Jump to content


  • Tweets

  • Posts

    • You can't, but you can (and really should) bring up the point that the lender isn't meeting their legal obligations in selling the property for fair market value. You'll have to do this in court, though.     A receiver is bought in by the lender, not you. If they're a registered insolvency practitioner, you may be able to raise a complaint to the insolvency service but there are no guarantees here. Many receivers are also registered with the RICS and self-regulate so if you know the name of the receiver you can check there, again no guarantees.   https://www.rics.org/surveyor-careers/career-development/accreditations/registered-property-receivership-scheme
    • China green-lights mass production of autonomous flying taxis — with commercial flights set for 2025 | Live Science WWW.LIVESCIENCE.COM The EHang EH216-S autonomous flying taxi is the first eVTOL ready for mass production and could lead the way for flying cars around...  
    • Lolerz - I don't understand you.  Rebuked you?   No. I simply replied to your orange comments with legal facts as I know them.  I've already worked through the s42 and s146 issues - over the last 3-4y - and these issues are (mostly) resolved legally.  In terms of posting evidence.  Sure I can post some.  But my most recent questions have been a) how can I enforce a sale before trial?  And b) how can I make a complaint and/or a claim v receiver? (E.g. to which body do I complain?).  At the mo I'm asking for some helpful pointers on those specific questions??  I'm not asking for help with how to prove or present evidence. Fwiw - all evidence for trial has been disclosed (although additions are poss). The lender sent me like 10,000 emails and docs.  There's also 000s of emails, docs, photos, videos, recordings and texts that relate to freeholders/ me.   I read, filed and categorised everything for ease of future reference.  Witness statements and evidence were prepared for trial in the 42 and 146 matters. (now joined with current claim to save duplication).  I've lived the process before.  My current statement and linked evidence has taken like 6 months to draft/ write - to ensure I can succinctly prove my defence and counterclaim points.   Whether I can convince a judge at trial w/o lawyer / barrister is debatable 🙄   But I've prepared.  And continue to try better prepare - which is why I visit this site (and clinics).  This is NOT my business or expertise at all.  I'm just trying.  Not that anyone should ever have to justify why they need help if they ask politely! 
    • Thanks for the other info will also take a look at that.
    • It doesn't use the word reconstructed in the cover letter.  Although, I have just noticed on the cover letter they have asked me to complete a financial statement and offer a repayment within the next 10 days, or they will continue to follow court directions.  They sent a separate letter on the same day advising me they will be continuing with their claim ?  They have done the same for both claims.  Is it worth just doing that - doing the financial breakdown and offering a x amount.    
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Direct Line - "Telephony Fault" Abuse?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4704 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I am trying to reach my car insurer, Direct Line, by telephone. Using the number in my documentation and those listed on-line I keep getting the message "We cannot take your call due to a telephony fault." All the numbers connect to the same message which says "if you have a claim press one, otherwise just hold" then after a few seconds the telephony fault voice message is played.

 

These are all 0845 numbers and cost money as soon as they are connected. This has been happening over a period of several weeks. Do they get a share of the 0845 call charges? If they do, it is in their interest to accept the call and then report a fault, rather than let the call fail to connect.

 

If they do make a gain I will be asking for a refund of my failed calls?

 

Anyone else come across this?

 

Regards,

 

aliasflorence

Link to post
Share on other sites

Yes you're right, they do get a share of the 0845 call charges. This has been investigated in a recent Which (Consumer Association) report at The worst offenders - How to avoid expensive phone call charges - Your money - Which? Advice

So if you put in a complaint, you should ask for a refund for the failed calls.

 

However, many insurance companies use free 0800 numbers instead of 0845 ones.

 

** Hall of Shame – organisations that have expensive customer lines

0871: Admiral Insurance, Bell Insurance, Diamond Insurance, Elephant Insurance, Nikon, Tiscali

0870: Apple (tech support)^, Carphone Warehouse/Talk Talk, DVLA, Gladiator Insurance, Lexmark, Philips^, Sony, Zanussi-Electrolux

0844: AOL, Orange, Panasonic^, Sky (free for Sky Talk customers from July), TV Licensing

0845: Barclays, British Gas, Consumer Direct, Direct Line, Eon, Green Flag, Halifax, LloydsTSB, Miele, Npower, Philips^, Scottish and Southern Energy^, Scottish Power, TV Licensing, Virgin Media

 

Roll of Honour – organisations that have cheaper customer lines

0800: Apple (helpline)^, BT, Canon, Churchill^, Dyson, Norwich Union Direct, RAC, Scottish and Southern Energy

03: Passport Office (from August)

01/02: Panasonic^, Philips^, Toshiba

(taken from Which? magazine - Press - About Which?)

Edited by LemonTwist
Link to post
Share on other sites

i wouldnt hold you breath on getting anything back,unless you can give dates & times you tried & they confirm that they did have phone problems (they do sometimes have switchboard probs). What info do you need r.e you car insurance

Link to post
Share on other sites

Try one of these 0117 984 9922 or 0113 292 7339

 

More listed on SAYNOTO0870.COM - Non-Geographical Alternative Telephone Numbers when you search on Direct Line.

 

I never call any non-geographic number without checking here first. The operator/agent remains unaware of which number you used to call into the PABX.

Link to post
Share on other sites

A word of warning from a former insider (l'il ol' me!)

 

DL has several offices around the country. If you get through to a call centre that is NOT handling your claim, they will simply send a message on to the region that is dealing with it. Expect to wait at least 5 days if you are lucky. Write in (recorded) with a well reasoned explanation (make it a complaint).

 

Believe me, DL operations in this respect is like little kids arguing over who gets to play with the toys (or not). Many a time have I seen minor situations explode into FSA complaints due to internal departments arguing over who is supposed to deal with something and passing the ball instead of actually sorting issues out.

 

How the hell they managed to get into The Times top 50 call centres is beyond me.

Link to post
Share on other sites

A word of warning from a former insider (l'il ol' me!)

 

Believe me, DL operations in this respect is like little kids arguing over who gets to play with the toys (or not). Many a time have I seen minor situations explode into FSA complaints due to internal departments arguing over who is supposed to deal with something and passing the ball instead of actually sorting issues out.

 

How the hell they managed to get into The Times top 50 call centres is beyond me.

 

things have changed,its departments now argue who wont deal with and why should they etc:) I see it everyday,sit back & laugh

Link to post
Share on other sites

Oh - I saw that when I worked there. See it hasn't got any better then.

 

To me it's absolutely pathetic. I got sick of being prasied by customers for sorting problems out (not sick of that!) when previously it was just passed fom pillar to post, and then get a bollocking from managers for acting outside my key indicators or something.

 

The company is more concerned about hitting targets than they are about anything else.

Link to post
Share on other sites

Oh - I saw that when I worked there. See it hasn't got any better then.

 

To me it's absolutely pathetic. I got sick of being prasied by customers for sorting problems out (not sick of that!) when previously it was just passed fom pillar to post, and then get a bollocking from managers for acting outside my key indicators or something.

 

The company is more concerned about hitting targets than they are about anything else.

 

 

Nail on the head:),its unfair on call centre guys and admin guys,they impose these unworkable time restraints on calls & paperwork, max 3 mins on a call (then they ask you why you were on a call so long) paper work is a joke each letter is different,but again they managed to put a max time to deal.

Link to post
Share on other sites

Don't phone in! Write in. I know what you said on the other thread about writing in but pleae read my response.

 

When I was at DL Leeds was the worst office (along with Croydon). In fact I am sure the FSA closed the office down for some time. I do not think I have ever come across more apathetic or incompetent staff.

Link to post
Share on other sites

  • 2 years later...

Three years later and they are still using the 'telephony fault' dodge. They kept wanting more and more info to support my no claims bonus (15 years ) and eventually threatened to cancel the policy. I managed to get through by phone and agreed with the advisor what would suit them He confirmed if I advised that in writing and heard no more from them then it was ok. I wrote immediately and as heard nothing assumed all was well. Two weeks later I received notification that they had cancelled the policy two days before I had received their notification!! So for two days I've been driving around with no policy. It's unbelievable that they can do this sort of stunt putting people at risk. They have no idea what customer care is and as I'm now writing to the FSA we'll see if something comes of it, although I'm not holding my breath

Link to post
Share on other sites

They only want a letter/renewal from your last Insurers stating the years no claims discount you are entitled to.

 

I did see some info from a poster who worked for DL, that the staff were thoroughly fed up, as some of the work has been off shored to India and the company is due to be sold off next year.

 

Make a complaint to Direct Line customer relations. You should have had 7 days minimum notice of cancellation, to avoid you driving around uninsured. Also they should have explained in the standard letters what the problem was with the no claims discount proof, so you do something about it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

How the hell they managed to get into The Times top 50 call centres is beyond me.

 

companies pay a FEE to be in the times top 50.....

then from an independent poll company 3000 random employees receive an email askin a questionaire....

based on these results, will depend on where the company finshes in the top 50..

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...