say then it's up to them to say it, not for anyone else to speculate.

 

Sometimes, other things do just get in the way - i know i haven't been around much lately because of things going on in my life and I would only ever assume that was the case unless someone said something directly.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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