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Found 3 results

  1. Hi All, I am on JSA and I have had a letter from the DWP reminding me that the support I get for my mortgage interest is expiring as they only pay for this 2 years. Q1) I assume that whilst I am signing on, they will never now start paying it again? Q2) How long do I need to sign off before signing back on before they will start paying it again? Im hoping to get some contract work shortly - I'm more worried that one day I will need to sign on again and be skint and not get the help? It cant be a "2 years out of a lifetime" surely? Thanks, James
  2. Hello. I am currently getting income based JSA for about 1 year now. I stay with my mum, But all of a sudden my mum is saying i need to pay £27 towards to rent as the council will only pay £109. So why now do i need to pay. I have a brother who gets ESA, and my mum gets income support. What are causing the housing benefit deduction, My brother only started claiming ESA this year in march, And all of a sudden the housing benefit is cut. So could someone help me because i am getting the impression the cut is because of me but i have been getting jsa for around a year and my mum has been getting full housing benefit since untill now.
  3. Hello All, I am looking to find out my legal situation, and my options. I am over 65, with little income and (I'm guessing) a poor credit rating. I have an interest only mortgage which is due to mature in a few months, I cannot afford the lump sum payment, so I am in the process of getting the property ready for sale. The property is worth more than 6x the mortgage amount. I have asked the mortgage company for a small extension to allow time to sell, but they are not being very helpful. I have a few questions: Do they have to be reasonable, such as allowing an extension of 6-12 months to allow time to sell? are there any guidelines or anything related to this I can use to get the mortgage company to give me time to sell? (say 6-12 months). Do I have any other options here to buy myself enough time to finish work on the property and market it for a fair price?. I am concerned the mortgage company may try and repossess the property and sell it cheaply, are there any emergency options for loans or re-mortgages that I could get with a poor credit rating, low income and being 65+? (but considering that there is plenty of equity in the property to secure any loan). I know I should of planned ahead, and I understand a lot depends on varying factors, but I'm looking to get a general overview as to my likely options, if I have any. Thanks hereigo
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