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DavidP24

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About DavidP24

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  1. Hi Has anyone known of HCEO's or Debt Collection Agencies using DHL or other Couriers to confirm address? (if you sign for it they know you are there). I have a had a card through the door, I am not expecting anything and I have been incredibly careful about not giving out my address or using credit ref agencies. I was homeless for a long time and only recently housed due to damage in RTA, I have mental health issues. I lost everything I had when I became homeless except a 20 year old car worth £500 if I am lucky. My home has items from freecycle and a computer lent by
  2. I have found that putting a number on TPS actually INCREASES the number of calls. I can only assume that the people that are supposed to cross reference the TPS have found a way to grab data. Has anyone else had this happen? I am going to try again on a new sim that I hardly use.
  3. Thanks for reply, I have no problem with people who take credit being subject to CRA, as you say if someone is going to sell you a £1500 mobile phone over two years they want to know you can come up with the payments. However, you seemed to have missed my point, I am not taking credit, was not told during sign up process that my data would be shared and as a utility it is not credit. I prepaid annual contract and still they shared my data every month. Consumers should have a RIGHT to not participate in CRA, I do not want to engage them because they even add that to their records. I
  4. I am new to this forum but Marstons seem to get a lot of coverage, you might want to PM those who mention them and ask them to post on this thread. As far as I can see whole industry seem to be a bunch of cowboys who seem to think they can do what the hell they like and get off on the power trip.
  5. I have had first hand experience of this, many people say that Courts turn a blind eye if CPR are not followed but not if the other party has a Barrister who will refer to white book notes that are not even on the MOJ website. How do I know? It happened to me and cost me, I queried why two forms were needed and got them to accept one only to have the Judge and for them to throw it out. So these are the two forms you need, if you need help filling them out PM me and I might be able to send you a link to or email you a completed one. http://hmctsformfinder.justice.gov.
  6. Not sure if this goes under CRA or Data Protection, please move if required. I am working on an EU complaint with some others about what to me seems a breach of the data protection act or at least article 8 of the human right act regarding privacy rights. I have obtained company documents from a CRA (meant for their clients) that offer customers the opportunity to join what I will call a "club", when they join they agree to provide the data on their customers including monthly payments and an update of their address. In return they get some free access (depending on how much i
  7. I have seen conflicting posts on this site, so I thought I would ask for some clarification. One person in a thread said "you are advised not let bailiffs into your home" Another talked about there being an offence of obstruction to peaceable entry. My understanding is that you are best to never let them in because once you let them in they can come in whenever they want. I also understand that they are no longer allowed to make entry via an open window but can via an open door, including pushing a door you have opened. Can someone clarify whether I can simply not enga
  8. I think it is disgusting that they are making money from a TV programme depicting the misery they put on people. I can totally understand how this lady felt, when I had the threat of a bailiff I decided a solid chest of drawers wedged between door and wall. for a three week period As it happened they did not come My usual tactic to not engage, do not answer door, block their phone numbers and make sure they know I have mental health issues.
  9. According to the page below the liability order is a rubber stampted list of names, they do not even have to ask you for the money before passing to bailiffs. The debt is not covered by the 6 year statute of limitations So the only hope you have is political pressure as suggested or a judicial review which will cost you more than the debt. [Commercial link removed]
  10. I disagree, you are entitled to all data (computer and paper) held about you that can be LINKED TO personal data, so if you call a radio station and give them your phone number and they store that in a record that says "this guy is a racist" they have to provide you with that complete record. I have even obtained "related" data, that is data held in one table that in held in a relational database where there is a common key field. The example would be Tesco, they may have your name, address and phone number in table a and the key field might be ABC124, then in the clubcard table there ma
  11. I would check your tenancy agreement, chances are there is a clause saying you are responsible for all utility bills and they reserve right to pass your details on. These people are used to dealing with people with sawdust between their ears. I would never agree to my information being shared in this way In fact the first thing I do is change the name on utility bills to a 3rd party, I pay the bills but it is my way of controlling data.
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