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    • Hello all,   I ordered a laptop online about 16 months ago. The laptop was faulty and I was supposed to send it back within guarantee but didn't for various reasons. I contacted the company a few months later and they said they will still fix it for me free of charge but I'd have to pay to send it to them and they will pay to send it back to me. The parcel arrived there fine. Company had fixed it and they sent it via dpd. I was working in the office so I asked my neighbours who would be in, as there's been a history of parcel thefts on our street. I had 2 neighbours who offered but when I went to update delivery instructions, their door number wasn't on the drop down despite sharing the same post code.  I then selected a neighbour who I thought would likely be in and also selected other in the safe place selection and put the number of the neighbour who I knew would definitely be in and they left my parcel outside and the parcel was stolen.   DPD didn't want to deal with me and said I need to speak to the retailer. The retailer said DPD have special instructions from them not to leave a parcel outside unless specified by a customer. The retailer then said they could see my instructions said leave in a safe space but I have no porch. My front door just opens onto the road and the driver made no attempt to conceal it.  Anyway, I would like to know if I have rights here because the delivery wasn't for an item that I just bought. It was initially delivered but stopped working within the warranty period and they agreed to fix it for free. 
    • As the electric carmaker sees sales fall and cuts jobs, we take a closer look at its problems.View the full article
    • Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this? Every day is a school day.
    • Hi Guys, well a year on and my friend has just received this in the post today, obviously a little scared so looking for more of your advice.  Letter from the NCC dated 1-May-2024 is as follows.......   Before deputy district judge Haythorne sitting at the national business centre, 4th floor st Kathrine's house Northampton Upon reading an application from the claimant  it is ordered that  1. The claim be sent to the county court at #### (Friends local Court) Because this order has been made without a hearing, the parties have the right to apply to have the order set aside, varied or stayed.  A party making such an application must send or deliver the application to the court (together with any appropriate fee) to arrive within seven days of service of this order.  If the application is one which requires a hearing, and a) the party making the application is the defendant: and b) the defendant is an individual, then upon filing of the application the claim will be transferred to the defendants home court.  In all other cases requiring a hearing the claim will be transferred to the preferred court.    As a result of an order made on the 1 May 2024, this claim has been transferred to the county court at ##### (friends local court) 
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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3 debt collection companies bite the dust !!


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whats the chances of adding Lowell to that list?:D:p

All comments are well meant but i am not legally qualified only CAG educated:D

 

 

In the slight chance i have been helpful please click the scales:)

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Now then General, that poses an interesting moral dilemma. Just supposing somebody who had worked for one of these companies did get into difficulty and came onto this forum asking for help and advice. Would you help them?

 

DCA employees are so thick that they would probably own up to their former employment whereas us normal people would just keep quiet about it (would you own up to that?)

 

Personally, I think we should be magnanimous and view any pleas for help as some kind of absolution. Others may think differently. What about you?

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Made me smile :)

 

 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

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Now then General, that poses an interesting moral dilemma. Just supposing somebody who had worked for one of these companies did get into difficulty and came onto this forum asking for help and advice. Would you help them?

 

DCA employees are so thick that they would probably own up to their former employment whereas us normal people would just keep quiet about it (would you own up to that?)

 

Personally, I think we should be magnanimous and view any pleas for help as some kind of absolution. Others may think differently. What about you?

 

Regards.

 

Fred

 

Having been to rock bottom and barely scraping back up,as so many of us are, I couldn't turn my back on anyone who had money problems and needed help I'm afraid.

Mr & Mrs Ananya's story so far -

Welcome Finance - account closed - no CCA - 02/07 - £1500

NatWest - settled in full 09/06 - £600

NatWest - settled in full 06/07 - £72

Verso - Settled in full 07/08 - £2002

C.K. Edrupt/Provident - account closed - no CCA - 04/07 - £640

Littlewoods/Shop Direct - 2 accounts closed - Statute Barred - 04/10 - £800

D.C.A.s who've given up so far -10

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I'm just wondering how Initial Credit managed to get a consumer credit licence. Then again, given that the OFT usually reacts with the speed of a deeply anaesthetised slug, perhaps I should stop wondering.

 

 

Um.. the slug, are you sure i's not actually....er.....dead?

 

David

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Such sad news. Hopefully more to follow:D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Im a great believer in swings and roundabouts , fair enough they were doing there jobs BUT they dont have to be so vile about it do they ,.Threatening women in my book is a big no no , surely any man worth anything would stop the threats once theyd made a woman upset , to me there as bad as men who slap women about .

CAG v dca

 

CAG EVERYTIME .....

KEEP RIGHT ON TILL THE END OF THE ROAD ........

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I'm just wondering how Initial Credit managed to get a consumer credit licence. Then again, given that the OFT usually reacts with the speed of a deeply anaesthetised slug, perhaps I should stop wondering.

 

Still, I'm sure they don't have one now...

 

 

 

That's always been something that I find so difficult to understand. Anyone can form a Company, and then it becomes quite easy to get hold of a license and start fiddling about with peoples credit files and holding them to ransom over debts which they may, or may not owe.

 

Supposedly things will be changing after April this year and the OFT will be getting tougher on the whole collections and purchase sector.

 

At least...that's what they want us to believe........:rolleyes:

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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Hey - How about a whip round for them

 

Can we make negative donations LOL!!!!

HTH (Hope This Helps) RDM2006

 

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Sinners repent..............................well they do until they open up again under yet another name.

 

David

They probably have the application to the OFT in already in a new company's name, then they avoid the new regime, such as it will be.

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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