Cheekiness towards a DCA

[ODC]

I think Comrade Broon is in such a deep hole that nothing can save him He is only putting off the inevitable.

[babybear39]

Do we have to do politics? I'm hungover and trying to pack for my week in London

[FredFerret]

I once heard a joke/story kinda thing which involved the return from town after the nightclub, but not having enough for a cab,,,, If i remember right It was a case of going up to the 1st cabbie and asking how far he would take me for £7.50, with this bein not far enough and him being a bstud,, I went to the next one and asked how far he would take me for a BJ and £5 (Im a straight Man btw!! lol) and he promptly told me where to go,,, so I went all the way down the taxi rank asking the same question to each driver,, and got the same answer from each,,, in the end,, I got back to the first one I asked,,, and offered him the £7.50 I had,, and was prepared to walk the rest of the way.... As we drove past all the other drivers,,, I smiled at them and stuck my thumb up! I wonder if I can imply this with DCA's??

[stikky62]

Jees,,,its just taken nearly 4 hours to read this thread from the start, but its been an amusing waste of a sunday evening...lol

I'm getting myself psyched up for DCA phone calls and its just what i've been looking for.

Now for those u-tube vids

[FredFerret]

So where do you stand if you give them a proper mouthful of serious abuse??? will it go against you????

[FredFerret]

I wonder if we could use this one on our lovely DCAs

 

YouTube - The Greatest Prank Call Ever

 

I NEEEEEED to get this written down!!!! LMAO

[cashins]

So where do you stand if you give them a proper mouthful of serious abuse??? will it go against you????

 

Obviously, if it winds up in court and it's a fifty - fifty call, it won't help your cause plus, if you do win, it won't help your counter claim either.

 

Having said that, before I found this site and was getting run ragged, I lost it with one bloke and treated him to around a minute of really vicious abuse. I was so steaming mad that when I realised he had hung up, I phoned back and some girl that picked up got the same.

 

Never heard from them again, probably only because they had zip anway.

 

Best policy is don't talk to them, keep it in writing.

 

David

[stikky62]

Hey guys n gals....i just been you-tubing and came across a few vids from a geezer calling himself "dcamaggots".

 

Hes got some intersting things to say on DCA's. All of it is here on this site, but t'was nice to hear it instead of reading it.

 

YouTube - UK debt collection agencies and how to handle them

 

Check his other vids too. He had some interesting things to say about how the government is planning on bringing in DCA's to recover some of their debts ~ dunno how much truth there is to this though?!?!

[FredFerret]

Having said that, before I found this site and was getting run ragged, I lost it with one bloke and treated him to around a minute of really vicious abuse. I was so steaming mad that when I realised he had hung up, I phoned back and some girl that picked up got the same.

 

 

LOL Cashins,, poor girl!!! heh heh,,, shouldn't have got a job with these people anyway,,, what does she expect,,, flowers??? heh heh

[vincentfan]

where have fuzzybobble and loyalbrummie and vinegarvera gone??

 

They made me laugh so much on this thread

[Percival Wigglesbottom]

I remember a telephone exchange I had with intrum justitia a long while ago where I put on this heavy stutter , he put the phone down on me .

 

Obviously not the same name,. but similar syllables :

 

IJ caller : Can I Speak to a Mr Percival Wigglesbottom please ?

 

PW : Mr Per... Mr Perciv.... Mr Per Wig.. Mr Perc..Wig.. Wiggles... Mr Perciv...

PW : Wiggle...Mr Perciva va va wi wi wigg .. Mr Per per...

 

IJ : Hung up

 

Thought that was quite fun.

[cashins]

Wonder if the new Act has given the DCA's pause for thought.

 

I haven't had a call for 3 weeks now, (at this rate I'll have to phone the ***** myself to get some decent sport).

 

Anyone else noticed the same?

 

David

[babybear39]

where have fuzzybobble and loyalbrummie and vinegarvera gone??

 

They made me laugh so much on this thread

 

I miss them too...Come back

[fuzzybobble]

Fuzzybobble is back :D:D:D

 

 

Had a few problems in life that needed sorting. One of them being Moorcroft. They now have 3 alledged debts they're chasing me for.

By the time I'm done with them, the OFT will be on first name terms with me. lol

[babybear39]

YAY Welome back FB *hugs*

[fuzzybobble]

Thanks BB ;-)

 

Back with avengence. As most of you know I hate Moorcroft with a passion. Already been giving Halifax some serious grief with their 7 breaches of OFT guidelines + 1 data protection act thingie too.

 

So what joy, while they're busy making up excuses for their actions, they pass the account onto Moorcroft.

 

Just in the middle of a nice letter to Moorcroft, demanding an explaination as to why they're trying to collect on 3 accounts that are in dispute. 3 are blatent breaches of OFT guidelines, and will be going after compensation claim from them too.

 

Will be starting a thread on it shortly.

 

Has anything fun been happening while I've been gone? Any good pages I should be reading?

[babybear39]

Good luck with moorcrap FB.

 

Have you read this one?:

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/147392-cca-dcas-unfair-commercial.html

[fuzzybobble]

Nice one BB. Time for another round of CCA requests I think. Then let them break a few laws and guidelines, then get reporting them.

 

The more of us that do it, the bigger an impact we'll have.

 

Hopefully before too long there will be a thread on here that will be titled...

 

"insert dca name here" has ceased trading due to breaches of consumer law.

 

Then it's party time.

 

Please let it be Moorcroft to be the first to go.

[babybear39]

Hehe...

 

I'd have to say 1st crud but I loathe moorcrap too

[The GodMother]

welcome back FB.

 

While u have been gone i have had my baby.

[babybear39]

Congratulations on the birth of your baby

 

[fuzzybobble]

Congrats on the new baby

 

 

 

[fuzzybobble]

eeek wrong piccie.....

 

Damn, I've gone all fuzzy again.

[ODC]

Hehe...

 

I'd have to say 1st crud but I loathe moorcrap too

I would have said Lowell but since I binned them your best buddies and Cabot are now in my sights.

[harrythehawk]

Level of abuse is however you feel I guess, although generally on here it is suggested, wisely, not to lower to that level, however we all have those moments. I answered the phone to first credit a few weeks back and was in no mood to play the "is Mrs Hawk there?" game so after telling smarmy man no she won't speak to you and the inevitible "why is that ?" I answered repetively f*** off ..... which he did. Again, not my usual tact as I am generally quite cool and calm when phone calls do come through but for medical reasons speaking is real difficult right now and even pronouning the F word is hard so I guess it did sound comical in a way !! ........ however, it seems to have done the trick as they haven't rung again ...... perhaps I need to mention that I do have written evidence of no CCA where they are concerned hence my abuse not affecting my situation and also 1st Credit don't read letters which annoyed me anyway why they were calling. Won't try this again but I have been told on here there is no law which requires you to be civil to people on the phone .... assuming you don't make the call yourself in which case I think you might be in trouble.