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    • Please see my comments in orange within your post.
    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.   House or Flat? Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. Lenders have a legal obligation to sell the property for the best price they can get. If they feel the offer is low they won't sell it, because it's likely the borrower will say the same. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Again, points as above. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) Why serve a delapidations notice? If it's in the terms of the lease to maintain the property to a good standard, then serve an S146 notice instead as it's a clear breach of the lease. I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. Enfranchisement isn't something that can be "voided", it's in the Leasehold Reform Act 1967 that leaseholders have the right to buy the freehold of the property. It's normal, whether it is a "normal" leaseholder or a repossession with a leasehold house, to claim this right of enfranchisement and sell the property with said rights attached and the purchase price of the freehold included in the final completion price. That's likely what the mortgage provider wished to do. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Redact and scan said evidence up for others to look at? Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. So this is dealt with then. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.  You wouldn't vary a lease through a lease extension. You'd need a Deed of Variation for that. This may be done at the same time but the lease has already been extended once and that's all they have a right to. The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved. The lease has already been extended once so they have no right to another extension. It seems pretty easy to just get the lawyer to say no and stick by those terms as the law is on your side there. Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. Again, order them to revert it as they didn't have permission to do the works, or else serve an S146 notice for breach of the lease. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
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Care Worker - staff no longer getting £3K payment enhancements for certain shifts


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I'm posting for a friend so here's the details. I hope some light can be shed on this.

 

She's worked in the same residential care setting for over 25 years.

 

It was announced that the staff will no longer be getting enhancements for certain shifts that qualified them for this extra money.

 

In her case this is a loss of over £3000 a year.

 

Can they do this with no negotiation at all?

 

Thanks for your help.

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The question is a tad vague.

 

Size of employer

Number of staff affected

Details of allowance

How long has it been in place

Anything replacing it

Union?

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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Sorry for the late reply but i have been caught up in my own work stuff today.

 

staff employed 40

 

staff affected 34

 

allowance is 1/3 of hourly rate paid weekends and for part of late shifts. This allowance is being left in place for night staff, which seems totally unfair.

 

extra pay has been in place for over 15 years

 

the staff have been told they will be moved up to the next pay grade but this rise does not cover what is being lost by a long way. One member of staff is going to be £2000 out of pocket, even with the pay grade rise.

 

union are involved and are attending a consultation meeting.

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So if the union are involved, it isn't without negotiation; and there is a grading/cash incentive for the change, so it's not without recompense.

 

Not quite the original position. I think your question might actually be "how can they avoid a cut in take home pay", and the answer may be "they can't." Night shift is harder to get people to do and has a more severe impact n health, so I can see why that one woud be left in place.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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Where I live the hourly rate for care staff pay has increased massively over the last 2 years due to the demand/supply imbalance. your company ought to be made aware of recruitment and retention problems if they go down this route. Your union will be in a position to produce official figures to support this argument.

The real problem is that the employer may well know this but use the changes to shed staff and then be forced to hire new people later. They wont know the background though so will be more pliant to sudden changes

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A "consultation meeting" has now taken place.

 

All care day staff will go up one pay grade (bottom of) and get 2.5% also. This is worth less than £450. Full-time day care staff will lose around £2500 per year.

 

A union rep was present but asked no questions.

 

This all starts in April.

 

Non-care staff and night staff are keeping their extra payments.

 

This is divisive.

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It is not going to happen but if everyone wrote at the beginning of march they were resigning at the end of march because they didnt accept the new conditions then they would have to not implement them or spend a month trying to advertise, interview and recruit new staff.

Was union rep a lay rep employed at the place of work or a local officer?

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It is not going to happen but if everyone wrote at the beginning of march they were resigning at the end of march because they didnt accept the new conditions then they would have to not implement them or spend a month trying to advertise, interview and recruit new staff.

Was union rep a lay rep employed at the place of work or a local officer?

 

They could do that.

But they won't.

 

Because people don't generally stand together.

Some will just accept it.

Some will leave before the end of March - as soon as they find a better paying job, if there is one.

 

What the employer is doing is lawful.

Even if the allowance - and it's an allowance, not wages - is contractual, which the often aren't, it would be relatively easy to change and enforce.

 

They have given a substantial period of notice,

they have mediated the loss - maybe not as much as people might like,

but that's another matter and not subject to law

- and people can find other employment if the change isn't acceptable.

 

It hasn't been explained why the change is being instituted,

but I'm sure the employer will have a business case too. I

 

t isn't difficult to see what that would be either.

Care budget are being slashed.

Some care providers have gone under already because they cannot offer the required care at the price on offer.

Others have withdrawn from the state system and will only take self funders.

 

That doesn't make it "right", whatever that means

- but what it does mean is that it will be cuts or it will be redundancies when the provider closes the facility.

If the staff have a better idea, this is their chance to put it.

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The employer is not a private business or a charity.

 

This is a money saving exercise being branded as "getting fit for purpose" in case the service was asked "why don't we privatise"?

 

I like your idea about all staff resigning in March.

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It wasn't my idea. It will never work!

 

It doesn't matter whether it is a private business, a charity, or statutory sector (very few of those around any more). Austerity measures hit the whole of the care sector/public sector, and you can't spin money out of thin air.

 

But since this is clearly public sector then, let's consider what would happen if it were commissioned out.

 

The generous pension provision goes straight out of the window.

As does the higher than statutory redundancy payments.

Wage rates will be dropped to the bare minimum.

And they won't get five months notice of this.

 

Don't bother thinking TUPE either.

If TUPE applies, the new employer will cite business reasons immediately for all this and more.

 

No it's not fair.

No it isn't right that care provision in this country is being cut to the bone and beyond.

No, it isn't fair that people who are vulnerable and in need are treated as commodities.

 

Is it the employers fault? No, it's the government's.

And who elected that government - often because they think that they shouldn't have to pay all these taxes too support the poor, weak and vulnerable?

 

If you want good care services which respect and value the employees as well as the clients,

then the fight back doesn't start in the workplace,

who have no control over these things.

 

In my region,

councils have protected social care budgets at the expense of huge cuts in other essential services.

 

Now there is nothing else left to cut and yet the social care budget required grows year on year.

 

Most are now setting budgets that they KNOW they will exceed, by £ millions.

What do you suggest they do?

 

As I said, do you or they have a better idea?

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It wasn't my idea. It will never work!

 

It doesn't matter whether it is a private business, a charity, or statutory sector (very few of those around any more). Austerity measures hit the whole of the care sector/public sector, and you can't spin money out of thin air.

 

But since this is clearly public sector then, let's consider what would happen if it were commissioned out.

 

The generous pension provision goes straight out of the window.

As does the higher than statutory redundancy payments.

Wage rates will be dropped to the bare minimum.

And they won't get five months notice of this.

 

Don't bother thinking TUPE either.

If TUPE applies, the new employer will cite business reasons immediately for all this and more.

 

No it's not fair.

No it isn't right that care provision in this country is being cut to the bone and beyond.

No, it isn't fair that people who are vulnerable and in need are treated as commodities.

 

Is it the employers fault? No, it's the government's.

And who elected that government - often because they think that they shouldn't have to pay all these taxes too support the poor, weak and vulnerable?

 

If you want good care services which respect and value the employees as well as the clients,

then the fight back doesn't start in the workplace,

who have no control over these things.

 

In my region,

councils have protected social care budgets at the expense of huge cuts in other essential services.

 

Now there is nothing else left to cut and yet the social care budget required grows year on year.

 

Most are now setting budgets that they KNOW they will exceed, by £ millions.

What do you suggest they do?

 

As I said, do you or they have a better idea?

 

If it were commissioned out i don't think there would be any profit as the money coming in would barely cover staff wages (even if on minimum wage) and the cost of upkeep etc.

 

I had this conversation with a senior council procurement committee member a couple of years ago. He said that elderly care and young people is where the money is (this place is not for the elderly or young).

 

It has also been disclosed that the supervisors are in for a 4k pay rise too! This also seems wrong.

 

The fact that some people will get extra payments at weekends and some not smacks against all ideas of fairness.

 

I think this is just a cost cutting exercise designed to make the lowest paid even less well paid.

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Unfortunately, what you think is irrelevant; and what you consider fair is also not relevant. The reality is that it is exceptionally unlikely that the supervisors are getting a pay rise for any reason other than the inability of the council to recruit and retain people at that level without paying this amount. Whereas, in the current situation, care staff are ten a penny. There are always people willing to do the work. The world isn't fair, and it won't get more so any time soon. And you would be amazed at how the private sector can extract profit. But the bottom line is that if you are correct, and the service can't be commissioned, it is a service - not a statutory duty. And all services can be ended. If you think the alternative would lead to better pay?

 

So we come back to the point, what is your, or their, alternative? And what are you going to do about it? Yes, they are all entitled to resign en masse. They can go elsewhere and find better paid jobs. They can take industrial action. You could start a campaign. Stand for election. This is an "either put up or shut up" situation. If something is "wrong", then do something about it.

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It wasn't my idea. It will never work!

 

It doesn't matter whether it is a private business, a charity, or statutory sector (very few of those around any more). Austerity measures hit the whole of the care sector/public sector, and you can't spin money out of thin air.

 

But since this is clearly public sector then, let's consider what would happen if it were commissioned out.

 

The generous pension provision goes straight out of the window.

As does the higher than statutory redundancy payments.

Wage rates will be dropped to the bare minimum.

And they won't get five months notice of this.

 

Don't bother thinking TUPE either.

If TUPE applies, the new employer will cite business reasons immediately for all this and more.

 

No it's not fair.

No it isn't right that care provision in this country is being cut to the bone and beyond.

No, it isn't fair that people who are vulnerable and in need are treated as commodities.

 

Is it the employers fault? No, it's the government's.

And who elected that government - often because they think that they shouldn't have to pay all these taxes too support the poor, weak and vulnerable?

 

If you want good care services which respect and value the employees as well as the clients,

then the fight back doesn't start in the workplace,

who have no control over these things.

 

In my region,

councils have protected social care budgets at the expense of huge cuts in other essential services.

 

Now there is nothing else left to cut and yet the social care budget required grows year on year.

 

Most are now setting budgets that they KNOW they will exceed, by £ millions.

What do you suggest they do?

 

As I said, do you or they have a better idea?

 

 

I do not like what sangie says, but after 25+ years working in the public sector, I know that what they say is correct.

 

 

In my view, the biggest issue is the potential loss of public sector pension rights if this service is outsourced.

 

 

I've seen this in the NHS where the worst paid jobs were "market tested" or put out to tender. The workers affected were not better off, but presumably(?) taxpayers were.

 

 

In your friend's case there will be a loss in the short term, but that might be more acceptable than a bigger long term loss (and even that may not be wholly unavoidable).

 

 

As the population grows older (plus stopping smoking and drinking - Ha!) society has no answer as to how to fund the ever increasing health and social care costs. It would appear the electorate (for the moment at least) does not want to pay more taxes - at least at the ballot box.

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If it were commissioned out i don't think there would be any profit as the money coming in would barely cover staff wages (even if on minimum wage) and the cost of upkeep etc.

 

I had this conversation with a senior council procurement committee member a couple of years ago. He said that elderly care and young people is where the money is (this place is not for the elderly or young).

 

It has also been disclosed that the supervisors are in for a 4k pay rise too! This also seems wrong.

 

The fact that some people will get extra payments at weekends and some not smacks against all ideas of fairness.

 

I think this is just a cost cutting exercise designed to make the lowest paid even less well paid.

 

 

Do you know this? It might be true as I know of NHS trusts where executive Directors have received large increases even though the organisations cannot recruit enough staff, but it sounds unlikely.

 

 

Is it true or is it simply a rumour?

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the tendering process is bent because the govt wanted it to be when privatisation first kicked off and actually become worse under new labour. There have never ben any savings made by privatisation, that all died when the minimum wage was introduced. The price of meals in hospitals doubled when the NML came in because the contractors suddenly couldnt rely on slave labour to keep to their agreements.

However, paying someone a payment for unsociable hours is not unfair, consider supply and demand. You should see how much locum doctors get paid per hour (typically£200) but even that isnt enough to get many of them to give up their time becasue they can earn more doing private consultancy ( £1200ph in Harley St, £400+ elsewhere)

The supply/demand curve crossover points no longer apply to wages as they do for physical commodities. that you can blame on certain economic theorists back in the Reagan years who were allowed to wreck the economies of every country in the world and still havent been called to account.

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You should see how much locum doctors get paid per hour (typically£200) but even that isnt enough to get many of them to give up their time becasue they can earn more doing private consultancy ( £1200ph in Harley St, £400+ elsewhere)

 

How come £200/hour is “typical”, when the highest rate seen

http://careers.bmj.com/careers/advice/Locum_pay_since_the_cap

was £187.50, and the speciality with the highest average (so, the one in greatest demand) had an average rate (for consultants) of £104.18 / hour.

 

So the average hourly rate for consultants across all specialities is going to be less than that : so your “typical” rate is:

a) about double the average, and

b) higher than the maximum rate seen.

 

Even so, yes the rates are high.

Locums don’t get sick pay, study leave, pension or annual leave, and have no job security, so the rates aren’t that surprising.

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I do not like what sangie says, but after 25+ years working in the public sector, I know that what they say is correct.

 

 

In my view, the biggest issue is the potential loss of public sector pension rights if this service is outsourced.

 

 

I've seen this in the NHS where the worst paid jobs were "market tested" or put out to tender. The workers affected were not better off, but presumably(?) taxpayers were.

 

 

In your friend's case there will be a loss in the short term, but that might be more acceptable than a bigger long term loss (and even that may not be wholly unavoidable).

 

 

As the population grows older (plus stopping smoking and drinking - Ha!) society has no answer as to how to fund the ever increasing health and social care costs. It would appear the electorate (for the moment at least) does not want to pay more taxes - at least at the ballot box.

 

I don't like it either! Unfortunately, the world refuses to operate as I think it should.

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Sorry Bazza, I didnt bother trawling the internet to find some figures just to prove a point, I merely took examples from the doctors surgery and clinic where my wife works and some of the rates my son-in-law charges as a max/fax surgeon. Daughter says he undercharges compared to other private clinics, Shall tell him to increase or reduce his rates? The real point was to show that paying even what most peopel would consider a large sum is not enough to get people to work as a locum in the NHS because it is a fraction of what they can get privately. One could go into how in other countires peopel who are trained as doctors and dentists cant go into the private sector until they have repaud their training cost by working for the state in some capacity. Studnets in France have to do national service as paert of their study time rather than at 18 like the majority of folk, same in Greece where you do it in a set time after you graduate.

How come £200/hour is “typical”, when the highest rate seen

http://careers.bmj.com/careers/advice/Locum_pay_since_the_cap

was £187.50, and the speciality with the highest average (so, the one in greatest demand) had an average rate (for consultants) of £104.18 / hour.

 

So the average hourly rate for consultants across all specialities is going to be less than that : so your “typical” rate is:

a) about double the average, and

b) higher than the maximum rate seen.

 

Even so, yes the rates are high.

Locums don’t get sick pay, study leave, pension or annual leave, and have no job security, so the rates aren’t that surprising.

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Sorry Bazza, I didnt bother trawling the internet to find some figures just to prove a point, I merely took examples from the doctors surgery and clinic where my wife works and some of the rates my son-in-law charges as a max/fax surgeon. Daughter says he undercharges compared to other private clinics, Shall tell him to increase or reduce his rates?

 

Ohh, when you said "locum rates", you meant "private clinic charges". I wouldn't recommend you start advising him on his charges, if you can't tell the difference between them.

You can't compare apples and pears.

 

The majority of locum consultant work is in NHS hospitals and GP surgeries, where the rates are capped, as private clinics (seeing patients privately, rather than NHS sessions) don't usually need locums (their consultants are 'regulars', with 'privileges' to practice there granted by the clinic).

 

There is also a difference between what the locum gets paid, and what the employer gets charged, if the locum works through an agency, so the rate your wife might see isn't necessarily the rate the locum gets.

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  • 3 weeks later...

The consultation document does not mention weekday payments being removed and management have said this was a mistake to omit it but they say it was mentioned at the meeting (it wasn't).

 

Does the consultation have to start again or can it go on with this detail missing from the paperwork?

 

I've tried the union but they have failed to reply to this same question from the workplace rep (he has e-mailed 3 times)!

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Do you know this? It might be true as I know of NHS trusts where executive Directors have received large increases even though the organisations cannot recruit enough staff, but it sounds unlikely.

 

 

Is it true or is it simply a rumour?

 

I know this to be true as it is stated in the consultation document.

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It depends entirely on what their recognition agreement (if they have one) says. Technically no, they don't have to consult. At all, never mind stay it again. They could simply issue notice of termination of contract, and issue the terms of the new contract. That's all the law requires of them. If they have no recognition agreement that sets down negotiating rights, then their agreement is irrelevant and the employer can simply continue to serve notice and new terms. They may agree to not do so - but that would be a choice by the employer.

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