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    • I found that the parkin attended has a car with CCTV camera on it, however as I stated earlier, it seems that he did not take video of my car otherwise they would have stated so in the SAR. parking car .pdf
    • The rules state that "approved devices may only be used in limited circumstances"  I was not a threat. I was not present. I did not drive away. I think he has not fulfilled the necessary requirements justifying issuing me a PCN by post therefore the PCN was issued incorrectly and not valid.  What are your thoughts?  
    • I have also found this:  D.2 Service of a PCN by post: 54) There are some circumstances in which a PCN (under Regulation 10) may be served by post: 1) where the contravention has been detected on the basis of evidence from an approved device (approved devices may only be used in limited circumstances) 2) if the CEO has been prevented, for example by force, threats of force, obstruction or violence, from serving the PCN either by affixing it to the vehicle or by giving it to the person who appears to be in charge of that vehicle 3) if the CEO had started to issue the PCN but did not have enough time to finish or serve it before the vehicle was driven away and would otherwise have to write off or cancel the PCN 55) In any of these circumstances a PCN is served by post to the owner and also acts as the NtO. The Secretary of State recommends that postal PCNs should be sent within 14 days of the contravention. Legislation states that postal PCNs must be sent within 28 days, unless otherwise stated in the Regulations. This from London Councils Code of Practice on Civil Parking Enforcement.  The question is what is an approved device? Certainly, he had the opportunity to place the ticket on my car and I didn't drive away.  I looked further and it seems that an approved device is a CCTV camera - It seems that the photos taken were not actual film but images and it is not clear if they are taken from a video or are stills. I'm guessing if it was moving images then the SAR would have stated this.    From the Borough of Hounslow website: "There are two types of PCN issued under the Traffic Management Act 2004, which governs parking contraventions. The first is served on-street by a Civil Enforcement Officer, who will observe a vehicle and collect evidence before serving the PCN either by placing it in a plastic wallet under the windscreen wiper, or by handing it to the driver. The second is a PCN served by post, based on CCTV footage taken by an approved device, which has been reviewed by a trained CCTV Operator."   From Legislation.gov.uk regarding approved devices: Approved Devices 4.  A device is an approved device for the purposes of these Regulations if it is of a type which has been certified by the Secretary of State as one which meets requirements specified in Schedule 1. SCHEDULE 1Specified requirements for approved devices 1.  The device must include a camera which is— (a)securely mounted on a vehicle, a building, a post or other structure, (b)mounted in such a position that vehicles in relation to which relevant road traffic contraventions are being committed can be surveyed by it, (c)connected by secure data links to a recording system, and (d)capable of producing in one or more pictures, a legible image or images of the vehicle in relation to which a relevant road traffic contravention was committed which show its registration mark and enough of its location to show the circumstances of the contravention. 2.  The device must include a recording system in which— (a)recordings are made automatically of the output from the camera or cameras surveying the vehicle and the place where a contravention is occurring, (b)there is used a secure and reliable recording method that records at a minimum rate of 5 frames per second, (c)each frame of all captured images is timed (in hours, minutes and seconds), dated and sequentially numbered automatically by means of a visual counter, and (d)where the device does not occupy a fixed location, it records the location from which it is being operated. 3.  The device and visual counter must— (a)be synchronised with a suitably independent national standard clock; and (b)be accurate within plus or minus 10 seconds over a 14-day period and re-synchronised to the suitably independent national standard clock at least once during that period. 4.  Where the device includes a facility to print a still image, that image when printed must be endorsed with the time and date when the frame was captured and its unique number. 5.  Where the device can record spoken words or other audio data simultaneously with visual images, the device must include a means of verifying that, in any recording produced by it, the sound track is correctly synchronised with the visual image.
    • Hearing took place today.  Case dismissed with costs awarded. Neither UKPC or a representative turned up.  Apparently they messaged the court on 7 May asking for their case to be considered on paper.  Never informed me, which was criticised by the judge as not following procedure.  I was really annoyed as I would have preferred for the case to be thrown out before the hearing, or at least face them in court and see them squeal.   They are just playing a numbers game and hope you blink 1st!   Ended up having to change my flight, but  the costs awarded softens the blow. Was asked to confirm it was my signature on both the witness statement and supplementary statement.  Wasn't asked to read them, said she could see my arguments made and the signs were insufficient and no contract formed. Took maybe 10 mins in total.  Judge did most of the talking and was best for me just to keep quiet or confirm any statements made. Happy to have won as a matter of principle and have costs awarded. Maybe not worth all the time and hassle for any newbies or the technologically challenged.  But if you are stubborn like me and willing to put in the time and effort, you can beat these vultures! I big shout out to everyone who helped on the thread with their advice and guidance, special mention to FTMDave, thank you sir!  Really appreciate everyone's efforts. All the best!
    • I plan to be honest to avoid any further trouble, tell them that the name should be changed to my official name
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Moorcrft Stupidity


PGH7447
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Hi All,

 

I am currently dealing with Moorcr:o ft over an alledged debt on an HBOS/Sainsbury's Credit Card, while I do not dispute the debt and I am willing to pay towards it, I therefore offered to pay £20 a month towards this debt and forego the usual request for a CCA from this ridiculas company.

 

Accordingly I made the offer and send an intial payment along with a letter expressing my desire to pay this amount monthly by DD.

 

They responded by sending me a paying in book and saying they accepted my offer of £50 a month:-x

 

I ignored this and next month sent a second cheque for £20 as per my original offer.

 

They then asked me to send proof of income and expenditure, - No way they can whistle for this.

 

I then recieved a letter yesterday from some other lunatic department with RED lettering all over it saying it was from the Pre Courts division, telling me I am in default by £10 because I only sent £20 - "so they cant count either :eek: "

 

Question is, can I now CCA them even though I had originally offered to pay £20 a month, "that they seem incapable of understanding :-x " or do I just ignore the second letter from the Pre Courts Department LOL.

 

Thanks in advance for any advice.

 

PGH7447

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You can CCA, yes. No worries.... :)

 

Most of their letterheads have pre-court division on them and are either from A J Martin or one of his side-kicks; K Dyde, so no worries there either.

 

If you are happy paying, then just ignore it. Personally, I would CCA though (rec. delivery).

 

:)

  • Haha 1
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  • 2 months later...

Hi all just an Update on this, I sent a CCA Request to MoorCrap on the 31 Dec to which they replied we are looking for it, no further correspondence from these muppets, So well defaulted on, then today I received another demand for the same alledged debt from another I assume DCA "Eqidebt Ltd" giving me until the 24 March to Pay.

 

Now I understand that MoorCrap cant pass this on when in dispute, so what do I send Equidebt please, is it the letter stating that this is in default and I am suprised you have it?

 

Cheers in advance

 

PGH7447

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Going to send this is, this the correct letter?

Equidebt Ltd

Equity House

Ettingdon Rd

Wellesbourne

Warwickshire

CV35 9GA

ACCOUNT IN DISPUTE

 

Your Reference:

Client reference:

 

Dear Sir or Madam,

 

I must admit that I am rather bemused as to why this account has been passed to you, as it is in dispute with Moorcroft and has been since 11 February 2008

Not only is this a breach of OFT collection guidelines, but also in breach of the Consumer Credit Act 1974 and Data Protection Act 1998

 

As Moorcroft is now in default of my Consumer Credit Act request, Office of Fair Trading Collection Guidelines and s10 Data Protection Act request, I consider this account to be in SERIOUS DISPUTE.

 

As you are aware while my Consumer Credit Act request remains in default, enforcement action is NOT permitted; under s127 this constitutes a complete defence at law. Consequentially any legal action you pursue will be averred as both UNLAWFUL and VEXATIOUS.

 

Now I would respectfully suggest that this account is returned to Moorcroft for resolution of these defaults and breaches, as Equidebt Ltd cannot lawfully pursue any enforcement activities.

 

If Equidebt Ltd chooses to ignore my dispute and attempt enforcement, I will initiate legal action and file reports with the appropriate authorities, including, but not limited to, Trading Standards, Office of Fair Trading, Information Commissioners Office, Financial Ombudsman Service and possible court action.

 

I hope that this will not be necessary and an acceptable solution can be accomplished.

 

I would appreciate your due diligence in this matter.

 

Yours faithfully,

PGH7447

 

 

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A J Martin or one of his side-kicks; K Dyde, so no worries there either.

 

I used to get letters from Moorcroft about 10 years ago & that persons name was on their letters even back then.

Moorcroft just wouldnt be Moorcroft without A J Martin :D

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  • 2 weeks later...

Received reply from Equidebt stating account now on hold while they contact the OC, I wonder if they will have better luck than Moorcroft.

 

Tempted to try and arrange payment plan with equidebt, because as I stated in first post I do recognise the debt, just that Moorcroft would not play ball, while the letter from Equidebt was actually very polite. also I will then be able to SAR the OC and reclaim any charges applied to account.

 

Any thoughts on this most welcome

 

Regards

 

PGH7447

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Received letter today from Moorcroft, saying they are no longer dealing with this has they are unable to provide a copy of the signed Credit Agreement as they are no longer dealing with the account!! :grin:

 

So they passed it to Equidebt as stated in an earlier post.

 

So will wait for the next phase with Equidebt to try and find one. :mad:

 

Score so far with this company regarding CCA's

 

PGH7447 - 2

Moorcrap - 0

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If Moorcroft didnt have it, would Sainsbury do you think ?.

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Great result.

I love it everytime I read about a DCA closing their files.

Looking forward to when we start hearing about them

being shut down and their office doors being welded shut too.

 

I only seem to get Cagbotted when I start off topic threads

that peeps enjoy reading anyway.

Only happened twice so far, and one was a genuine mistake

as I typed stuff in the wrong window after a "small" glass of wine. :wink:

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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  • 3 weeks later...

Quick update

 

Received a letter from Equidebt today stating that the OC have no record of a dispute with either their Customer relations dept or Moorcroft - No CCA provided springs to mind - so can I provide proof of the dispute

 

Will send them

 

initial CCA Request dated 31 dec 07;

Moorcrofts Acknowledgment dated 10 Jan 08;

Equidebts initial contact letter dated 14 Mar 08;

Moorcorfts failure letter dated 26 Mar 08.

 

Is there anything else I should send?

 

Cheers

 

PGH7447

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