Cheekiness towards a DCA

[ODC]

You have to admit Worst Credits pseudo apology and fake sincerity were highly amusing

[fuzzybobble]

Although my mother has had a DMP in place for a couple of years now, it still doesn't stop the cheeky gits phoning up and chancing their arm every now and again. This time though I had just the right idea.

 

Cq"What is your date of birth?"

Me"What is your bra size?"

Cq"I'm sorry?"

Me"I thought if we were asking personal questions on a first conversation I might as well get in there quick"

Cq"Could you please give me your reference number and answer my sec....."

Me"STOP!!"

 

Me"Hammer time"

Cq"You don't appear to be taking this very seriously?"

Me"You don't appear to be taking a DMP that has been in place for quite a while and never having missed a payment on it that seriously do you?"

Cq"Ican't discuss someone else's account with you"

Me"You sound nice, why don't we meet for a coffee, I'll pay, perhaps we could skip together in the park, I know a really nice place where we could have a picnic? My Mum will lend me the money"

Cq"Is your Mum the account holder?"

Me"I'm sorry I can't discuss someone else's account with you until you answer my security qustions"

Cq"Pardon?"

Me"How tall are you,what colour eyes do you have and why did you fail your GCSE's"

Cq"If you're not going to help me sir then I may as well hang up"

Me"Wait.....STOP"

Me"Hammer Time"

Cq"Click......(although I did hear some laughter, which must be a first!)"

 

Was the young lady you spoke to called Emma by any chance?

If it was, she's a moose. I've seen her Myspace profile.

She has some really gormless mates who are likely to work at Capquest too.

 

Sign on the visitors exit of the Capquest office.....

 

"Please check your DNA on leaving, as mistakes cannot be corrected later."

 

 

I wonder who on this thead will be the first to get the mobile number and email address from a DCA employee they tried it on with when they called? hee hee

[joeybartonisadca]

Was the young lady you spoke to called Emma by any chance?

If it was, she's a moose. I've seen her Myspace profile.

She has some really gormless mates who are likely to work at Capquest too.

 

Sign on the visitors exit of the Capquest office.....

 

"Please check your DNA on leaving, as mistakes cannot be corrected later."

 

 

I wonder who on this thead will be the first to get the mobile number and email address from a DCA employee they tried it on with when they called? hee hee

 

 

I sense a site challenge

[fuzzybobble]

You have to admit Worst Credits pseudo apology and fake sincerity were highly amusing

I've been going through the programme to come up with some ideas. The Capquest apology has the makings of a classic fuzzybobbled video scene.

 

I've decided to edit all the audio first, then do the people in the video Phonejacker style. Of course Uncle Bob will get his 3rd guest spot in it.

 

In the meantime, watch out at the weekend for a little sketch where Uncle Bob meets Judge Judy.

[mr.ton]

You have to admit Worst Credits pseudo apology and fake sincerity were highly amusing

 

You could tell that it was put on for the tv programme

[benjibutton]

Hi Guys

Thanks for the tips. OH being chased by ebay ( dco?) and hsbc

[fuzzybobble]

You could tell that it was put on for the tv programme

And for me to play around with too. It's amazing how much fun you can have chopping up the recording to make them say bizarre things.

 

That's me kept out of trouble and the pub for the next 2 weeks anyway.

 

Bobblerama - "The great DCA farce".

[blipvert]

 

Bobblerama - "The great DCA farce".

 

Thanks for that, you do make me laugh....

[cashins]

Couple of crackers in here:

 

How tall are you,what colour eyes do you have and why did you fail your GCSE's"

 

"Please check your DNA on leaving, as mistakes cannot be corrected later."

 

 

Excellent stuff joeybartonisadca & fb.

 

It just gets better!

 

David

[snapper69]

A woman from Westcott rang me and offered me a discount to pay the total off. When I said that I couldn't afford to she said that if I didn't they would put my payments up. I told her that sounded very much like extortion and she got very aggressive. I shouted back and finally told her to F**k off and slammed the phone down. No phone calls since.

[mr.ton]

A woman from Westcott rang me and offered me a discount to pay the total off. When I said that I couldn't afford to she said that if I didn't they would put my payments up. I told her that sounded very much like extortion and she got very aggressive. I shouted back and finally told her to F**k off and slammed the phone down. No phone calls since.

 

Well done - great feeling isnt it eh

[fuzzybobble]

I'm bored with DCA's lol.

None of them put up much of a fight or a challenge anymore. Even Bryan Carter is too scared to take me on. He's been silent for 6 weeks now.

 

I had a new "we give up, so returning account to OC" letter from Moorcroft too. Will pop it on here as soon as I find the cable for the scanner. Oh, and the scanner for that matter, as my cousin borrowed it

 

I think it will be fun when they sell my unenforcebles then watch the bottom feeders try and collect something they actualy paid a couple of quid for. I have a wonderful template ready to rub their noses in it, and point out they were sold a real pig in a poke.

[snapper69]

It certainly is a great feeling. Now all I have to do is get them to admit that they don't have a CCA and it is therefore unenforcable and I will be happy. I sent them a letter asking for a copy of the CCA but they replied with a letter saying that the OC had told them to tell me to contact them ( the OC ) to ask for it. Judging by what I've read, it's unlikely that the OC has a copy anyway. However I'm going to write to Westcott and ask them again. I'm also going to send a SAR to the OC.

[ODC]

Its not your job to contact the original creditor. Obviously they are not aware of S 175 and 189 of the CCA 1974

[fuzzybobble]

Its not your job to contact the original creditor. Obviously they are not aware of S 175 and 189 of the CCA 1974

 

They probably are, but like most DCA's they choose to ignore the laws and guidelines that apply to them.

[locutus]

Its not your job to contact the original creditor. Obviously they are not aware of S 175 and 189 of the CCA 1974

The amount of things DCA's seem to be "not aware" of is phenominal. If ignorance truely is bliss, they must be ecstatic!

[huggy41]

The amount of things DCA's seem to be "not aware" of is phenominal. If ignorance truely is bliss, they must be ecstatic!

 

don't you mean plastic:eek:

[fuzzybobble]

Here's a link we can have some fun with

 

Bryan Carter | UK Lawyers & Solicitors in Weybridge - Bryan Carter

 

You can leave a review and a rating for Bryan Carter.

 

Now please be 100% honest when you dish out those stars and write a truthful review.

[fuzzybobble]

Now I know DCA's are thick and can't add up....

 

I borrowed this from Lowells own site.....

 

Formed in 2004, Lowell Group achieved a turnover of £50.8m this year. It has almost doubled its size year on year and currently employs more than 300 people at its state-of-the art HQ and customer contact centre in Leeds.

The Group’s operations division Lowell Financial is currently servicing more than two million consumer accounts with an asset value in excess of £2.3 billion.

 

Ok ,so out of £2.3 billion of debts they manage to collect a total of £50.8 million in a whole year.

With 2 million accounts on their books, they actually managed to collect around £25 per customer in a year. Seems to me that's made up of token payments and CCA requests.

Not doing to well really are they? :D:D

I wonder how much of the £50.8 million turnover got swallowed up in staff wages, threat-o-grams that achieved nothing, and pointless calls?

[Fred Bassett]

Here's a link we can have some fun with

 

Bryan Carter | UK Lawyers & Solicitors in Weybridge - Bryan Carter

 

You can leave a review and a rating for Bryan Carter.

 

Now please be 100% honest when you dish out those stars and write a truthful review.

 

I've had a go fuzzy, but unfortunately it is 'pending an admin review'. Somehow I think a lot of the comments will not get posted! Still it's a bit of fun.

 

Regards.

 

Fred

[bigegg]

shall we keep a tally? mine would be no 3 pending approval (assuming fuzzy was no.1)

[Fred Bassett]

shall we keep a tally? mine would be no 3 pending approval (assuming fuzzy was no.1)

 

Good idea. I posted something about him being follicly challenged and particularly ugly. I don't think that is the sort of comment that will pass the censor.

 

Regards.

 

Fred

[The GodMother]

Nothing posted yet

[Kyokudo]

I left a review, I felt it was very apt.

 

I found Bryan Carter to be extremely helpful...

His constant letters demanding payment for a debt I didn't owe prompted me to find a site called Consumer Action Group (www.consumeractiongroup.co.uk).

This has enabled me to become enpowered and know my rights when it comes to underhanded tactics employed by some debt collection agencies and their legal advisors.

So if it wasn't for the way both his firm and those he represents broke the law in many ways. I would never have found CAG.

So Thank you Bryan, you have been inspiration to hundreds, no thousands, no, tens of thousands of people.

 

You think it'll get posted?

I did thank him and go to great lengths to be... nice.

Which is more than he has ever done for his 'customers'

[Kyokudo]

Now I know DCA's are thick and can't add up....

 

I borrowed this from Lowells own site.....

 

Formed in 2004, Lowell Group achieved a turnover of £50.8m this year. It has almost doubled its size year on year and currently employs more than 300 people at its state-of-the art HQ and customer contact centre in Leeds.

The Group’s operations division Lowell Financial is currently servicing more than two million consumer accounts with an asset value in excess of £2.3 billion.

 

Ok ,so out of £2.3 billion of debts they manage to collect a total of £50.8 million in a whole year.

With 2 million accounts on their books, they actually managed to collect around £25 per customer in a year. Seems to me that's made up of token payments and CCA requests.

 

Not doing to well really are they? :D:D

 

I wonder how much of the £50.8 million turnover got swallowed up in staff wages, threat-o-grams that achieved nothing, and pointless calls?

 

That statement says nothing about operational profits before tax, let alone after tax.

 

So it begs the question; the £2.3 billion in debt their 'recovering' cost them how much?

I bet it's more than £50.8 million!