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About blipvert

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  1. My partner, in a previous relationship, managed to get into housing benefit overpayment situation. It is being paid back through a DEA to the council but at a very small % of part time working at minimum rates of pay. It will take decades. I thought I'd ask here first, would a full and final settlement figure be an appropriate thing to seek under these circumstances, and if so, what figure. thanks
  2. i posted this back in july but probably to the wrong forum. I'm not on 192 but I am on this lot: I'm not sure if I've posted this to the right forum, if i haven't then ( moderator ) please feel free to move it. Every now and again, I check my internet digital footprint to make sure I'm under the radar. I did it again last night and stumbled across this site, and guess what, I'm on it: [removed] digging further, i see they have a removal link but the process seems quite long winded: [removed] if you go to the form, they also want detailed reasons why you want to be removed which seem a catch all for them to say no: [removed] I was wondering if anyone else on here has dealt with this outfit. There also seems to be a duplicate site although I'm not sure if its the same outfit. [removed]
  3. done my involvement with cag was circa 5 years ago and I remember him assisting me, thankfully, things are now settled and i rarely post due to time issues, but I would like to express my gratitude and appreciation to Martin, - and warmest regards to family and loved ones. blipvert
  4. A very interesting article from UNITE on Performance Management. http://www.unitetheunion.org/pdf/(JN3144)%20Performance%20Management%20Briefing.pdf
  5. Interesting thread, sounds terrible, out of curiosity, is this a British company and do these pmp's originate from HR in that they have targets.
  6. i've just come across this thread, and skimmed it so havn't read every post so apologies if already mentioned. would these 2.0l bmw engines be the M47R by any chance. If so, the reason the turbo 'appears' to fail is due to a clogged up PCV ( positive crankcase venting ) filter. When this filter ( about the size of a cotton reel ) gets caked up, the oil can become pressurised, one exit route for the pressurised oil is past the seals in the turbo straight into the combustion chamber. BMW later modified the PCV by doing away with the filter and having a passive chamber that collected gunge.
  7. Patients' medical records go online without consent - Telegraph opt out form here: (scroll to bottom ) http://www.connectingforhealth.nhs.uk/systemsandservices/scr/documents/optout.pdf
  8. um, sorry debt4get, i clicked on that link and some pages came up that were quite frankly in cloud cuckoo land
  9. can't the OP get a charging order in favour of a trusted relative for the equity leaving lowells CO worthless or is that seen as squirelling away assets. Also, do some CO's come with a bite in that the creditor can force a sale.
  10. I had a an alleged cc debt bought by a well known dca who are currently on the OFT radar, this happened circa 18 months ago. First up was to request a valid executed copy of the CCA, usual canned replies and since then, no sign of one. On Monday, an envelope arrives containing 2 CCA's. They are each different but both purport to be 'credit card agreements regulated by the consumer credit act 1974' and from the same original creditor. they have different page counts, and 'structure' etc. Neither bear my signature or that of the original creditor but do both bear my name and address. They look like they are fresh off a laser printer and reconstructed. However, no covering letter was attached claiming what they are. Any ideas what they're upto ? TIA
  11. was the belt fitted over-tensioned i wonder.
  12. Did the garage use a mechanics stethoscope, have you thought about using one, they are very simple to use and may yield vital clues. If you can find the source of the knocking using one then I'd say the garage were negligent.
  13. I used this in the past (courtesy of PT) > Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you. There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance. >
  14. Crunch victims use anti-stalking laws to challenge 'greedy' banks - Home News, UK - The Independent
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