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About Me


Found 7 results

  1. Hi. For the last 3 years, I've been the carer for my wife. Through unemployment, we have a joint ESA claim. Due to unemployment, I had the spare time to look after her, and did as I imagine any partner would do. The claim is in my wife's name, we get £280 a fortnight, as she was last put in the work related group, although her advisor believes she should be in support... But we need to wait for the next medical, and the people doing that have previously failed her 3 times with 0 points, before we went to court each time and they found she should have scored between 10 and 16. An
  2. i had a mandatory reconsideration for backdating of my JSA, the decision maker decided in my favour so i will be paid 29 days im owed. I was told by about 7-8 advisors that if they changed the decision in my favour it could be actioned as a same day payment because i've been without for so long. i spoke to the benefit centre today and they have said even though it has been ruled in my favour they have to contact the job centre regarding "labour market laws" and that it will be around another week before i am paid anything. who is correct? its been about 6 weeks now and we've
  3. Rather late in the day I've just noticed this document http://www.scoronline.co.uk/sites/default/files/high_level_prinicples_document_final.pdf which purports to set high-level principles for the Reporting of Arrears, Arrangements and Defaults at Credit Reference Agencies. You would think that this kind of document would be put together by the Information Commissioner after great thought and deliberation in his role as the guardian of the human right of privacy under article 8 of the Convention. Not so. This document was put together by the credit industry and then merely appro
  4. I have seen conflicting posts on this site, so I thought I would ask for some clarification. One person in a thread said "you are advised not let bailiffs into your home" Another talked about there being an offence of obstruction to peaceable entry. My understanding is that you are best to never let them in because once you let them in they can come in whenever they want. I also understand that they are no longer allowed to make entry via an open window but can via an open door, including pushing a door you have opened. Can someone clarify whether I can simply not enga
  5. A Bailiff hand delivered a letter today giving me 24 hours to pay £265 for an outstanding parking ticket. The thing is, I have written to the Local Authority twice about this, as I had used their automated telephone system a couple of days after receiving the fine and believed it paid. The first I knew it was overdue was when I received a letter advising me that the fee had increased from £35 to £70. I wrote and told them that I thought this had been paid by telephone and asked that under the circumstances (i.e the apparent failure of their system) would I be expected to pay the addit
  6. Hello Can my employer change the hours on my contract to suit themselves. Have been informed that if we dont work overtime our hrs will be changed from 7.45-4.45 to 7am to 4.45. The contract says we must do a reasonable amount of overtime to suit the buisness. Thanks in advance
  7. Hi I am trying to find a solution to my debts at the moment. I owe about 5,000 in total, all on unsecured debt. I have been in contact with an insolvency practitioner with a view to setting up a Debt Arrangement Scheme. However, as I am not working at the moment, I had to include a note from my husband basically stating that he was happy to contribute the monthly amount out of his wages. So far, so good. After I returned all the relevant paperwork, they called to say that having reviewed my circumstances they would advise me to go for a LILA sequestration due to my not work
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